Is it okay to deposit 500,000 yuan into Yue Bao and stop working, why?

Updated on Financial 2024-02-23
36 answers
  1. Anonymous users2024-02-06

    Deposit 500,000 yuan in Yue Bao, if you don't work, unless you are in the countryside, you can barely make ends meet.

    With the development of the economy, the expansion of the currency ** leads to your 500,000 worthless, and then your rate of return does not match the expansion rate, then you will continue to decrease, and your money will not be as much as it should be.

    The best way is that you know how to manage money, if you know how to manage money and use money to make money and invest it properly, you can earn more money, then you can rely on financial management, you can rest at home, you can not work, you can earn a lot of money and live longer.

    But financial management is risky, the risk of the game is very large, if you don't have a good mind and a smart mind, then you'd better not be separated, put Yu Bao in it is still relatively stable.

    Therefore, if you want to put Yue Bao, it is best to work, so that it can be a long-term plan and have a stable income, otherwise it will run out sooner or later, unless you have a smart mind to manage your finances, you can not work, or you can put 500,000 Yu Bao in the countryside.

  2. Anonymous users2024-02-05

    It's not okay to save 500,000 yuan in Yue Bao and not work, because that income is not enough for daily expenses. Yu'e Bao is a currency**, and now the income is less than 10,000 yuan, that is, more than 20 yuan a day, how can you spend daily expenses?

  3. Anonymous users2024-02-04

    I have 500,000 yuan in my balance treasure and don't work, it's definitely not okay. Unless you have your own house in the countryside and farm your own land to support yourself, then you can still live a normal life, if you get sick, what to do is not at all, because the interest of 500,000 yuan per day is about ten yuan. If you can add up to a thousand dollars a month, it's already a lot.

    Just imagine, if you get sick with such a small amount of money, you are reluctant to go to the hospital to buy medicine.

  4. Anonymous users2024-02-03

    It's not okay to deposit 500,000 yuan in Yue Bao without working. 500,000 yuan is not a small amount for now, but it may not be the case for the near future, just like in 2,000 years, the average monthly salary per capita was only 3 to 500 yuan. So in the future, the money will be a small amount.

    So I still have to go out to work.

  5. Anonymous users2024-02-02

    Deposit 500,000 yuan in Yue Bao, don't work, no. If you say that you don't work for a year or two, that's okay, spend 500,000 yuan, two years is about the same. If you say that you don't want to work for the rest of your life, it's 500,000, it's definitely not enough, Yue Bao doesn't make money so quickly, and the interest is not high, how can it.

  6. Anonymous users2024-02-01

    Of course not. The interest of Yu Yu Bao cannot outperform the inflation of prices. Moreover, if you don't work, you will form a lazy behavior in the future. Obviously, relying on 500,000 yuan to eat interest will not support you.

  7. Anonymous users2024-01-31

    It is not possible to deposit 500,000 yuan in Yue Bao without working, because this interest is negligible, and it is impossible to guarantee your daily life, and you must also consider factors such as inflation.

  8. Anonymous users2024-01-30

    Is it okay to deposit 500,000 yuan into Yue Bao and stop working? Why?

    No, because the price is so high now, and the interest on Yue Bao is unstable, how can you maintain the life of a family for dozens of yuan a day, and it is simply not possible to work without working!

    So it's okay to deposit 500,000 yuan into Yue Bao, and you can't work anymore! Hope it helps, hope, thank you!

  9. Anonymous users2024-01-29

    Let's talk about the conclusion first, it is absolutely not possible to deposit 500,000 yuan in Yue Bao and stop working.

    Although 500,000 yuan is a lot, many people in China can't take out this huge amount of money, 500,000 yuan to buy Yue Bao, and the annual income is roughly 1-20,000 yuan.

    If I say, everyone has their own aspirations, you can save 500,000 yuan in the past, and you can live comfortably with only 10,000 yuan a year in the future, of course you can live like this.

    500,000 yuan is a huge amount of money in most people's eyes at present, just like we looked at 50,000 yuan 20 years ago. If China continues to maintain a certain rate of inflation, the purchasing power of money will decline, which is the general trend.

    10 years later, you still only have 1,000 yuan a month for living expenses, do you expect that the boxed lunches at that time still sell for 20 yuan a box?

    Relying only on 500,000 yuan to invest in Yue Bao will not be too good, and even, 10 years will be very miserable.

  10. Anonymous users2024-01-28

    It is not possible to save 500,000 yuan in Yu'e Bao and not work, because its interest is very low, which is not enough for a person's consumption and expenditure, let alone taking care of his family and children.

  11. Anonymous users2024-01-27

    Deposit 500,000 yuan in Yue Bao, it's not okay to not work, it depends on how you spend it? I believe that there is some material life in life, including some things you have to buy, as well as some firewood, rice, oil and salt in life. There are also daily necessities, these are all costly, if you only keep this money in it, then what?

    If there is no income in the future, it will definitely not work to sit on the mountain and eat like this. Because we still have to live, we still have some relationships to deal with. So, if this is the case, the money will definitely be spent slowly, and then there will be no savings in my hands, because the income and interest are fixed throughout the day, and there is not much like my thoughts, so let's do it!

  12. Anonymous users2024-01-26

    Definitely not, in this case, it doesn't mean that you will spend enough for the rest of your life. Money is never enough.

  13. Anonymous users2024-01-25

    Because, the interest in Yue Bao is not very high, and 500,000 yuan is not too much money, and the interest is only a few dozen yuan per day, how can you take care of the expenses? And if you don't work, what can you do?

  14. Anonymous users2024-01-24

    No. Because people need to work constantly to obtain money, so as to get a better material life, save 500,000 yuan, although there is a certain amount of savings, but it is not able to appreciate, so it is not recommended to do this, once people do not work will also form laziness!

  15. Anonymous users2024-01-23

    It is not okay to deposit 500,000 yuan in Yue Bao if you don't work, because if you don't work, you will be out of touch with society and have no value in living.

  16. Anonymous users2024-01-22

    No. 500,000 only represents a deposit number, so that work can make you feel secure, fulfilling, and have a meaningful life.

  17. Anonymous users2024-01-21

    It is not possible to save 500,000 yuan in Yu'e Bao without working, and the interest generated is too small to maintain the family's consumption expenditure, so it is not possible to work.

  18. Anonymous users2024-01-20

    This is not possible, although there will be interest in Yue Bao, but the interest is very low, not enough to cover your daily living expenses. You still have to go out to work to meet the needs of daily living expenses.

  19. Anonymous users2024-01-19

    Deposit 500,000 yuan into Yue Bao. Of course not, if you don't work. Because if you deposit 500,000 yuan, it is just like our deposit in the bank, but with a very low interest.

    When you're done eating, it's gone. It's definitely not okay to sit back and eat, and you definitely have to work. Oh, Yu'e Bao is just a very low way to manage your money.

    Be sure to pay attention to figure out the daily interest of this one, if it is 500,000 yuan, it will be about a few dollars.

  20. Anonymous users2024-01-18

    After 500,000, it must not be, if you save 5 million, you can also consider it.

    Why? The current interest rate of Yu'e Bao is not very high, your village is 500,000, and the income of a day is about 40 yuan, maybe less, it has been useless recently, I can't remember clearly.

    With such a small amount of money, it is estimated that you will not be able to eat enough for a day, let alone others.

    If you want to do something else, you have to spend it, how long will this 500,000 yuan be enough for you to squander? I think it's only a matter of a few years.

    So, if you don't work and don't make money, it's definitely not okay.

  21. Anonymous users2024-01-17

    Of course not. According to the current interest of 10,000 yuan and three cents for Yue Bao, 500,000 yuan a day interest of 15 yuan, which is only enough for a breakfast. Obviously not working is not good.

  22. Anonymous users2024-01-16

    Of course not, Yue Bao's income is very low now, 10,000 yuan is about 1 yuan, 500,000 yuan a day is about 50 yuan, and a month is about 1,500 yuan, and the living expenses are not enough.

  23. Anonymous users2024-01-15

    It is definitely not okay to deposit 500,000 yuan in Yue Bao without working. The interest on this money is not enough for us to live. Unless you're in the country, don't smoke, don't drink, you can still sustain yourself.

  24. Anonymous users2024-01-14

    Deposit 500,000 yuan in Yue Bao, it is still not possible to work without working, because the wealth value brought by this 500,000 yuan every day is estimated to be dozens of yuan, which is not enough to support yourself.

  25. Anonymous users2024-01-13

    Definitely not. It is still very difficult to save 500,000 yuan to balance treasure and make ends meet without working. The interest rate of Yu'e Bao has been showing a downward trend, and now the annualized contract, we will first calculate the first account, which is the annual income expectation:

    50*10,000, the income is only 8,000 yuan. That is to say, the value of your annual savings is depreciated, the simplest example is that ten years ago, 100 yuan could buy a lot of things, but now it can't.

  26. Anonymous users2024-01-12

    It's definitely not going to work, because even if you save 500,000 yuan in Yu'e Bao, you can't earn much money a day, and the interest on Yu'e Bao is calculated, and it's only a few dozen yuan a day, and dozens of yuan can't provide our life, so it's definitely not okay if you don't work.

  27. Anonymous users2024-01-11

    No. First of all, the interest rate of Yue Bao is very low! Now, it is about 500,000 yuan to save Yue Bao for a year, and there is not much interest for a year, and it is impossible to maintain daily life with interest alone.

    The other 500,000 deposits are not much, if you have a house and a car, and your children have been trained, you don't have to spend any more money, it's almost okay. If the house, car, children and other characters are not completed, it is recommended that you work hard!

  28. Anonymous users2024-01-10

    No, the interest rate of Yue Bao is very low, and it cannot support your future life, either you will learn to manage money or continue to work.

  29. Anonymous users2024-01-09

    Deposit 500,000 yuan in Yue Bao, it doesn't work, no, because the interest on Yu Yu Bao is too low, it will not bring you most of the income, and it can't meet your normal consumption. In addition, when people don't work, there is no point.

  30. Anonymous users2024-01-08

    Hello, I am happy to answer your questions, 50 million savings Yu Bao income is approximately. The seven-day annualized rate of return of Yu'e Bao is per 10,000 shares, that is, 10,000 yuan a day is about yuan, I hope mine can help you.

  31. Anonymous users2024-01-07

    Although 1.5 million seems like a lot, it is a bit difficult or even impossible to live on interest if you want to live on interest. Now Yu Bao.

    The interest is an annualized rate of return.

    About, simply calculate the account, your deposit is 1.5 million, then the annual interest is about 25,000 yuan, this money, if you rely on the interest and want to live is really a little difficult, a month is 2000 yuan, in a small county may not be enough to live, let alone think about going to a big city.

    In the past few years, the initial annualized income of Yu Bao's interest rate can reach about 4 percent, and the 1.5 million interest at that time can also have 70,000 or 80,000 yuan a year.

    If you have 1.5 million, then you can normally get a more stable income through other capital investments, so that you can have some additional income increase when you work, which will improve your life happiness index. For example, many banks now have some stable capital guaranteed wealth management products.

    The principal of 1.5 million will not change, you can choose the time of deposit according to the actual situation, and when the time is up, the principal and interest of the deposit will be paid directly to you, so that you can increase the short-term income, which is much higher than Yu Bao.

    If you don't want to touch this money for a long time, you can also buy some large long-term bonds through the bank, such as treasury bonds or other financial products, and you can get a certain amount of money through long-term holding, and the income of wealth management is much higher than that of Yu Bao. Or there are some short-term investments and the like that you can also choose, but there will be certain risks.

  32. Anonymous users2024-01-06

    About 1.5 million, if you put it in Yue Bao, there will be nearly 100 yuan a day, in fact, as long as you don't spend much, you can always eat interest, enough for living expenses.

  33. Anonymous users2024-01-05

    Yes, the interest of 1.5 million basically solves the problem of food and clothing, but if you want high consumption, it should not be satisfied.

  34. Anonymous users2024-01-04

    First of all, it depends on where you live, if you live in a third- or fourth-tier city, the interest of Yu'e Bao's 1.5 million yuan is not particularly high, and it is indeed not enough for daily life.

  35. Anonymous users2024-01-03

    I am afraid that it is not enough to quit my job just by eating interest, because it is simply not enough to meet the needs of life. Now the interest of Yu'e Bao is about the annual rate of return of molding, so your 1.5 million is stored in Yu'e Bao, and the interest of the year's bridge is about 21,000 yuan a year, which is completely different from the needs of a year's life.

  36. Anonymous users2024-01-02

    Wanfang Alipay has no interest every month, and in the case of transferring to Yuebao, there will be daily income.

    1) The calculation formula of Yue Bao: income = confirmed amount 10,000 * 10,000 shares of income on the same day.

    2) Example: There is a confirmed amount of 500,000 yuan, and the income of 10,000 shares on the day is, then the income of the day is (50w 1w) * yuan, and the income of a month is 40 * 30 = 1200 yuan, the higher the income of 10,000 shares, the higher the income obtained.

    3) Yue Bao is a fund management service. Transfer to Yue Bao, that is, buy currency**, you can enjoy currency** income;

    The net value of each unit is fixed at 1 yuan, and the company usually announces the amount of income realized per 10,000 units on a daily basis, that is, the income of 10,000 units.

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