How about Ping An Xinxiang 17 insurance?

Advantages of Ping An Xinxiang 17:

01. This insurance has a certain savings, and one of the biggest advantages of this insurance is that it can provide the policyholder with a way to save, and the policyholder can also protect the life and death of the insured in the case of saving funds. If the policyholder pays the corresponding premiums regularly according to the regulations, then the money can be withdrawn in full after a certain period of time.

02. This insurance has a certain degree of returnability and payment. For example, if the insured dies within the protection period, then the insured can get the corresponding insurance money at this time, which is actually an advantage that many insurance products do not have.

03. The scope of application of this insurance product is relatively wide, for example, some successful people with relatively stable incomes can actually choose this insurance product. Even some people with relatively low incomes can also choose this insurance product, with this insurance product as a backing, then these people can actually work hard with more peace of mind, because this insurance product has solved the worries of this part of the people.

Disadvantages of Ping An Xinxiang 17:

01. Since there are advantages, there will definitely be disadvantages, first of all, the first disadvantage of this insurance product is that the premium is relatively high. Because this product is a return-type critical illness insurance, if you consider choosing this product, you need to pay a lot of premiums.

02. The second disadvantage is that the coverage of this insurance product is not particularly large, and to put it bluntly, the protection is insufficient. As mentioned above, this product is a critical illness insurance, which only insures 80 kinds of critical illnesses, and you must know that many critical illness insurances on the market can cover 100 or more diseases.

03. The dividends of this insurance product are uncertain, in fact, when you buy this insurance product, the salesperson will definitely tell you that this product has dividends, but the disadvantage is that the income of this product is not very stable, and the income is not very high. Of course, this is not only the disadvantage of this product, most of this type of insurance on the market now has this disadvantage.

04. This product is particularly complex, we have introduced it above, this product has a certain return effect, dividend effect, and also has a certain guarantee effect, so many users have no way to distinguish the good from the bad when buying. To put it bluntly, in fact, this product is too complicated, and ordinary people may not be able to figure out some of the details when buying the product.

Ping An Xinxiang 17 This insurance is very good, there are many types to choose from, and it is also very reliable.

The insurance product is intended to be underwritten by Ping An Life Insurance Company. The main insurance is Xinxiang 2017 two insurances, and Xinxiang 18 critical illnesses have been added. The insurable age range is 0-55 years old, and the insurance period is flexible, which can be insured at age 55, 60 or 65, as well as at age 20 or 30.

The payment period is also flexible, with 5, 10 or 20 years to choose from.

Ping An Xinxiang 17 refers to Ping An Xinxiang Insurance (2017), which is an insurance product with pension function, providing death protection and returning the manuscript chain at the end of the period.

Ping An Xinxiang 17 terms are as follows:

1. Age: 28 days old - 55 years old;

2. Payment method: annual, semi-annual, quarterly and monthly;

3. Payment period: 5 years, 10 years and 20 years;

4. Protection period: 20 years, 30 years, to 55 years old, to 60 years old, to 65 years old;

5. Insurance liability: If the insured dies or is diagnosed with a critical illness, the insurance company will pay 3 times the amount of the basic insurance key.

Summary. Hello friends, Ping An Xinxiang 17 is a combination of the main insurance Ping An Xinxiang Dual Insurance (Participating, 2017) and the addition of Xinxiang Early Payment Critical Illness Insurance (2017). Coverage for this product includes:

45 kinds of critical illness diagnosis can be compensated 3 times the sum insured of critical illness insurance, 200% of the sum insured of the main insurance can be received at the end of the period, and death benefit with 300% of the sum insured of both insurances, and you can also enjoy policy dividends, and the dividends of the policy are related to the company's operating conditions, not fixed.

Hello friends, Ping An Xinxiang 17 is a combination of the main insurance Ping An Xinxiang Dual Insurance (Participating, 2017) and the addition of Xinxiang Early Payment Critical Illness Insurance (2017). The protection responsibilities of this product include: 45 kinds of critical illness diagnosis can be paid 3 times the sum insured of critical illness insurance, 200% of the sum insured of the main insurance can be paid at the maturity of the peace, and death benefit with 300% of the sum insured of both insurances, and you can also enjoy policy dividends.

The insurance liability of Xinxiang 17 is: 1. There is a maturity payment, and the insurance company will pay twice the basic sum insured after the expiration, and then terminate the contract; 2. If the insured dies before the age of 18 with death benefits, the insurance company will refund the insurance premiums paid and terminate the contract. In the event of the death of the insured person who has reached the age of 18, the insurance company will pay three times the basic sum assured and then terminate the contract; 3. Cover 45 kinds of critical diseases, calculated and paid according to the basic sum insured of the additional contract before tripling the liquid; 4. If there is an insurance policy income, you can participate in the year-end dividend of the insurance company and distribute the profit, and the year-end dividend is uncertain; 5. There is a change annuity, and the beneficiary can receive the annuity at one time or choose to change the annuity when he receives the insurance money, and the insurance money obtained by the judgment is used as the insurance cost of the annuity insurance; 6. You can use the insurance policy to take out a loan, and the maximum loan amount is 80% of the account balance after deducting the cash value of the contract after deducting all kinds of arrears.

Summary. Hello dear, happy to answer your <>

Ping An Jin Xinsheng 17 insurance is reliable, the main insurance in Ping An Jin Xinsheng 17 insurance is whole life insurance, the protection period is lifelong, and the payment period of the product is 20 years. The additional insurance included in Ping An Jinxinsheng 17 includes early payment critical illness insurance, which can provide lifelong protection, with a payment period of 20 years, including 45 types of critical illness protection, and the insured amount is 100%. During the benefit period, the diagnosis will be paid immediately, and there is also a critical illness waiver benefit.

Is Ping An Jin Xinsheng 17 insurance reliable?

Dear, hello, very bright envy pat envy happy to answer your <>

Ping An Jin Xinsheng 17 insurance is reliable, the main insurance in Ping An Jin Xinsheng 17 insurance is whole life insurance, the protection period is lifelong, and the payment period of the product is 20 years. The additional insurance included in Ping An Jinxinsheng 17 includes early payment critical illness insurance, which can provide lifelong protection, with a payment period of 20 years, including 45 types of critical illness protection, and the insured amount is 100%. During the benefit period, the diagnosis will be paid immediately, and there is also a critical illness waiver benefit.

Ping An Jin Xinsheng 17 insurance is relatively reliable, and the comprehensive protection effect is also very powerful. Therefore, as long as it meets the needs of personal protection and the capital budget, you can directly purchase the insurance family. Ping An Xinsheng 17 is suitable for children to insured, this product is limited to the age of 0-60 years old, and people who meet this age range can be insured Jin Xinsheng 17.

If the protection content of the product is within the scope of its own needs, it can meet the protection needs, and the surplus personal insurance fund plan can meet the purchase conditions, you can directly purchase the insurance.

What does additional contingency 13 (551) 5 thousand mean.

This is an additional accident insurance that only covers accidental disability and does not cover accidental medical expenses. You can simply understand the number as its name.

There is also an additional accident medical A (527) 78 yuan.

Accidental medical treatment A (527), the basic insurance amount is 10,000 yuan, the insurance premium is 78 yuan, and the insurance object is the insured.

Hello, Ping An Xinxiang 17 of China is still more reliable than Duan Tong in similar products, because this product can underwrite the risk of closed Tong is very rich, and it is also more valuable in terms of premium cost performance. The main insurance included in this Ping An Xinxiang 17 is Ping An Xinxiang Dual Insurance (Participating, 2017), and the additional insurance is Ping An Xinxiang Prepaid Critical Illness Insurance (2017). These benefits can provide the insured with related protection functions such as maturity survival insurance benefits, dividend distribution, and death insurance benefits for the insured.