Is it safe to buy car insurance online, is it good to buy car insurance online?

Cars on the road face a lot of unexpected risks, once the risk occurs, will bring a lot of losses to the owner, in order to improve the protection of the car, it is recommended that you plan in advance for its protection, buy the right car insurance. Is Ping An's car insurance cost-effective to buy online.

The same Ping An car insurance can get at least 15% off** by purchasing it online, so it's a good deal. When it comes to buying car insurance for your car, the following four main car insurance policies are indispensable:

1. Compulsory traffic insurance. The full name of compulsory insurance for motor vehicle traffic accident liability is the first compulsory insurance system implemented by national laws and regulations in China. It is mainly to provide timely and basic protection for the loss of people and property caused by road traffic accidents.

Compulsory traffic insurance is mandatory, as long as the owner or manager of a motor vehicle driving on the road in China should take out compulsory traffic insurance.

2. Third-party liability insurance. If an accident occurs during the use of the vehicle, resulting in personal and property losses to a third party, the insurance company shall compensate in accordance with the provisions of the contract for the part exceeding the compensation limit of the compulsory traffic insurance. If you unfortunately crash into a luxury car or drive a car and cause serious injury, the compensation may be as high as hundreds of thousands, and the compulsory traffic insurance will pay up to 10,000 yuan, which is obviously a drop in the bucket.

However, if you have insured the three insurances, the part of the insufficient compensation of the compulsory traffic insurance can be compensated by the insurance company. It is recommended to purchase at least 20-500,000 insurance with an insurance amount.

3. Liability insurance for people on board. Driver liability insurance: In the event of an accident in the vehicle, the insurance company will compensate the loss of expenses caused by the driver's ** according to the contract. Especially for novices or frequent drivers, the probability of accident is high, it is recommended to buy to better protect your own safety.

4. Theft and rescue. New cars are more likely to attract the attention of thieves, and the insurance company will pay for the reasonable expenses of the whole car being stolen, robbed, and snatched after the whole car is stolen, robbed, and snatched, resulting in loss or damage and need to be repaired. If your vehicle doesn't have a fixed parking lot, or if it's a theft-prone vehicle, you may want to consider purchasing a full theft insurance facility.

The first choice to buy a cost-effective Ping An car insurance is to provide professional car insurance insurance platform, in which you can get double discounts on ** and service. Advantages of Ping An Auto Insurance: *Private car commercial insurance saves 15% more*Free vehicle and vessel tax payment service Claim features:

Experts quickly investigate and assess the damage on the spot* National General Compensation, and local claims can be settled locally if the documents are complete.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Buying insurance is essentially a contract to buy, and it has nothing to do with the size of the company or who the ** person is.

There are many friends who will also worry about whether buying car insurance online is reliable, in fact, car owners choose to buy car insurance online in different forms of knowledge, and there is no difference in other aspects, especially the later claims service insurance companies will look at it.

colleagues'. As long as you choose the official ** of a regular insurance company to buy car insurance online, it is still quite reliable. Compared with traditional car insurance, the form of knowledge is different, so the car owner does not have to have too many doubts.

In addition, if the car owner chooses to buy car insurance online, after the insurance is over, the insurance company will also send a special staff to deliver the policy to you, and the car owner does not have to worry about the problem of the policy, and can handle car insurance without leaving home, and enjoy all kinds of value-added services, which can be said to be the ideal choice for most car owners.

In addition to some of the advantages of online car insurance introduced above, car owners can buy car insurance online, and they can also freely match insurance types, DIY combinations, car owners need which types of insurance to buy, and choose according to their actual situation, which can not only avoid the waste of insurance, but also relatively save part of the premium, why not car owners? It's the best of both worlds.

Buying car insurance online is reliable.

In fact, online and offline car insurance are the same, they have their own advantages and disadvantages, and there are also differences, interested friends can take a look here:

The difference between buying insurance online and buying insurance offline, know these and avoid detours! 》

1. How to buy:

1. Choose an insurance company: First of all, when choosing online car insurance, we must first determine the insurance company, now there are countless insurance companies, we should choose an insurance company with better comprehensive strength than Yinshi, so that there will be protection and more comprehensive services, and the service will be first-class.

For example, the online direct sales platform of an insurance company, or a third-party online car insurance platform.

3. Car insurance selection: After logging in to the official website, you can choose car insurance**, by filling in the vehicle driving city, vehicle value, vehicle age, driving age information can recommend the right car insurance for you and give**, you can also match according to your own needs.

3. What do you need to pay attention to when buying car insurance online?

1. Choose a regular **.

When choosing a car insurance variety, car owners must choose a regular ** to choose, so as not to fall into the trap and be deceived.

2. Pay attention to the pitfalls in the clause.

Carefully reading the insurance terms and verifying the content of the insurance terms is a necessary condition to ensure your rights and interests.

3. Payment and rollover policy collection.

4. Check the authenticity of the policy in a timely manner.

When receiving a car insurance policy, the first thing to do is to check if the policy is genuine.

Dad concluded that it is good to buy car insurance online, but it mainly depends on your choice.

It's all OK, it's just formal.

Now it's the same wherever you buy it.

You can buy car insurance online, and it is much better to buy car insurance online than offline, and you don't have to go to a car insurance companySaves you a lot of time and effort. So how do you buy it? What should I pay attention to when buying?

1. The process of purchasing car insurance online

Buying car insurance online can be roughly divided into four steps:

Step 1: Choose an insurance company

First of all, when choosing online car insurance, you must first determine the insurance company, there are countless insurance companies now, you should choose a well-known and powerful insurance company when choosing, so that there will be protection and the service is more comprehensive, and the service is ***.

Step 2: Log in to the official website

Step 3: Car Insurance Selection

After logging in to the official website, you can choose car insurance**, and most companies will provide customers with quick purchase strategies in order to facilitate customers' quick purchases.

By filling in the information of the vehicle's driving city, vehicle value, vehicle age, and driving age, you can recommend suitable car insurance for you and give **, and you can also match it independently according to your own needs.

Step 4: Payment Submission

After selecting the car insurance and filling in the policyholder's information, you can choose the payment method to pay the premium. Finally, you can sit and wait for the insurance company's personnel to deliver the policy! The online car insurance purchase is complete.

Although it seems simple, there are a few points to pay attention to when doing it.

2. Precautions

1. Before buying, you must be optimistic about **,Remember to go to the official ** of each insurance company to make a purchase. If you get into some fishing**or illegal**, you are likely to cause property damage to yourself.

"2020 Top 10 Auto Insurance Companies** and Official Website".

2. When buying car insurance, be sure to carefully read the specific terms and regulations of the car insurance contractAvoid claims disputes in the later stage of insurance.

3. The payment method for online purchase of car insurance is mainly bank transferThe bank will deposit the premium directly into the designated account of the insurance company, and be careful not to transfer it to the private account of another person (the insurer).

Is it reliable to buy car insurance online? Where can I buy car insurance? What's the difference? 》

Xueba said the official website of insurance

Car insurance can be bought online; **Car insurance and Internet car insurance save the channel fee of the middle**person, and the price is cheaper, but once the accident occurs, all the reporting process needs to be handled by yourself. If you don't think it matters, you can choose this more affordable channel when buying car insurance, and the overall premium will be much lower.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. Is it reliable to buy car insurance online? 2. What are the advantages of buying car insurance online? l Convenient and fast service:

It is also more convenient and faster to buy car insurance online, which is almost the common advantage of all online shopping, eliminating the need to run offline, you only need to fill in your own information on the Internet, and buying car insurance and renewing car insurance can be completed with a mouse and keyboard, which is convenient and fast.

l Large choice of choiceIn fact, buying car insurance is also a matter of shopping around, if you buy online, consumers can choose the car insurance they need in the major insurance**, and the premium is transparent when comparing, the insurance terms are clear, and they can choose more closely to their needs, which can greatly reduce the surrender rate for car insurance companies and policyholders.

To buy car insurance online, you need to learn more relevant car insurance knowledge in order to buy the right one, it is recommended to take a look at this article to see the reasonable configuration of car insurance types:What are the types of car insurance? Do you want to buy them all?

Of course, you can buy car insurance online, and it is more affordable to buy car insurance online than to buy car insurance offline. So how do you buy car insurance online? What is the difference between buying car insurance online and other channels?

1. How to buy car insurance online?

Step 1: Choose an insurance company

When buying car insurance online, you must first determine the insurance company, and now there are countless insurance companies, and it is recommended to choose an insurance company with high reputation and a large brand when choosing an insurance company, because large companies have many service outlets, fast claim settlement speed, and better service experience. Here are the top 10 property insurance companies in terms of comprehensive strength from multiple dimensions for the reference of car owners: the latest top ten auto insurance companies in 2020!

Step 2: Log in to the official website

Step 3: Car Insurance Selection

In order to facilitate customers to buy quickly, many insurance companies will provide customers with a quick purchase strategy, by filling in the vehicle driving city, vehicle value, vehicle age, driving age and other information, the owner can recommend the right car insurance and give **, you can also choose your own insurance.

However, it is recommended that all car owners learn to distinguish the types of car insurance and buy them on demand, the insurance company recommends not necessarily the right one for you, blind insurance will only waste the premium, here is a car insurance purchase strategy to help car owners buy the right car insurance: what are the types of car insurance? Do you want to buy them all?

Step 4: Payment Submission

Choose the car insurance and fill in the complete information of the policyholder, and then you can choose the payment method to pay the premium, and complete the purchase after paying the premium.

2. Advantages and disadvantages of buying car insurance online

Advantages: easy to insure, cheap, strong autonomy

Due to the lack of offline costs and commissions for physical stores, online car insurance** will be more preferential than offline channels (generally about 15% discount); In addition, car owners can choose the type of insurance they need, and there are many insurance companies that will provide customers with quick purchase strategies on the official website, and can recommend suitable car insurance for car owners by filling in information such as the city where the vehicle is driving, the value of the vehicle, the age of the car, and the driving age.

Disadvantages: When the car insurance is about to expire, you will receive the ** of the car insurance company many times

Because buying car insurance online often requires leaving the personal information of the car owner, when the car insurance is about to expire and needs to be renewed, it is often received from many car insurance companies, which may be more disgusting for car owners who value privacy.

Car insurance can be purchased online, that is, like we buy things in ** and Jingdong, but the sales channels are different, all of them are approved by the China Banking and Insurance Regulatory Commission, and they are all compliant and legally protected by law. If you are still worried that buying car insurance online is not safe, you can read this article: Is it reliable to buy car insurance online >>?

According to China's "Contract Law", data messages are also one of the legal manifestations of contracts, just like electronic invoices and paper invoices.

Buy car insurance on demand, so you don't have to buy it blindly

Generally speaking, car insurance is a must-buy for car ownersCompulsory traffic insurance + car damage insurance + third-party liability insurance + deductible insuranceOther car insurance can be selected according to the actual situation of car owners. If you often drive a car to take your friends out to play, or if you are an online car-hailing car owner, you canBuy on-board personnel liability insurance。If you park at will in the community, there are more bears and children, and you can buy themScratch insurance

If it is a rainy city in the south, or the city has poor drainage, it can be configuredWading insuranceDo you want to buy them all?

2.Read the terms of the insurance carefully, especially the insurance liabilities and exclusions

The insurance liabilities of the insurance clauses, what are the exclusions, what is the amount of compensation, what is the free odds, what is the compensation treatment, whether there is a liability limit, etc., should be carefully looked at, do not wait until you want to make a claim to find that this claim can not be claimed, that claim can not be claimed, and then you will suffer a big loss.

3.Choose a formal online channel for insurance

When car owners apply for insurance, they can choose the official website of the insurance company or other third-party authorized platforms, such as Alipay and the official website of the insurance brokerage company. The advantage of applying for insurance online is that it is convenient to apply for insuranceBecause there is no need for the offline cost of the physical store and the commission of the salesman** will be relatively cheaperMoreoverOnline insurance is relatively autonomous, choose which one to insure, and which type of insurance you choose. If you don't know which insurance company to insure with, you can choose from this list of car insurance companies