What is a fund, can you tell me more about it, I want to buy a fund

**It's about the same as mijin. They are all used to make the dish more delicious.

What is the definition? What's the use of buying**?

With the improvement of the quality of life, everyone has a lot of spare money in their hands. Nowadays, many people use their spare money to buy ** and increase their extra income. Of course, for friends who don't know about **, they don't even know that ** exists.

Do you all know what ** is? What is the definition?

If you want to know what the definition of ** is, you can see from the perspective of the financial relationship, ** funds are used for a specific purpose and are independently accounted for. For example, many countries are pleased to bring the pension insurance, retirement, relief, education incentives, etc., as well as China's unique financial special tours, collective welfare of employees, key energy and transportation construction, budget adjustment, etc. There are still a lot of differences between different types of **.

We can also talk about the nature of the organization, the first institution or organization will be the first fund for special management and operation. This kind of ** organization can be an unincorporated organization, a public legal entity, or a corporate legal entity. Investment**Investment** refers to the investment organization system that uses the mechanism of modern trust relationship to concentrate the scattered funds of various investors in a way to achieve the expected investment purpose in accordance with the basic principles of co-investment, income sharing, risk sharing and certain principles of shares.

The **investment** we know is actually through the issuance of ** to collect funds, and through the **manager to make various investments. It is a collection of benefits and risks. International experience shows that it has a great role in guiding savings funds to be converted into investment, stabilizing and activating the market, increasing the proportion of direct financing, improving the social security system, and improving the financial structure.

The development process of China's investment also shows that the development and growth of the market has promoted the healthy and stable development of the market and the sound improvement of the financial system, and has played an increasingly important role in the national economic and social development. Now everyone knows what the definition of ** is.

It is a financial instrument that makes money.

Suppose you have a sum of money that you want to invest in bonds, **la** and so on**, but you have no energy, no professional knowledge, and no money, so you want to partner with 10 other people to contribute, hire an investment master (theoretically higher than me), and operate the assets that everyone has combined to invest in value-added. However, if more than 10 investors negotiate with investment experts at any time, the matter is not chaotic, so one of the most knowledgeable people is recommended to take the lead in this matter. Regularly from the assets of the group according to a certain percentage of the commission to him, by him on behalf of the payment of the master labor fees, of course, he himself took the lead in Zhang Luo big and small things, including running errands from door to door, about the risk of things to the master at any time to remind the point, regularly to everyone to announce the investment profit and loss, etc., not in vain, the money in the commission also has his labor fees.

These things are called partnership investments. Amplify this partnership investment model by 100 times, 1000 times, that is.

I think it's good!

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

**Originally, it was the best choice for long-term gains. If it is a regular investment method, it can also smooth out the loss of income caused by short-term fluctuations, since it is the pursuit of long-term returns, you can choose the variety with the highest target return, index**. The index originally selected the target, the blue chip stocks and high-quality stocks in the industry with model representative significance, and avoided the risk of ** because it has a certain number of models.

And the impact of economic cycles on individual industries is avoided. Since it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.

It is advisable to choose products from high-quality ** companies. For example, ChinaAMC, E Fund, Southern, etc., it is recommended to use the CSI 300 and small-cap indexes. You can open an account through the company, let the professional investment manager serve you, and some index varieties are free of handling fees through the company, which reduces your investment costs.

There is not much money, there is no need to disperse the regular investment, use time compound interest to make money for you, and concentrate on one or two **. **Regular investment should choose the back-end fee model, and the dividend method can be reinvested.

You can go directly to the **company**, generally from a minimum of 200 yuan!

In layman's terms, it means that you and many investors put their money in the **company, and you are taken care of by the **manager of the **company, and he can take the money, part of it to buy **, part of it to buy bonds, and part of it to be in the bank to prevent some investors from redeeming it**. According to the proportion of investment, it is divided into ** type, bond type, currency type, etc.

You can invest regularly (from as little as $100) or as a one-time purchase (from $1,000).

Let's take a look at the two upstairs