How to buy insurance for semi trailers in the third year, how to buy them economical and effective?

Now semi-trailer trailers do not need to buy compulsory insurance, but accidents in individual places may be the main hanging to share the compensation of commercial insurance: the maximum compensation limit of commercial three insurance has been subject to the amount of insurance, and the loss needs to be shared by the main hanger, for example, if you make a car to the other party 10,000 yuan loss, compulsory traffic insurance pays 2,000, commercial insurance to pay 8,000, you head and hang have bought commercial three, then the head compensation is 4000, the compensation is 4000, if the head is not bought, the head pays 4000, The remaining 4000 is at your own expense.

Summary. Hello, dear, under normal circumstances, the insurance cost of a semi-trailer for a year is about 6000-9000 yuan, and the final insurance needs to be determined according to the tonnage of the vehicle, the freight route, and the transportation road conditions**, after all, the insurance of many trailers is calculated according to the tonnage, and the vast majority will also calculate the driving route. If you want to buy full insurance for your trailer, you can first find a car insurance company to make an assessment**, so that you can know more accurately how much the premium of your trailer is.

How much is the annual insurance of a semi-trailer.

Hello, dear, the general semi-trailer compulsory insurance is 4480 yuan. The trailer rate is 30% of the same tonnage truck, such as 4480 yuan for trucks above 10 tons, and 4480 yuan for trailers, and the vehicle and vessel tax is calculated according to the weight of the vehicle, 80 yuan per ton, and more than 1 ton and half a ton and a half ton are added up, and the new car is charged on a monthly basis.

Hello, dear, under normal circumstances, the insurance cost of a semi-trailer for a year is about 6000-9000 yuan, and the final insurance needs to be determined according to the tonnage of the vehicle, the freight route, and the transportation road conditions**, after all, the insurance of many trailers is calculated according to the tonnage, and the vast majority will also calculate the driving route. If you want to buy full insurance for your trailer, you can first find a car insurance company to make an assessment**, so that you can know more accurately how much the premium of your trailer is.

According to the document notice issued by the China Insurance Regulatory Commission, trailers do not need to apply for compulsory traffic insurance, and commercial insurance is not included.

Now semi-trailer trailers do not need to purchase compulsory traffic insurance, but accidents in individual places may be paid by the main trailer. Commercial insurance: The maximum compensation limit of commercial three-party insurance has been subject to the amount of insurance, and the loss needs to be shared by the main hanging, for example, if you make a car with a loss of 10,000 yuan, the compulsory traffic insurance pays 2,000, and the commercial insurance pays 8,000, and you buy the commercial three, then the head pays 4,000, and the loss is 4,000, if the head buys the hanger or not, the head pays 4,000, and the remaining 4,000 you bear.

Extended information: 1. Insurance, English is insurance or insuraunce, the original meaning is safe and reliable protection; It is a tool used to plan life finances, a basic means of risk management under the conditions of market economy, and an important pillar of the financial system and social security system. Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the responsibility of compensating the insurance money for the property loss caused by the occurrence of an accident that may occur as agreed in the contract, or when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract.

2. From an economic point of view, insurance is a financial arrangement for apportioning losses due to accidents; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an "exquisite stabilizer" of social production and social life. From a risk management perspective, insurance is a method of risk management.

3. Commercial insurance can be roughly divided into: property insurance, life insurance, liability insurance, credit insurance, allowance insurance, and marine insurance. The large categories are classified according to the scope of insurance coverage, and the small categories are classified according to the type of insurance subject.

According to the scope of insurance protection, it is divided into: life insurance, property insurance, liability insurance, and credit guarantee insurance.

1 Fire insurance covers the loss caused by fire to property stored on land within a certain geographical area and basically at rest, such as machinery, buildings, various raw materials or products, household utensils, etc.

2. Marine insurance is essentially a kind of transportation insurance, which is the earliest insurance in various types of insurance business, and the insurer is liable for the loss of the insurance subject matter caused by marine hazards.

3. Cargo transportation insurance is a cargo transportation insurance other than sea transportation, which mainly covers the loss of goods in the process of inland, river, coastal and air transportation.

Summary. Hello dear! Now for you to answer what insurance do you need to buy for semi-trailers:

According to the latest documents issued by the Insurance Regulatory Commission, semi-trailers do not need to purchase compulsory insurance. Commercial insurance is freely purchased according to one's wishes. This regulation came into effect on March 1.

Semi-trailers are divided into front and rear and can be insured separately. Usually, it is necessary to purchase commercial third-party insurance, and there are different insurance amounts for people to choose, and they can choose the grade they can bear. It is also possible to purchase a cargo insurance.

Hello dear! Now for you to answer what insurance do you need to buy for semi-trailers: you need to buy commercial insurance According to the latest documents issued by the Insurance Regulatory Commission, semi-trailers do not need to buy compulsory insurance.

Commercial insurance is freely purchased according to one's wishes. This regulation came into effect on March 1. Semi-trailers are divided into front and rear and can be insured separately.

Usually, it is necessary to purchase commercial third-party insurance, and there are different insurance amounts for people to choose, and they can choose the grade they can bear. It is also possible to purchase a cargo insurance.

Car insurance is an indispensable part of vehicle operation, and according to relevant regulations, vehicles are not allowed to drive on the road without insurance. As a special model, the semi-trailer is composed of a tractor and a trailer at the rear, and the tractor and trailer number plate of the same semi-trailer are also different, which can be said to be equivalent to two vehicles. Many car owners said that the body does not need to buy insurance separately, only the main car insurance can be purchased, if there is a problem with the body, you can use the main car insurance claim, and even most transportation companies basically only buy tractor insurance, only some large dangerous goods transportation companies will insure the body.

This is not uncommon. However, I don't know if it's because of regional differences or other factors, in the treatment of some actual cases, the body can't be claimed with the insurance of the tractor. For example, some car owners reflected:

Once a semi-trailer was parked on the side of the road, causing the motorcycle behind to rear-end, and finally the semi-trailer was determined to be fully responsible, because it only bought the tractor insurance, and the body was not insured. Another example is that some car owners said that some time ago, their semi-trailer body overturned, but the tractor was fine, and the insurance company did not pay a claim in the end. Therefore, in order to reduce unnecessary trouble, it is recommended that the owner understand the relevant regulations of the area in detail, and for the owner who often needs to go out to run, it is best to buy separate insurance for the tractor and trailer.

The types of insurance for semi-trailers can be divided into compulsory traffic insurance, which must be insured when buying a car, and a variety of commercial insurance. Under normal circumstances, the trailer compulsory traffic insurance is compensated, that is, the tractor has purchased the compulsory traffic insurance, and the trailer body does not need to be purchased separately. But commercial insurance is different, it must be purchased separately, otherwise even if the tractor has bought commercial insurance and the body has not been bought, then if there is a rear-end problem, or the problem of the body overturned mentioned above, the commercial insurance will not be claimed.

Semi-trailer vehicles, divided into head insurance, hanging insurance, cargo insurance. Trailer insurance, i.e. motor vehicle insurance.

Referred to as car insurance, it refers to the motor vehicle due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

Trailer insurance is a kind of property insurance, in the field of property insurance, trailer insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of trailer insurance and development. At the same time, unlike modern motor vehicle insurance, trailer insurance is based on third-party liability insurance for trailers in the early stage.

It is the main insurance, and gradually extends to the risk of collision loss of the car body.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. The semi-trailer was insured by 30,000 yuan, and the insurance rose by 950 yuan in the second year. Semi-trailer insurance premium**10% to 30%, mainly determined according to the number of accidents.

If the insurance is out in the first year, the car insurance premium will be raised in the second year, which depends on the total claim amount and whether there is a personal **, whether it is compulsory traffic insurance or commercial insurance, and the float is different.

Hello. The semi-trailer was insured by 30,000 yards, and the insurance rose by 950 yuan in the second year. The insurance premium of the semi-pai change trailer **10% to 30% is not dusty, etc., which is mainly determined according to the number of accidents.

If the insurance is out in the first year, the car insurance premium will be raised in the second year, which depends on the total claim amount and whether there is a personal **, whether it is compulsory traffic insurance or commercial insurance, and the float is different.

Can you give me an answer?

Pro, the amount of a one-time insurance claim is not over the premium: the second year premium is not discounted, and the claim amount of the first accident exceeds the premium: the second year of the premium is not discounted, and the death event occurs in the event of an accident:

The premium of the second year rises by 30% and the claim amount of the two accidents does not exceed the premium: the premium of the second year is not discounted, and the claim amount of the two accidents exceeds the premium: the premium of the second year rises by 10% and the death event occurs in the two accidents:

The premium of the second year is increased by 30% of the claim amount of the three accidents does not exceed the premium: the premium of the second year is increased by 10% The amount of the claim of the third accident exceeds the premium: the amount of the claim exceeds the premium: the amount of the third insurance is increased by 30% and the amount of the insurance is increased by 30% for the fourth time, one of the types of insurance:

Vehicle loss insurance (main insurance) Vehicle loss insurance refers to the insured vehicle suffering from natural disasters (excluding **) or accidents within the scope of insurance liability, resulting in the loss of the insured vehicle itself, and the insurer will compensate according to the provisions of the insurance contract. This is just the opposite of a third party, which is to take care of yourself, such as Hu Huiguo, you have to buy a car if you cherish it. 2. Insurance type 2:

Third Party Liability Insurance (Main Insurance) is a compulsory insurance that is required during the annual examination of the car.

Insurance has not been insured for five years.

10% off the second year's premium

I can't read what you posted.

You can talk about how much you can increase in the second year if you have no insurance for five years and 30,000 yuan in the sixth year.

Semi-trailers. Not rising.

If the car is insured once, the premium will not rise in the second year.

13 meter semi-trailer.

There will be no price increase.

The documents issued by the Insurance Regulatory Commission began to be implemented, trailers can not be handled for compulsory traffic insurance, commercial insurance is not included, and now semi-trailer trailers can not be purchased for compulsory traffic insurance, but accidents in individual places may be mainly hung to share the compensation. Commercial insurance: The maximum compensation limit of commercial three-party insurance has been subject to the amount of insurance, and the loss needs to be shared by the main hanging, for example, if you make a car with a loss of 10,000 yuan, the compulsory traffic insurance pays 2,000, and the commercial insurance pays 8,000, and you buy the commercial three, then the head pays 4,000, and the loss is 4,000, if the head buys the hanger or not, the head pays 4,000, and the remaining 4,000 you bear.

In fact, as long as there is an accident on the trailer, it is often more serious, and the general loss is more than 100,000 yuan. If the insurance company is not able to make a claim, this part of the money should be borne by the car owner alone, even if it is insured in the past, only half of the claim can be paid. Although many car owners can't accept it, they often can't take advantage of this kind of insurance claim dispute.

Now, although the new regulations are introduced, it seems that it is more beneficial for car owners, but insurance companies generally stipulate that the main car and trailer can be insured separately. In the insurance policy, if there is an accident, in the process of claiming, it is necessary to share the insurance of the main car and the trailer to make a claim, and the result of this claim seems to be more acceptable to the driver.

However, most lawyers believe that even in the past, 50% of claims were not compliant. In this case, people are more affected, but in the law, there are no clear regulations on how insurance companies can settle claims, so insurance companies have loopholes to exploit. Generally, in the event of a traffic accident, part of the compensation is used for car repair, part of it is used for third-party liability insurance, for third-party liability insurance, if it is a claim, there will often be more clear provisions, such as when making a claim, often the latest trailer insurance claim needs to be borne by the insurance company to bear all the compensation amount.

However, there are relatively large loopholes in the contracts of many insurance companies in China, and the result is that there is no complete protection for consumers after insurance. The insurance company requires the owner to insure the main car and the trailer separately, but when it really appears, it will be said that the two cars are mentioned together, in this case, the interests of the user are not guaranteed to the greatest extent.

When people apply for insurance, they often buy according to two insurances, but they often do not get the maximum protection when they apply for insurance. In the past, there were flaws in the third-party liability insurance, with the arrival of the latest trailer insurance claim method, people's rights and interests can be protected, but users need to be reminded that when insuring trailers, they must read each regulation clearly in order to truly protect their legitimate rights and interests. If the legitimate rights and interests are harmed when they appear, they must also take up the law to protect their legitimate rights and interests.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"