Is it safe to put money in Yu Bao, will it lose money, or is it safer to put it in a small bank for

The funds transferred to Yue Bao are guaranteed by Alipay. The user transfers funds to Yu'e Bao is to purchase the corresponding financial products from ** company and other institutions, Yu Yu Bao is composed of Alibaba and Tianhong ** two companies holding investment, of which Tianhong ** is the largest currency ** company in China, the use of currency ** is mainly to invest in treasury bonds, bank deposits and other high security, stable income of the price**. As a kind of product, the theoretical loss exists, but from the perspective of historical data, the income will be relatively stable and the risk is very small.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

After operating for so long, it is still more reliable to look at the historical record. Now, under the supervision of the China Banking and Insurance Regulatory Commission, banks are also not allowed to promise to "guarantee principal and interest".

I am the first person of Ping An Insurance of China, I hope this is helpful to you, you can talk to me about unfinished matters, or the nickname mobile phone number is *** (WeChat reply will be faster). In terms of finance, there is also relatively professional knowledge that can communicate with you. We wish you good health and all the best!

Money into the Yu Bao is still very safe, Yu Bao belongs to financial products, its essence is currency **, the scope of investment has treasury bonds, bank certificates of deposit, short-term bonds, etc., these financial products have relatively high returns, with low risk characteristics, but in the purchase of Yu Bao does not promise to protect the principal. The user's spare money can be obtained every day when placed in Yue Bao, and the income obtained can continue to enjoy the income, which is equivalent to a kind of compound interest.

The risk of putting money in Yue Bao is very low.

Objectively speaking, it is risky to put money anywhere, but the risk is different.

Yu'e Bao belongs to the currency**, which is a very stable**, and there is basically no possibility of losing money.

Let's put it this way, Yu'e Bao is less risky than bank wealth management and slightly riskier than bank deposits.

It's somewhere in between. If the amount is not large, you can put it in Yue Bao.

If the amount is very large, two or three hundred thousand, millions of such things. It is recommended to buy bank wealth management like this.

Money is put inside the Yue Bao, security. There is a certain amount of protection, and we can also spend a very small amount of money to buy account security insurance. And.

Most of the money in Yue Bao will be invested in**, that is to say, the risk of currency ** is relatively small. But he certainly can't be completely equated with a bank deposit.

There is a certain risk, but the risk is relatively small.

Basically there is no risk, the risk is less.

With the improvement of people's living standards, there are more and more deposits in hand, the existence of bank liquidity is not particularly good, many people like to put money in the Yue Bao to make a little money, as of now, Yu Yu Bao has never had a loss, so people's trust in Yu Bao is also very high, but there will be people worried that it will suddenly go out of business, whether the money will not be taken out, is it safe to put Yu Bao in financial management? Will you lose money? Relevant content has been prepared for your reference.

Is it safe to put Yue Bao in financial management?

From the perspective of the platform, Yu'e Bao belongs to Alipay, and Alipay is a formal platform that has passed the national audit, and its popularity is very high, and it is also trusted by most of them, basically everyone knows Alipay.

From the point of view of Yu'e Bao itself, it comes with its own risks, Yu'e Bao is a kind of financial product, and financial products are risky, as long as it is an investment behavior, it is also risky, but the risk of Yu'e Bao is relatively small.

Finally, there is the risk of theft, some people may click on the Internet to have a link with a virus, resulting in the situation that the money is stolen, you can generally contact Alipay customer service, they will help, and Alipay's anti-theft system is very powerful, basically few people will break through.

Will Yue Bao lose money?

Yu'e Bao is not principal-guaranteed, does not guarantee interest, is risky, and has the possibility of loss, but as of now, Yu'e Bao has never had negative returns, all of which are positive returns, but this does not mean that Yu'e Bao is equal to the bank's deposits.

Bank deposits are protected by the bank protection system, and the capital is guaranteed within 500,000 yuan, but there is no Yue Bao, the essence of Yu Yu Bao is a currency, but the risk is particularly small, and it can be withdrawn and deposited at any time, which is very convenient.

Some. One is that the money placed in Yue Bao may be stolen; Yu'e Bao's income actually comes from the purchase of currency**, and as **, it will also be accompanied by high risk at the same time, if the currency purchased by Yu'e Bao ** is not good, then the user's funds will suffer losses, at this point, Yu'e Bao does not have a clear explanation with the user, it is easy for the public to think that this kind of financial management method is not lost, this idea is not right, users who do not know this point are easy to have disputes or even legal disputes with Yu'e Bao.

Second, as a wealth management product, it may suffer losses.