Can I make large value inter bank transfers during non working hours?

1. The counter acceptance time of BOC's domestic inter-bank transfer is within the business hours of each business outlet.

2. The acceptance time of personal internet banking and mobile banking channels of BOC domestic inter-bank transfer is as follows:

If the transfer amount is less than 1 million yuan (including 1 million yuan), the transfer acceptance time is generally 7 24 hours.

The transfer amount is more than 1 million yuan, the transfer acceptance time is from 20:30 to 17:15 on the day before the working day, considering that it takes a certain amount of time for network transmission and system response, in order to ensure that your remittance can reach the beneficiary's account in time, it is recommended that you try to avoid near 17:

Initiate a transaction at 3 p.m.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Inter-bank transfer is carried out during non-working hours of online banking, and it usually takes 2 to 3 working days to arrive in the account.

When personal customers use Internet Banking to make inter-bank transfer service, the processing time is 9:00 to 17:00 on every working day (Monday to Friday).

When the remittance amount exceeds 20,000 yuan, the remittance method is "urgent"; When the remittance amount is less than 20,000 yuan, the remittance method is "normal".

The "expedited" inter-bank remittance can be received in real time, while the "normal" inter-bank remittance can be received within 24 hours; Inter-bank urgent transfers can only be made online from 9:00 to 17:00 on weekdays, while the normal method supports 24-hour uninterrupted service.

Answer: Hello, yes, but when you use the above functions during non-trading hours, the system will prompt "Dear you, it is now non-working time for large-value interbank remittances. If you choose to continue the remittance, the system will make an appointment for automatic remittance processing on the next business day.

Since inter-bank transfers have to go through the People's Bank of China system, the general arrival time is 1-3 working days (statutory holidays and weekends are postponed), if it has not arrived in more than 3 working days, you can contact the bank for further verification and return the funds or arrive at the account to be transferred.

1) Transfer at the counter of the business outlet: If the customer chooses to make an inter-bank transfer at the bank counter, even if the transfer is made on a working day, the customer needs to wait one to three working days for the funds to arrive.

If the customer makes a large amount of inter-bank transfer before Friday or statutory holiday, the bank will not handle the transfer business immediately, and will only start to handle the inter-bank transfer business until the end of the non-working day. In other words, the time that customers need to wait for is the next non-working day, plus one to three working days. Customers can call the customer service of Split Macro Bank** to inquire about the exact arrival time.

2) Inter-bank transfer at ATM: If the customer chooses to make inter-bank transfer at the ATM, it will generally arrive in the account after 24 hours.

3) Inter-bank transfer through mobile payment: If the customer uses mobile payment (such as Alipay and WeChat) to make inter-bank transfer, the arrival time of the funds depends on the customer's choice in mobile payment. The arrival time of mobile payment can generally be divided into fast arrival (within 2 hours) and ordinary arrival (arrival within 24 hours).

4) Inter-bank transfer through online banking: If the customer chooses to make an inter-bank transfer through online banking, the customer needs to wait for one to three working days before the account arrives.

5) Inter-bank transfer through mobile banking: If the customer chooses to make inter-bank transfer through mobile banking, the transfer within 50,000 yuan can generally be received in real time. Transfers of more than 50,000 yuan will take one to three working days to arrive.

How long does it take for an inter-bank transfer to arrive?

No, there is live arrival and 24-hour arrival. If the user chooses to arrive in real-time, it will arrive within 2 hours of the transfer. If the user chooses to arrive within 24 hours, it will arrive within 24 hours after the transfer.

At present, inter-bank transfer charges, bank fees are different, subject to the bank, investors can open e-banking, e-bank transfer is free of charge, e-banking is more convenient to use.

The limit of inter-bank transfer ATM machines is 50,000 yuan per day. The amount of each mobile banking transaction is 200,000 yuan, and the daily amount is 1 million yuan, which stipulates that the bank needs to open a non-service desk transfer business for users, and if it is a service desk transfer, the amount of inter-bank transfer is not limited. The amount of bank transfer awarded across the year depends on the user's transfer bank and is restricted by the bank issuing bank.