Can motorcycles only be insured with compulsory traffic insurance? Do motorcycles have to buy compul

Updated on Car 2024-04-04
12 answers
  1. Anonymous users2024-02-07

    It cannot be done online.

    Because motorcycle compulsory insurance is relatively special, many insurance companies do not handle it, and it cannot be purchased online at present. It can only be handled at the traffic police force, vehicle management office, and insurance company's business hall. Because the online purchase of motorcycle compulsory insurance, its insurance coverage, insurance liability and other insurance content is different from the nature of the compulsory insurance purchased in the insurance company, and the online store does not have this qualification.

    The scope of compensation for compulsory motorcycle insurance mainly refers to the personal and property losses of the victim other than the person in the vehicle and the insured caused by a road traffic accident on the insured motorcycle; The insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law. Including death and disability compensation, medical expenses compensation, and property damage compensation.

    Extended information] The amount required for compulsory motorcycle insurance: for compulsory motorcycle insurance, it is divided into three categories according to different displacements, and the annual premium for displacements of 50cc and below is 80 yuan; The annual premium for 50cc-250cc (inclusive) is 120 yuan; More than 250cc and side three wheels need to be insured 400 yuan per year.

    The full name of compulsory traffic insurance is compulsory liability insurance for motor vehicle traffic accidents, which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit. Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. Its premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factors are"Number of car seats"。

    The compulsory third-party liability insurance for motor vehicles and the current third-party liability insurance for motor vehicles are commercial insurance, which is newly implemented"Compulsory traffic insurance"Insurance rate ratio"Motor vehicle third party liability insurance"Third-party liability insurance determines the liability of the insured based on the accident liability assumed by the insured in a traffic accident. Regardless of whether the insured is responsible for the traffic accident, the insurance company will compensate within the limit of liability in accordance with the specific requirements of the Compulsory Traffic Insurance Regulations and the provisions of the compulsory traffic insurance. It plays an important role in maintaining the personal and property safety of road traffic passers, ensuring road safety, and at the same time reducing legal disputes, simplifying handling procedures, and ensuring that victims receive timely and effective compensation.

  2. Anonymous users2024-02-06

    Motorcycles can not only be bought with compulsory traffic insurance, but also with commercial insurance.

  3. Anonymous users2024-02-05

    You can only buy compulsory traffic insurance, but the compulsory traffic insurance should be paid on the road, but there is not much money, and the motorcycle is divided into three gears of 80 yuan, 120 yuan and 400 yuan according to different displacements.

  4. Anonymous users2024-02-04

    Motorcycles must buy compulsory insurance, motorcycles are two-wheeled or three-wheeled vehicles driven by gasoline engines, which belong to motor vehicles, and compulsory traffic insurance is mandatory for all motor vehicles to buy car insurance, therefore, motorcycles must buy compulsory insurance, if you do not buy compulsory traffic insurance and ride a motorcycle on the road, you will be punished after being caught by the traffic police, that is, fines and temporary detention.

    Therefore, if you use a motorcycle, you should still configure compulsory traffic insurance to avoid unnecessary penalties.

    Extended Information] Death & Disability Compensation Limit:

    It refers to the maximum amount of compensation borne by the insurer for the death and disability expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Death and disability expenses include funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damages borne by the insured in accordance with court judgments or mediation.

    Medical Expense Compensation Limit: It refers to the maximum amount of compensation borne by the insurer for the medical expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Medical expenses include medical expenses, diagnosis and treatment fees, hospitalization expenses, hospital meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

    Property Damage Compensation Limit: refers to the maximum amount of compensation that the insurer bears for the property damage of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle.

    The full name of compulsory traffic insurance is compulsory liability insurance for motor vehicle traffic accidents, which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

    Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

  5. Anonymous users2024-02-03

    After the transfer of ownership of the motorcycle, the compulsory traffic insurance does not need to be re-purchased during the validity period, and only needs to go through the procedures for changing the compulsory insurance contract of motor vehicle traffic accident liability with the insurance company.

    In accordance with Article 18 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the ownership of the insured motor vehicle shall be transferred, and the procedures for changing the compulsory insurance contract for motor vehicle traffic accident liability shall be completed.

    Article 19 After the expiration of the compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall renew the insurance in a timely manner and provide the insurance policy for the previous year.

    Legal Text:

    Article 11 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 11 When the policyholder applies for insurance, he shall truthfully inform the insurance company of important matters.

    Important matters include the type, type and nature of the motor vehicle identification number, license plate number, the name (name) of the owner or operator of the vehicle (name), gender, age, residence, ID card or driver's license number (organization**), motor vehicle accidents before the renewal of the license, and other matters stipulated by the insurance regulatory authority.

    The above content reference:China**Net - Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

  6. Anonymous users2024-02-02

    Motorcycle compulsory insurance must be bought.

    Legal basis: Article 2 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China. These Regulations shall apply to the insurance, compensation, supervision and management of compulsory insurance for motor vehicle traffic accident liability.

  7. Anonymous users2024-02-01

    Motorcycles are also classified as motor vehicles that should be subject to compulsory insurance.

  8. Anonymous users2024-01-31

    If you buy a new one, if it is a large motorcycle, you should pay compulsory insurance.

  9. Anonymous users2024-01-30

    In our real life, in fact, we can't do what will happen in the future, and sometimes, for the occurrence of some emergencies, it also makes us feel very distressed, especially traffic accidents, so some people will have such doubts, that is, to buy accident insurance, motorcycle and then buy traffic force display to buy accident insurance? Actually, I don't think it's necessary for this question. And there is no need to buy insurance repeatedly, let's take a look at it specifically.

    1 No need to buy

    Generally when we buy a car, I believe we also have a certain understanding, we have to be listed after completing the relevant procedures, and now only the listed car can be on the road, once caught by the traffic police, for those owners who are not listed, their cars will be confiscated, and will also be criticized accordingly. Then we also need to buy insurance, in addition to strong insurance, we also have to buy accident insurance, because the accident insurance itself is also very practical, and for each of us is a very big protective role, so if you buy accident insurance, the motorcycle when you buy strong insurance, you don't need to buy accident insurance.

    2 There is no need to buy repeatedly

    In fact, for accident insurance and long-term insurance, although these two are insurance, there are still certain differences in its nature, and its nature itself is different, so both insurance needs to be bought, but in a word, he is of the same nature, so after buying accident insurance, we don't need to buy it later.

    So in our daily life, we should also go more to Duan Pihuai to pay attention to this aspect of the problem, for everyone, in fact, I think it is very normal to buy insurance itself, and it is also to buy us a peace, because driving outside, there may be some abnormal phenomena, when these things really happen, insurance can be of great help to us.

  10. Anonymous users2024-01-29

    Summary. Hello, you can only buy compulsory traffic insurance.

    Can motorcycle insurance only buy compulsory insurance?

    Hello, you can only buy compulsory traffic insurance.

    The following introduces the precautions for compulsory traffic insurance: 1. The vehicle must purchase compulsory traffic insurance: the vehicle does not purchase compulsory traffic insurance, can not be licensed normally, and will be deducted points for rashly going on the road, which will bring great trouble to the owner.

    2. When purchasing compulsory traffic insurance, you need to choose an insurance company with business qualifications: you should fill in the policy truthfully when applying for insurance, and provide a copy of the driving license and driver's license to avoid problems when making claims in the future.

    3. Claim: When the insured vehicle is involved in a traffic accident, the insured shall apply to the insurance company for compensation of insurance money, and the insurer can make a claim to the insurance company, and relevant certificates and materials need to be provided.

    For the compulsory insurance of motorcycles, it is divided into three categories according to the different displacements, of which the annual premium for the displacement of 50cc and below is 80 yuan, the annual premium for 50cc-250cc (inclusive) is 120 yuan, and the annual premium for more than 250cc and the side three wheels need to be insured for 400 yuan. In terms of accident compensation, the liability limit of compulsory insurance for motor vehicle traffic accident liability is also determined, with the upper limit of liability compensation being 10,000 yuan and the upper limit of non-liability compensation being 10,000 yuan.

    Motorcycle compulsory insurance application process: through the online store's compulsory traffic insurance and vehicle and vessel tax page or other links to enter the online car insurance page: first select the city where the vehicle is located, and then fill in the basic information, the basic information of the vehicle and the purchase of vehicle and vessel tax and other relevant information.

    Click Now** to display the amount of compulsory liability insurance premium and vehicle and vessel tax.

  11. Anonymous users2024-01-28

    Summary. Therefore, it is recommended that you purchase compulsory traffic insurance and commercial insurance at the same time when purchasing motorcycle insurance to protect your safety and the safety of others, and at the same time avoid financial losses caused by traffic accidents.

    According to what I have learned, motorcycles are not in compliance with the requirements of traffic laws and regulations. In China, driving a motorcycle on the road requires the purchase of compulsory traffic insurance and commercial insurance at the same time. Compulsory traffic insurance is a compulsory insurance, mainly to protect the interests of the victim in a traffic accident.

    Commercial insurance, on the other hand, is to cover the loss of the vehicle.

    Fellow, I really didn't understand, I can be more specific.

    Therefore, it is recommended that you purchase compulsory traffic insurance and commercial insurance when you buy motorcycle insurance, so as to protect the safety of you and others, and at the same time avoid financial losses caused by traffic accidents.

  12. Anonymous users2024-01-27

    Is it OK to only buy compulsory traffic insurance for motorcycles? You can only buy compulsory traffic insurance. The following is a description of the precautions for compulsory traffic insurance:

    1. The vehicle must purchase compulsory traffic insurance: the vehicle does not purchase compulsory traffic insurance, and cannot be regularly licensed, and points will be deducted if you rush on the road, which will bring great trouble to the owner. 2. When purchasing compulsory traffic insurance, you need to choose an insurance company with business qualifications

    When applying for insurance, you should fill in the insurance policy truthfully, bury it and provide a copy of the driving license and driver's license to avoid problems in the future claim. 3. Claim: When a traffic accident occurs in the insured vehicle, the insured shall apply to the insurance company for compensation for insurance money, and the insurer can make a claim to the insurance company, and relevant certificates and materials need to be provided.

Related questions
8 answers2024-04-04

Motorcycles are motor vehicles and also need to pay compulsory traffic insurance, and the procedures are as follows: >>>More

10 answers2024-04-04

Hello, the motorcycle start is very simple, first of all, you have to put your mind right, don't see it as difficult, the more panicked you are, the more difficult it is to operate. >>>More

14 answers2024-04-04

1. Traffic accident insurance can be calculated for the elderly who have been hit, if there is. For your father-in-law, it is not considered traffic accident insurance. >>>More

8 answers2024-04-04

No, I have three methods for your reference, one, contact a sleeper car from Shaoxing to your hometown, ** how many people and how many cars, two, find a logistics company to consign, ** talk about it yourself, pessimistic estimate of five to seven hundred, three, to the railway station railway freight department to consign in the way of freight, but the consignment cycle is relatively long!

10 answers2024-04-04

1. Carburetor.

The float chamber is detachable and the carburetor can be reversed. >>>More