What is property insurance and what is property insurance

Updated on Financial 2024-03-10
6 answers
  1. Anonymous users2024-02-06

    Property insurance refers to the insurance in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for the loss caused by natural disasters or accidents by the insured property and its related interests in accordance with the insurance contract. Property insurance, including property insurance, agricultural insurance, liability insurance, etc.

  2. Anonymous users2024-02-05

    Property insurance is insurance with property and its related interests as the subject of insurance, mainly including property loss insurance, liability insurance, credit insurance and other insurance business. Property damage insurance is the insurance of various tangible material property, related interests and liabilities. Property insurance in a broad sense includes various property loss insurance, liability insurance, credit guarantee insurance and other businesses, while property insurance in a narrow sense is only a guarantee for tangible material property.

    Its main business types include: enterprise property insurance, family property insurance, transportation insurance, etc.; Liability insurance refers to a form of property insurance in which the insurer bears the liability for compensation when the insured is liable for civil liability to a third party in accordance with the law and is required to make a claim for compensation. Liability insurance only covers the civil liability of the insured for the tort of negligence, and is not liable for damage caused by intentional acts, and usually does not include liability for breach of contract, unless otherwise agreed.

    The insurance liability of liability insurance generally includes two contents: one is the economic liability of the insured for causing property damage or personal damage to others in accordance with the law, and the other is the litigation, lawyer fees and other expenses paid by the insured with the consent of the insurer in advance due to compensation disputes. Agree with 0

  3. Anonymous users2024-02-04

    Property insurance refers to property insurance, property insurance refers to the payment of insurance premiums by the policyholder to the insurer according to the contract, and the insurer protects the property and related interests of the hail in the state in accordance with the agreement of the insurance contract due to natural disasters.

    or insurance for liability for losses caused by accidents.

    Property insurance is divided into broad and narrow senses. Property insurance in a broad sense refers to insurance that takes property and its related economic interests and liability for damages as the subject of insurance; In the narrow sense, financial and violent birth insurance refers to insurance with material property as the subject of insurance.

    Property insurance usually includes property insurance and agricultural insurance.

    Liability insurance, guarantee insurance, credit insurance, and other types of insurance that take property or interests as the subject matter of insurance. Insurable property, including property in material and non-material form and related interests. Property in material form and its related interests are the subject matter of insurance, which is usually called property damage insurance.

    For example, aircraft, satellites, power plants, large-scale projects.

    Automobile, ship, plant, equipment and household contents insurance, etc. Where immaterial property and its related interests are used as the subject matter of insurance, it usually refers to various liability insurance, credit insurance, etc. For example, public liability, product book Gaofan liability, employer liability, professional liability, export credit insurance.

    investment risk insurance, etc.

  4. Anonymous users2024-02-03

    Property insurance is a type of insurance that insurance companies use to increase their income.

    Property insurance is generally included in car insurance** and is insured in conjunction with other car insurance for a period of one year. Property insurance is a type of vehicle insurance.

    It is an additional insurance that mainly protects the accidental loss of vehicle property, such as the loss of items in the car, and can obtain corresponding compensation.

    Property insurance is a kind of non-car insurance, insurance liability includes the loss of property with the car, the bank card is stolen, the driver is disabled and died, the owner and his family accidental medical treatment, etc., the detailed scope of liability is subject to the terms of the insurance agreement. This type of insurance is an additional type of insurance when the insurance company underwrites car insurance, the insurance period is one year, and the cost is not high, which can be used as a supplementary protection to car insurance.

    Property insurance protection includes family property protection, theft loss, cash, gold, silver and jewelry theft loss, water damage loss, door, window, lock malicious damage loss, household appliances electricity safety, third party liability and other protection. Property casualty insurance.

    It refers to the loss of property caused by external factors and non-human factors.

  5. Anonymous users2024-02-02

    Property insurance is a type of vehicle insurance.

    is an additional insurance, which is mainly to protect the accidental loss of vehicle property, such as the loss of items in the car, you can get the corresponding amount of compensation.

    Property insurance is a type of insurance that insurance companies increase their income, which is generally included in car insurance**, and is insured together with other car insurance for a period of one year.

    Property insurance does not necessarily need to be purchased, and car owners can choose according to their own insurance needs.

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  6. Anonymous users2024-02-01

    Property insurance is vehicle insurance.

    The additional insurance is mainly to protect the accidental loss of vehicle property. If the goods carried in the car are lost in the car, you can get the corresponding compensation. Property insurance is a type of insurance that increases the income of an insurance company.

    It is generally included in car insurance** and is insured for one year with other car insurance.

    Extended Materials. 1. Ping An Property Insurance is an on-board non-auto insurance. The term after insurance is one year.

    It provides protection against the loss of military items in the vehicle. Bank card theft, driver disability and death, accidental medical treatment of the owner and his family, etc., users can read the insurance terms in detail when applying for insurance, understand the specific protection content, and then according to their actual insurance situation. It is important to note that Ping An Property Insurance is add-on.

    Generally, only Ping An car insurance is purchased.

    to be insured. Since the premium is not high, users can choose rock selection according to their actual situation. However, when buying car insurance, users can compare the types of insurance offered by different insurance companies.

    Then choose the one that suits you. When buying car insurance, it's important to understand the features of the different types of insurance.

    2. For example, the basic types of car insurance include compulsory traffic insurance and third-party liability insurance.

    Vehicle damage insurance, vehicle personnel insurance, deductible insurance, scratch insurance, separate glass breaking insurance, spontaneous combustion insurance, wading insurance, separate insurance. Damage insurance for rear-side mirrors, reversing lights, theft, rescue, etc. Try to choose a larger insurance company for car insurance, the main reason is that large companies have many outlets, and it is more convenient to settle claims for subsequent accidents.

    3. Nowadays, many car insurance will have additional insurance, such as full-car robbery insurance, which is responsible for compensating for all the losses of the insured vehicle due to theft, robbery and robbery, as well as the loss caused by damage to the vehicle or the loss of parts and accessories on the vehicle during the insurance period. At present, only Ping An Auto Insurance has been launched, which is mainly to protect the accidental loss of vehicle property, such as the loss of items in the car, and the corresponding compensation can be obtained. Its insurance period is one year, and car owners can choose according to their insurance needs, which can be purchased or not.

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