What is the best way to buy insurance for your child?

We need to avoid life insurance, education funds, participating insurance, and universal insurance. Before buying commercial insurance, you should first get children's medical insurance for your child, and then buy critical illness insurance, million medical insurance and accident insurance.

When buying insurance for your child, you should pay attention to these three points:1It is recommended not to buy death insurance; 2.

It is not advisable to buy returnable insurance; 3.Don't just leave your child alone. The child is young, and the insurance premium is not expensive.

On the basis of social security, the child is fully equipped with accident, medical and critical illness insurance, which is about more than 1,000 per year.

How to buy child insurance? 1. Don't buy life insurance for your children 2. Don't buy too many additional responsibilities 3. If you have a limited budget, a short period of time with a high sum insured is better than a long time with a low sum insured.

More than 1,000 per year can be fully insured for children. First, children's medical insurance, which is the basic welfare given by the state. Second, children's critical illness insurance.

The sum insured of 500,000 yuan is guaranteed for 30 years, 600 yuan per year. Third, million medical insurance, 6 million hospitalization protection, 800 yuan per year. Fourth, children's accident insurance, 200,000 accident insurance, 60 yuan per year.

Children are more active, and they will not protect themselves well, and it is inevitable that there will be some bumps, so for common burns, falls and other accidents, you can buy children's accident insurance; In addition, children's resistance is weak, so you can choose consumer-based critical illness insurance with lower premiums to protect your child's health first, and then consider investment-based insurance such as education funds.

Learn three tips to make it easy to deal with children's insurance!

How to buy insurance for children is the most cost-effective, today I will teach you three tips: 1Children should never buy life insurance; 2.If the budget is not enough, buy it regularly, don't buy it for life; 3.Buy consumption, don't buy return. The specific interpretation is as follows:

When buying insurance for children, you must remember these three points:1Don't buy life insurance; 2.If you buy critical illness insurance, you can choose term critical illness insurance if you have insufficient budget; 3.You should buy consumer insurance, not a return insurance.

To buy insurance for your child, you only need to consider the type of protection insurance, and use the least amount of money to leverage the maximum leverage.

What kind of insurance should I buy for my child? What insurances should I not buy? What should I pay attention to when buying insurance for my child? Look at ** and you'll know! I'm Deep Blue Insurance, focusing on insurance evaluation! Pay attention to Deep Blue Insurance, teach you to buy insurance and not pick pits

How to buy insurance for children, how to buy the most cost-effective?

Children are more active, and they will not protect themselves well, and it is inevitable that there will be some bumps, so for common burns, falls and other accidents, you can buy children's accident insurance; In addition, children's resistance is weak, so you can choose consumer-based critical illness insurance with lower premiums to protect your child's health first, and then consider investment-based insurance such as education funds.

How to equip children with insurance, for the healthy growth of children, it is recommended to buy the following three types of insurance, namely accident insurance, critical illness insurance, medical insurance, because children are more likely to be injured and sick, so it is recommended to give priority to children to choose accident insurance and medical insurance, when we buy critical illness insurance, if the budget is limited, you can choose the word compensation of regular children's critical illness insurance.

When buying insurance for your child, you must remember these three points:1Don't buy life insurance; 2.If you buy critical illness insurance, you can choose term critical illness insurance if you have insufficient budget; 3.You should buy consumer insurance, not a return insurance.

Learn three tips to make it easy to deal with children's insurance!

How to buy insurance for children is the most cost-effective, today I will teach you three tips: 1Children should never buy life insurance; 2.If the budget is not enough, buy it regularly, don't buy it for life; 3.Buy consumption, don't buy return. The specific interpretation is as follows:

How to make it most cost-effective to buy insurance for your child? It's simple, just follow these two steps; 1.Scientific configuration scheme:

Children's medical insurance + critical illness insurance + medical insurance + accident insurance. 2.Choose the right product.

If you're in a hurry, you can look here:"Less than 1,000 yuan, get the child's insurance!" 》

Without further ado, combined with the actual needs of most children, I have given a set of relatively cost-effective insurance plans for reference:

1. Children's medical insurance.

As a national welfare policy, children's medical insurance ensures that every baby can see a doctor, which is the most basic guarantee for children.

Children are a high-risk group of serious illnesses, and once they get sick, medical expenses alone are a lot of expenses. In addition, one of the parents must leave work to take care of the baby, and the family's income is even more unstable.

The essence of critical illness insurance is income loss insurance, which can not only be used for the supply of children's **, later ** and nutritional products, etc., but also reduce the financial burden of parents. In addition to the products I recommend above, you can also take a look at what I stayed up late to evaluate:"Comparison Table of 136 Popular Children's Critical Illness Insurance in China".

Children generally have weak immunity, ranging from cold and fever to hospitalization for surgery. First of all, it is recommended that you buy millions of medical insurance, you only need to spend a few hundred dollars, you can buy millions of insurance amounts, if the baby unfortunately has a serious illness and incurs a large amount of medical expenses, you can be reimbursed through millions of medical treatment.

It is the nature of children to be curious about everything, but children are not fully developed and have no sense of protection, so they are prone to accidents. Therefore, it is very necessary to purchase accident insurance, and accident insurance** is affordable.

In short, when we buy insurance, we should choose according to the actual needs of the child, and the one that is suitable for the child is cost-effective.

As a parent, you always want to give your child the best, and insurance is no exception, but not all insurance children can use it. When buying insurance, you should choose carefully, don't spend money in vain, and the protection is not in place. It is advisable to understand these questions first:

In-depth article - How to buy insurance for children? Netizens shouted: Why did you only see it now

1. You don't need to buy life insurance

Life insurance is a kind of insurance that will only pay out in death, mainly bought by the family economic pillar to protect the life of the family, and the child is not the financial pillar of the family, so there is no need to spend this money. It is recommended to give children complete on the basis of social securityChildren's medical insurance + children's critical illness insurance + children's medical insurance + children's accident insurance, you don't have to buy life insurance, so it's about more than 1,000 per year, and the protection is relatively comprehensive.

1.Children's Health Insurance:There is no threshold for children's medical insurance, and children can be purchased as soon as they are born. Before purchasing commercial insurance, it is recommended to equip children's medical insurance, which is the basic guarantee given by the state to everyone.

2.Children's Critical Illness Insurance:Children's critical illness insurance can cover the ** cost to ensure that the child can be treated in time.

It can also compensate parents for the economic losses caused by taking long leave or leaving their jobs in order to take care of their children's illnesses in the past few years. I have sorted out the ten critical illness insurances suitable for children, you can take a look:Top 10 cost-effective critical illness insurance for children

3.Children's Medical Insurance:Children's medical insurance is a supplement to health insurance.

Million medical insurance can reimburse serious illness expenses, up to millions of expenses, as well as value-added services such as green medical treatment, not afraid of delaying children's treatment, and can provide children with high-quality medical services in a timely manner. For example, if the child often has a fever and headache, the small medical insurance can be reimbursed, which can reimburse many minor illnesses and pains, and the accumulation also saves a lot of money. Here is a list of the top ten million medical insurance, I don't know how to choose for my child, you can refer to it:

The top 10 million medical insurance rankings are newly released!

4.Children's Accident Insurance:Children are naughty by nature, easy to bump and bump, and it is easy to hurt their eyes or fall on their arms when playing with children.

What's more, there are also potential risks such as car accidents on the road and high-altitude throwing objects. Children's accident insurance can have hundreds of thousands of insurance amounts for only a few dozen yuan a year, which is cost-effective, and also protects children, so that parents can rest assured.

2. It is not recommended to buy returnable insurance

The main reason for buying insurance for your child is to protect your child's health. Moreover, the money of general return-type insurance is not returned until the age of sixty or seventy, and the child is still so young, how many teenagers will be. The money is no longer worth the price, and it's also more expensive than insurance that hasn't been returned.

Conclusion: So, equip your childChildren's medical insurance + children's critical illness insurance + children's medical insurance + children's accident insurance, the protection is more comprehensive, and it will not be spent in vain, which is more cost-effective.

Buying the best insurance for your child is the most cost-effective, so it's important to choose the right plan.

The types of insurance suitable for children are as follows:

1.Children's Critical Illness Insurance:

As mentioned earlier, because children's own resistance is still relatively weak and they are prone to some larger diseases, they need a children's critical illness insurance to provide certain protection for children at this time.

2.Accident insurance

Accidents are something that each of us can not completely avoid, and accidents exist all the time, children are prone to accidents due to their own sense of danger is still relatively weak, so it is also important to buy an accident insurance for children.

3.Medical insurance

Medical insurance can reimburse the insured person for medical expenses incurred due to hospitalization due to illness**.

Children have weak immunity and the probability of being hospitalized is much greater than that of adults, so buying a medical insurance for children can not only help children resist the risk of disease, but also ease the financial burden of families.

Hope it helps!

When buying insurance for children, you must remember these three points:1Don't buy life insurance; 2.If you buy critical illness insurance, you can choose term critical illness insurance if you have insufficient budget; 3.You should buy consumer insurance, not a return insurance.

Learn three tips to make it easy to deal with children's insurance!

Children are more active, and they will not protect themselves well, and it is inevitable that there will be some bumps, so for common burns, falls and other accidents, you can buy children's accident insurance; In addition, children's resistance is weak, so you can choose consumer-based critical illness insurance with lower premiums to protect your child's health first, and then consider investment-based insurance such as education funds.

Children are more active, and they will not protect themselves well, and it is inevitable that there will be some bumps, so for common burns, falls and other accidents, you can buy children's accident insurance; In addition, children's resistance is weak, so you can choose consumer-based critical illness insurance with lower premiums to protect your child's health first, and then consider investment-based insurance such as education funds.

When buying insurance for your child, you must remember these three points:1Don't buy life insurance; 2.If you buy critical illness insurance, you can choose term critical illness insurance if you have insufficient budget; 3.You should buy consumer insurance, not a return insurance.

For your baby's insurance, consider these four first: social security, critical illness insurance, medical insurance, and accident insurance. Be careful not to buy life insurance for your baby. First of all, it is bought for the breadwinner of the family. In addition, if the budget is insufficient, you must not rush to buy education funds for your children.

Learn three tips to make it easy to deal with children's insurance!

When buying insurance for children, you must remember these three points:1Don't buy life insurance; 2.If you buy critical illness insurance, you can choose term critical illness insurance if you have insufficient budget; 3.You should buy consumer insurance, not a return insurance.

Learn three tips to make it easy to deal with children's insurance!

More than 1,000 per year can be fully insured for children. First, children's medical insurance, which is the basic welfare given by the state. Second, children's critical illness insurance.

The sum insured of 500,000 yuan is guaranteed for 30 years, 600 yuan per year. Third, million medical insurance, 6 million hospitalization protection, 800 yuan per year. Fourth, children's accident insurance, 200,000 accident insurance, 60 yuan per year.

Children are more active, and they will not protect themselves well, and it is inevitable that there will be some bumps, so for common burns, falls and other accidents, you can buy children's accident insurance; In addition, children's resistance is weak, so you can choose consumer-based critical illness insurance with lower premiums to protect your child's health first, and then consider investment-based insurance such as education funds.