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If you change the number, then you can only go to the bank branch to change the financial account, this business is not a simple business, but it can be solved. Don't be in a hurry.
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Postal Savings Bank of China's Wealth Series "Sunrise" RMB wealth management products will be purchased, redeemed and purchased every working day after the offering period (September 1, 2009); The "Xinxin Xiangrong" RMB wealth management products of the Wealth Series are open for subscription and redemption every working day after the offering period (June 13, 2011).
Extended information: The Postal Savings Bank of China issued Ririsheng is a non-principal-guaranteed floating income product, and the bank does not guarantee the principal and income of wealth management products, so it is recommended to make decisions based on its own independent decision. The expected annualized rate of return of this product is that the product adopts daily interest calculation.
Policy risk. Changes in national policies such as monetary policy, fiscal policy, industrial policy and market supervision policy have a certain impact on the market, which may lead to greater changes in the value and risk of investment varieties in the market, which may lead to losses in the wealth management product.
Credit Risk. The bonds, trust plans, bank wealth management products or other investment products invested in the wealth management plan may suffer losses due to the failure of the issuer of the underlying assets to pay the principal and interest on time, or the default of counterparties such as repurchase financiers and trust project borrowers.
Market Risk. The expected rate of return and the actual rate of return of this wealth management product will not change with the change of market interest rate.
Interest rate risk. Affected by factors such as the operation of the national economy and national macro policies, market interest rates are volatile. Due to the fixed interest rate structure of the trust products, the possibility of rising market interest rates is not ruled out during the term, which will affect the income level of investors investing in the products.
This Risheng wealth management product is a low-risk financial product, mainly investing in bonds and central bank bills, annualized income, saving 100,000 average daily income is three times the current interest, Monday to Friday 8:30 to 15:00 at any time redemption, instant arrival.
The Postal Savings Bank of China issued Ririsheng is a non-principal-guaranteed floating income product, and the bank does not guarantee the principal and income of wealth management products, so it is recommended to make decisions based on its own independent decision. The expected annualized rate of return of this product is that the product adopts daily interest calculation.
Risks involved: i) Policy risks. Changes in national policies such as monetary policy, fiscal policy, industrial policy and market supervision policy have a certain impact on the market, which may lead to greater changes in the value and risk of investment varieties in the market, which may lead to losses in the wealth management product.
2) Credit risk. The bonds, trust plans, bank wealth management products or other investment products invested in the wealth management plan may suffer losses due to the failure of the issuer of the underlying assets to pay the principal and interest on time, or the default of counterparties such as repurchase financiers and trust project borrowers.
3) Market risk. The expected rate of return and the actual rate of return of this wealth management product will not change with the change of market interest rate.
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Postal Savings Bank issued by the Rising Sun and Xin Xin Xiang Rong and other wealth management products can not be handled on weekends, the processing time of this type of products is Monday to Friday after 8:30 a.m. to 15:00 before, the day rise is redeemed immediately, Xin Xin Xiang Rong will be in T+1 working days to arrive.
For customers, the day rise as a call deposit (the expected return is higher than the same period of call deposit) Xinxin Xiangrong is a more flexible segmented financial products, for funds to the time is not too sensitive customers can buy this kind of product, segmented interest calculation to ensure income.
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The interest rate is not high for a month in the same gear, so there is no need to buy it. Sunrise can do it. It is much better than similar products of other banks, and many of those products have to be pinched and removed without interest. Born in the moon.
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It's best to go on weekdays, and those who do financial management don't go to work on weekends.
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Post Xinxin Xiangrong can apply for redemption and withdraw it on the open day.
From 00 to 17:00, the electronic channel is open all day every open day (except for the normal end time of the product, the application and redemption regulations of the electronic channel are subject to the online announcement).
After the establishment of Xinxin Xiangrong B, it is open for subscription and redemption every open day. The business acceptance time is open all day on each open day (except for the normal end-of-day time of products); Please refer to the ** announcement and product brochure for the specific trading time.
There is no need to redeem fixed-term wealth management products after maturity, and flexible term wealth management products can handle the redemption business by themselves within the tradable time according to their wishes (the operable redemption time of each wealth management product is different, and the specific instructions shall prevail). Redemption can be made through e-banking channels, nationwide wealth management outlets or ITMs.
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I have been paying attention to several financial products of the postal service for a long time, and the main reason is that my family is in the countryside, and the postal savings outlets are available in my village, which is very convenient. I have bought it from other banks a few times before, and the yield is slightly higher than that of the post office, but it is very inconvenient to handle it on working days and need to ask for leave. I purchased the thriving B wealth management product on August 25 and redeemed it on November 20.
The actual renewal is 87 days, which is counted on the day of subscription, and not on the day of redemption (this is what the bank says about the beginning and not the end). When I consulted the lobby manager, she was not very accurate, I thought it would arrive the next day, but when I redeemed it, I found that it was real-time. It is estimated that thriving should also be redeemed immediately.
It should be noted that the redemption date must be a working day, and cannot be redeemed on weekends and statutory holidays.
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I also bought Xinxin Xiangrong B 10w redeemed a while ago with more than 4800 interest put it for about a year But if you bought it this year, the interest rate should not be as high as in 2016 This capital preservation is not afraid Anyway, I bought it a few times without loss.
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If it is an insurance product, the full refund can be made within the 10-day hesitation period, and then the refund will be returned after the hesitation period, the loss is very large, I don't know if the one you do is the insurance recommended by the bank, you look at the words on the voucher again.
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Yes, don't be afraid of capital preservation, I bought about 100,000 at any time to prevent urgent use, and immediately redeem the principal and interest in time, safe and reliable.
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I also bought it, the net value was 10,000 and 11 yuan, and when I redeemed it, it became more than 9,700 copies, and I don't know if I lost the capital or something.
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I didn't have a hesitation period, and I didn't want to come back quickly.
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Hello, the Xinxin Xiangrong wealth management product of the Postal Savings Bank is generally credited to the account within 2 working days after redemption. Hope mine is helpful to you.
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I didn't look carefully when I bought it today, and now I feel that it is risky to look carefully, and I want to return, but I don't know how to return?
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Just apply for redemption, the risk is not great, and I also bought it.
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Hello, the fundraising period is June 13, 2011 (after each working day to open the subscription and redemption), you can redeem this wealth management product on the open day (partial redemption, the remaining wealth management funds shall not be less than 50,000 yuan), the redemption confirmation on the next working day after the redemption date, the redemption funds will be credited to the account on the next day after the redemption confirmation date; You need to bring a valid identity document, bank card or passbook to the business hall of the Postal Savings Bank to redeem the wealth management product.
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What is the name of the wealth management product starting at 200 yuan of the Postal Savings Bank?
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The redemption period can be redeemed before 4:30 on any working day except weekends, remember to bring your ID card. And the one that was printed on the computer. There's a contract number to enter. It will arrive on the second or third day.
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Dear, the products of Wealth Management Connect are highly profitable and safe, risk-free and stable. If you fancy it, you can start early, you can buy it every day and the bank's demand deposit is about the same, but it is higher than the bank's demand deposit interest rate, and the daily yield is different, and the current income is relatively stable.
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The postal service will definitely not deceive people, but the yield is too low.
It's all safe, but the yield is too low and the account period is long.
Take a look at the recent popular financial workshop wealth management, the annualized rate of return can reach 15%, and the capital guaranteed fixed income category has activities every month. Fill in the workshop code C94203i for additional income, reliable!
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Hello, the post is 04 began to do financial products, never encountered a risk, but the above CBRC stuck, must be promised to users that there is no risk, but the actual situation is that there is really no risk.
Xinxin Xiangrong this is suitable for customers who are not sure what period of time will not use money to buy, it is more flexible, the longer the term of the deposit, the higher the income, up to 4 points. If there is an emergency, you can go to the counter to redeem it, and it will arrive in T+2 days, that is, it will arrive in 1-2 days. There is nothing to say about risk, stability.
I also recommend one to you, called Fortune Risheng. This is a daily interest-bearing system, 1 day of deposit for 1 day, annualized income, and it is real-time arrival, immediate redemption and immediate withdrawal. This one is more flexible and suitable for users with large liquidity.
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