The credit report shows that I am married, but I am actually unmarried, how to change it, how long d

Hello. First of all, this personal credit report, if you have indeed not received a marriage certificate, you can apply for changing the wrong information to the credit information center of the People's Bank of China, find out whether you filled in the wrong marriage registration information when applying for a credit card, and contact the change of credit information in time. Secondly, the civil affairs bureau where the household registration is located shall provide relevant supporting materials.

Personal credit report unmarried to married reason:

1. One is that when an individual applies for a credit card, he mistakenly fills in married in terms of marriage options;

2. The other is to make the same mistake when applying for a loan.

Whether the personal credit report record information is married or unmarried has no impact on the handling of business.

Extended Materials. Credit information.

a) Credit report.

At present, it is mainly used for various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in various fields such as commercial credit sales, credit transactions, and recruitment and job search.

In addition, the personal credit report also provides a way for the inquirer to examine and regulate his or her own credit history behavior, and forms a verification mechanism for personal credit information.

2) Credit information.

1. Basic personal information that can be used to identify individuals and reflect their families, occupations, etc.;

2. Personal credit information formed by the credit relationship between an individual and a financial institution or a housing provident fund management center;

3. Personal credit purchase and payment information formed by the credit purchase relationship between individuals and commercial institutions and public utility service institutions;

4. Public record information related to personal credit formed by administrative organs, administrative affairs enforcement bodies, and judicial organs in the course of exercising their authority;

5. Other information related to personal credit.

Good luck.

I think it should be three working days to change this time, because this kind of marital problem can be changed as long as it can be verified.

The unmarried credit report shows that you are married, and the modification method is as follows:

1. Users need to go to the community, neighborhood committee or police station to issue a single certificate;

2. Go to the nearest branch of the People's Bank of China to apply for changing personal information, and after submitting the appeal opinion, the result will be available in about 20 working days;

3. If the personal information cannot be changed, administrative complaints or judicial proceedings can be filed.

What materials are required to change the credit report?

To change the credit information, you need to talk about the following materials:

1. It is necessary to go to the site in person to submit an objection application;

2. Bring the original and photocopy of your valid identity document, of which the copy should be left to the inquiry agency for future reference;

3. When making an inquiry, you also need to truthfully fill in the personal credit report objection application form.

Legal basis: Article 17 of the Regulations of the People's Republic of China on Household Registration.

When the contents of the household registration need to be changed or corrected, the head of the household or the person himself shall report to the household registration authority; The household registration authority shall change or correct it after verifying that it is true.

When the household registration authority deems it necessary, it may request proof of change or correction from the applicant.

Article 16. If a citizen leaves his or her place of habitual residence for more than three months due to personal matters, he or she shall apply to the household registration authority for an extension of time or go through the formalities for relocation; Where there is no reason to extend the time and there are no conditions for relocation, they shall return to their usual place of residence.

1. How to change the unmarried credit report showing that you are married.

1. The unmarried credit report shows that you are married, and the modification method is as follows:

1. Users need to go to the community, neighborhood committee or police station to issue a single certificate;

2. Go to the nearest branch of the People's Bank of China to apply for changing personal information, and after submitting the appeal opinion, the result will be available in about 20 working days;

3. If the personal information cannot be changed, administrative complaints or judicial proceedings can be filed.

2. Legal basis: Article 17 of the Regulations of the People's Republic of China on Household Registration.

When the contents of the household registration need to be changed or corrected, the head of the household or the person himself shall report to the household registration authority; The household registration authority shall make changes or corrections after verifying the facts.

When the registration authority deems it necessary, it may request from the applicant a certificate of change or correction.

Article 16. If a citizen leaves his or her place of habitual residence for more than three months due to personal matters, he or she shall apply to the household registration authority for an extension of time or go through the formalities for relocation; Where there is no reason to extend the time and there are no conditions for relocation, they shall return to their place of residence.

2. What materials are needed to change the credit report.

The following materials are required to change the credit report:

1. It is necessary to go to the site in person to submit an objection application;

2. Bring the original and photocopy of your valid identity document, of which the copy should be left to the inquiry agency for future reference;

3. When making an inquiry, you also need to truthfully fill in the personal credit report objection application form.

Legal analysis: Changliang first check the information on your household registration book, whether Mu Lead has gone to the local police station to change the marital status, and if the information on the credit report is wrong, you can go to the local central bank credit information center branch to submit an appeal, submit a valid ID card, household registration booklet, marriage certificate, police station certificate and other information, fill in the change application, and wait for the bank to verify that it will be changed for you.

Legal basis: Article 1049 of the Civil Code of the People's Republic of China Article 1049 A man and a woman who wish to marry shall apply for marriage registration in person at the marriage registration authority. Where the provisions of this Law are met, they shall be registered and a marriage certificate shall be issued.

The marriage relationship is established after the marriage is registered. Where marriage registration has not been completed, the registration shall be re-registered.

Credit Reports. It records a person's personal information, credit history, public information, and the bank can find a lot of problems by checking the credit report, and some users say that they are married, but the credit report is still unmarried, what is going on? How should I change it?

Today we will briefly introduce the relevant content.

1. Why is the marital status wrong on the credit report?

As the central bank. The information of the credit information center is that the user fills in the personal information when handling the financial business, and then the bank uploads the data to show that you may have handled the financial business before you got married, and then you have not handled it again, so the information has been the previous information and will not be updated.

If the marital status is wrong, it will have a certain impact on the credit investigation, because many business couples jointly take out loans, the pass rate will be higher, and the amount will be higher, the bank will compare the documents submitted by the user, if the information on the credit report does not match, it may lead to the loan being rejected.

2. How to change the credit report unmarried to show that you are married?

Start by looking at your household register.

If there is an error in the information on the report of the Credit Information Bureau, you can go to the local central bank credit information center branch to submit an appeal and submit a valid ID card.

Hukou booklet, marriage certificate.

Police station certificate and other information, fill in the change application, and wait for the bank to verify that Kailing will be sentenced to change it for you.

In short, we should usually maintain a good credit report, regularly check 1 2 times a year, find abnormal and wrong problems, and file a complaint in time, because it will take at least 20 working days to verify and modify, which will inevitably delay time, and it should be revised as soon as possible.

Summary. If you are not married, you can contact the credit bureau and ask to modify the relevant information so that your actual situation can be shown in the credit report, and if you are married, you can provide a marriage certificate and ask the credit bureau to update your information so that your actual situation can be displayed in the credit report. If the unmarried credit report shows that you are married, you should first contact the local credit bureau to inquire about the reason and ask them to take steps to modify it to ensure that the credit report record is accurate.

If there is an error in the personal data, you can file a complaint with the organization and request a correction, and the organization will generally provide the corresponding service. If it is due to other reasons, you can file a complaint with the agency and request supporting documents so that you can confirm the actual situation and take appropriate measures to modify the credit record.

The unmarried credit report shows that you are married, how to change it.

If you are not married, you can contact the credit bureau and ask for the relevant information to be modified so that your actual situation can be shown in the credit report, and if you are married, you can provide a marriage certificate and ask the credit bureau to update your information so that the credit bureau can show your real situation. If the unmarried credit report shows that you are married, you should first contact the local credit bureau to inquire about the reason, and ask them to take measures to repair the sedan car to ensure that the credit report record is accurate. If there is an error in the personal data, you can file a complaint with the organization and request a correction, and the organization will generally provide the corresponding service.

If it is due to other reasons, you can file a complaint with the agency and request supporting documents so that you can confirm the actual situation and take appropriate measures to modify the credit record.

The credit card has been cancelled.

Go to Change.

The modification method is as follows: (1) the user is required to go to the community, neighborhood committee or police station to issue a single certificate; (2) Go to the nearest branch of the People's Bank of China to apply for more information about the person or person, and submit the appeal opinion, and the result will be available in about 20 working days; (3) If the personal information cannot be changed, an administrative complaint or judicial lawsuit may be filed.

The credit card has been cancelled, and the purchase of the house has been signed, can I not change it?

Once the purchase signature has been completed, there is no need to change it.

Summary. Hello dear, I am happy to answer your <>

If the credit report shows that you are married and actually unmarried, you can go to the People's Bank of China to modify it<> prepare your ID card, household registration book, personal unmarried certificate, and then go directly to your local People's Bank of China, submit materials to the credit information center, and apply for a change.

How to solve the problem that the credit report shows that you are married and actually unmarried.

Hello dear, I am happy to answer your <>

The credit report shows that you are married and actually unmarried, you can go to the People's Bank of China to modify it Oh [Smile Potato Mill], prepare your ID card, household registration book, personal unmarried certificate, and then go directly to the People's Bank of China where you draft, submit materials to the credit investigation center, and apply for change.

Dear, hello credit information shows that married actual unmarried solution: the user needs to go to the community, neighborhood committee or police station to issue a single certificate, go to the nearest branch of the People's Bank of China to apply for changing personal information, and submit the appeal opinion, the result will be available in about 20 working days. If it is not possible to change the personal information, administrative or judicial proceedings may be initiated.

The personal credit report mainly records the bank credit transaction information, non-bank credit information, personal identity information verification results of the Ministry of Public Security, personal basic information, personal statement and objection marking, and historical information of Zha Hui Zheng. Basic personal information includes identity information, marriage information, residence information, occupation information, etc.

Personal unmarried certificate to go to **, no.

You can go to the community or village committee to apply for a single certificate.

First of all, check the information on your household registration book, whether you have gone to the local police station to change your marital status, and if the information on the credit report is wrong, you can go to the local central bank credit information center branch to submit an appeal, submit a valid ID card, household registration booklet, marriage certificate, police station certificate and other information, fill in the change application, and wait for the bank to verify that it will be changed for you.

The emergence of credit reporting activities stems from the emergence and development of credit transactions. Credit is a special form of value movement conditional on repayment, including forms such as money lending and commodity credit transfer, such as bank credit, commercial credit, etc. The modern economy is a credit economy, and credit, as a specific economic transaction behavior, is the product of the development of the commodity economy to a certain stage.

The essence of credit is a creditor-debtor relationship, that is, the creditholder (creditor) believes that the trustee (debtor) has the ability to repay, and agrees to the promise of future repayment made by the trustee. However, when the commodity economy is highly developed and the scope of credit transactions is becoming more and more extensive, especially when credit transactions spread to the whole country and the world, it will be extremely difficult for one party to the credit transaction to understand the credit status of the other party. At this time, understanding the credit of market trading entities has become a demand, and credit reporting activities have also come into being.

It can be seen that credit reporting is actually produced and developed with the emergence and development of the commodity economy, and is a credit information service provided for credit activities.

Legal basis

Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters

Article 8: The people's courts shall report the information on the Judgment Defaulters List to the relevant departments, financial regulatory agencies, financial institutions, public institutions and industry associations that undertake administrative functions, and so forth, for the relevant search units to give credit punishments to judgment defaulters in areas such as procurement, bidding and bidding, administrative approvals, support, financing and credit, market access, and qualification determinations in accordance with laws, regulations, and relevant provisions.

The people's courts shall report the information on the Judgment Defaulters List to the credit reporting establishments, and the credit reporting establishments are to record it in their credit reporting systems.

Where state employees, people's congress deputies, CPPCC members, and so forth are included in the list of judgment defaulters, the people's courts shall notify their units and relevant departments of the circumstances of the untrustworthiness.

Where state organs, public institutions, state-owned enterprises, and so forth are included in the list of judgment defaulters, the people's courts shall notify the unit at the level above them, the competent department, or the institution performing the duties of an investor of the circumstances of the untrustworthiness.

Article 9: Where citizens, legal persons, or other organizations that should not be included in the Judgment Defaulters List are entered into the Judgment Defaulters List, the people's courts shall revoke the information on untrustworthiness within 3 working days.