Why is the balance income of Yue Bao included in the principal?

The income of Yue Bao is different every day, and the income calculation formula = (Yu Bao confirmed the amount of 10,000) x the income per 10,000 shares announced by the company on the same day, and the reference link of how to calculate it.

For example, if 20,000 yuan is transferred to Yu'e Bao, after the income is calculated, if the 10,000 income announced on the day is, then your actual income on the day is 2*yuan.

Yu'e Bao is equivalent to currency, which is invested in long-term deposits, bonds and other related financial instruments, and the ** of financial instruments will fluctuate, so the daily income will also change.

1. Yuebao is a balance financial product launched by Alipay. When you transfer funds to Yue Bao, you are actually purchasing a currency called "Yue Bao" provided by Tianhong**.

2. Currency is mainly used to invest in treasury bonds, bank deposits and other high-security, stable returns, and the average 7-day annualized rate of return of domestic currency in 2012 is about. Overall, as a kind of product, there is a possibility of loss in theory, but from the historical data, the risk of stable income is very small.

3. The amount transferred before 15:00 on the trading day will be confirmed on the next trading day, and the income will be distributed on the next day after the share is confirmed. **After the company confirms the share, there will be earnings every day.

If the income of Yue Bao is included in the principal of the next day, the money is less and cannot be displayed, and the current income must exceed 400,000 to be visible.

If the income of Yue Bao is included in the principal of the next day, the money is less and cannot be displayed, and the current income must exceed 400,000 to be visible.

If the income of Yue Bao is included in the principal of the next day, the money is less and cannot be displayed, and the current income must exceed 400,000 to be visible.

The income of Yue Bao should be included in the principal.

The reasons are: 1. The interest on the current deposit on the bank account is very low, only, but the interest on the money in the Alipay account is lower, which is zero, because the defense is that Alipay is not a bank, and the financial regulatory policy does not allow Alipay to pay interest on the money on the account. As a result, Alipay has innovated in finance and launched the Yue Bao function based on Alipay accounts.

2. The money on the Alipay account is the same as before, you can consume and transfer money at any time, but there is no interest, but once the money is transferred from the Alipay account to "Yue Bao", Alipay will automatically help you buy the money into a currency called Tianhong Zeng Libao currency**. In this way, the money in the "Yue Bao" can get the income of currency**, and Alipay also allows you to directly use the money in the Yue Bao to spend.

3. Since Yu'e Bao essentially belongs to the money market, it has the risk-return characteristics of general currency, and there is a possibility of loss in theory. However, Yu Bao is pure, avoiding the impact of institutional entry and exit, from this perspective and comprehensive historical data, Yu Bao is very unlikely to lose money, which is very suitable for short-term investment.

Features of Yue Bao:

1. The operation process is simple.

Yu'e Bao service is the company's direct selling system built into Alipay, the user will transfer funds to Yu'e Bao, in fact, the purchase of currency, the corresponding funds are managed by the base hand in hand with the gold company, the income of Yu'e Bao is not "interest", but the income of the user to buy currency, if the user chooses to use the funds in Yu'e Bao to pay for shopping, it is equivalent to redeeming the currency**. The whole process is as simple as topping up Alipay, withdrawing cash, or paying for purchases.

2. High income and flexible use.

Compared with the general "money to make money" financial services, the greater advantage of Yu'e Bao is that it can not only provide high yields, but also fully support almost all Alipay functions such as online shopping and consumption, Alipay transfers, etc., which means that funds in Yu'e Bao on the one hand maintain value-added at all times, and on the other hand, they can be used for consumption at any time.

3. Safety. Alipay also provides a guarantee of compensation for the stolen amount to ensure that the funds are foolproof.

Yue Bao will not lose the principal. Yu'e Bao is Tianhong currency**, which invests in large bank deposits and bonds, with very low risk, and is guaranteed by Alipay from a security point of view, so the funds are safe. Yue Bao is Ant Financial's balance value-added service and current fund management service product, and is the largest currency in China**.

The security of currency ** is the highest investment variety, and most of the money market ** investment varieties determine that it is the lowest risk in all kinds of **, currency ** contract generally does not guarantee the safety of the principal, but in fact due to the nature of the currency ** in reality rarely occurs the loss of principal. In general, currency** is considered a cash equivalent.

Extended Materials. Introduction to Yue Bao.

1. Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. Tianhong is the manager of Yue Bao;

2. Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. At present, Yu'e Bao is still the largest currency in China**.

Yu'e Bao is a balance financial product launched by Alipay, which transfers funds to Yu'e Bao, in fact, it is a purchase of a currency ** (formerly known as Zenglibao Currency**) provided by Tianhong Foundation Fund, which can be transferred in, transferred out or consumed at any time. Yu'e Bao is worth investing in, the risk is small, the interest rate is higher than that of the bank, and the funds can be transferred out at any time. Yu'e Bao is a balance value-added service created by Alipay, a third-party payment platform, for individual users.

Through Yuebao, users can not only get benefits, but also consume, pay and transfer out at any time, which is as convenient as using Alipay balance. Users can directly purchase basic financial products in Alipay**, and the funds in Yuebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

Yue Bao will not lose the principal, because the essence of Yue Bao is a currency**.

At present, the development of capital management in the network is relatively rapid, and at present, Yue Bao not only has the function of financial management, but also we can use this way to carry out payment operations such as shopping and other living consumption.

We analyze from the essence of Yu Yu Bao, it is actually a kind of currency, then, most of the ** will fluctuate with the fluctuation of the market, therefore, for Yu Bao such **, in fact, it is relatively safe, and the risk is relatively low, even if we generally do not guarantee the absolute safety of the principal when we sign the contract, the probability of loss is still relatively low. After all, the main positioning of the currency is to provide liquidity for the market and facilitate the financing of funds, and the profitability of the currency is secondary.

We all choose Yu'e Bao, mainly because of the reliability of Alipay, as well as the convenience of operation, and the comparison of considerable in terms of beneficiaries, etc., Yu'e Bao still has more advantages. When we buy it, we can generally see the income the next day, and after that, the part of the income can be continuously converted into our principal, and we can see our income every day, which brings us a great sense of security. This kind of intuitive income is also irreplaceable by other financial products.

Money will be lost when placed in Yue Bao, but the probability of loss is very small.

Yu'e Bao is connected to the currency**, and the currency** has a small risk and stable income, so the risk of Yu'e Bao is relatively small, the possibility of loss is very small, and the possibility of making money is relatively large.

Yu'e Bao is a financial product in Alipay. Therefore, Yu'e Bao has good capital flexibility, and many users choose to put their funds into Yu'e Bao accounts. Funds can not only enjoy income in Yue Bao, but also can be used at any time.

There are no restrictions on the use of manuscripts.

Strong liquidity, general investment tools, have a certain period of time, can not be realized at any time, until the birth of Yu Bao, its liquidity is strong, it can be reached in a few minutes.

Returns are stable, and the money market is the lowest-risk in the middle. The majority of assets in major money markets are generally used to invest in bank agreement deposits, or short-term money market instruments, with little to no risk. The yield far exceeds the interest on bank deposits.

Therefore, the money market** returns are relatively stable.

The investment cost is low, generally speaking, there will be a certain transaction fee for financial product investment, but there is no cost in the money market, no matter if you subscribe and redeem in any channel, there is no handling fee, no additional expenditure, and the investment cost is relatively low.