How many types of funds can be broadly divided? What are the characteristics of each?

Fourth, the general trend: if the day of the sharp fall, the break is even worse, there is a limit do not chase in general, **broken ** on the main force and the psychological impact of the chase plate is also huge, the main force to pull up the determination to weaken accordingly, follow the trend disk also stop chasing up, the main force in the case of no pick-up, often appear the next day helpless immediately ship the phenomenon, so in the ** break the sharp fall when it is best not to chase the limit.

When **in the band**, there are more opportunities for the daily limit, and there are more opportunities overall, so you can be bold in chasing the daily limit; When the ** band is weak, we should be especially careful and try to focus on ST shares, because ST shares and ** may go in reverse, and the other 5% increase will not cause too much selling pressure. If the trend is unclear during the consolidation, it is mainly based on the ** pattern, the morning and evening limit time, and the time-sharing chart performance.

Fifth, the first limit is better, and the reason for the second limit in a row is that the short-term profit plate is too large, and selling pressure may occur. Of course, this is not a certainty, and the leading stocks in the bull market or the stocks with great good news can be exceptional.

1. Insurance refers to an insurance institution specializing in risk management, which is established by collecting insurance premiums in accordance with the law or contract and is specially used for the compensation of economic losses caused by insurance accidents or the payment of personal insurance, which is the condition for the insurer to perform its insurance obligations.

Features: Insurance is a kind of social reserve. The main forms of social reserves** are as follows: centralized forms of reserves**, self-insurance forms of backup**, and insurance forms of reserves**.

The form of insurance is a kind of reserve** formed by the insurance institution by signing a contract to collect insurance premiums from the insured, which is used to compensate for the losses caused by the insured accident.

2. Bond type ** refers to fixed income financial instruments such as treasury bonds and financial bonds as the main investment object, because the income of the products it invests in is relatively stable, and it is also known as "fixed income**".

Features: (1) Low risk, low return.

2) The cost is lower.

3) Stable income.

4) Pay attention to current income.

3. Currency** mainly invests in bonds, central bank bills, repurchase and other short-term financial varieties with high security, also known as "quasi-savings products", and its main characteristics are "worry-free principal, convenient demand, regular income, daily income, and monthly dividends".

Features: (1) The main difference between the currency type and other investment in the currency market is that the net asset value of the unit money market is fixed, usually 1 yuan per unit.

2) The criterion for measuring the performance of currency** is the rate of return, which is different from the profit of other ** net asset value appreciation.

3) Currency** has good liquidity and high capital security. These characteristics are mainly due to the fact that the money market is a low-risk, highly liquid market.

4) Currency** has low risk.

5) Currency types are all open-ended.

There are still many types such as index, hybrid, debt, etc., and the main thing is that the risk of different investment subjects is different.

When investing in financial management, it is the goal of many people's choice, and you can get good returns on spare money through **** and holding, but there are different types when investing, so how much do you know about the types and their respective characteristics? The following is a detailed introduction to some common types.

Common types of investment are currency, bond, hybrid, index, QDII, graded, etc. The main investment banks of the currency ** large amount of fixed deposits, treasury bonds, commercial papers, high-grade corporate bonds, etc., the risk of this ** is small, basically will not lose the principal, is a stable financial product, and the liquidity is also very high.

The funds raised by bonds** are mainly used to invest in bonds (treasury bonds, financial bonds, corporate bonds, etc.) to provide investors with stable income. Typically, 80% of the assets in bonds are invested in bonds, and a small part of the funds are invested in the market. It has the characteristics of stable income and low risk.

Hybrid** is generally a net worth** type, mainly investing in **, bonds and money markets, etc., which will be risky and will not guarantee the safety of the principal. However, according to the different proportion of asset investment, it is divided into partial equity, partial debt, balanced, allocation, etc., and partial equity refers to the purchase of more ** assets by mixed ** assets.

The funds raised are mainly invested in the market, and the proportion is generally not less than 80%, and the risk after investment is high, and it is very easy to lose money. However, according to the investment purpose, it can also be divided into capital appreciation, growth and income.

It is best for users to have relevant knowledge when investing, and at the same time, they must choose companies with good reputation, because good companies generally have better manager management. Finally, when investing, you must use your spare money, and you can't borrow money to invest. Finally, you need to hold it for a longer period of time to make a profit when investing.

According to different criteria, **investment** can be divided into different categories:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc. How to look at the net value and redemption of the net asset value is the balance of the total market value of the asset after deducting the liability at a certain point in time, which represents the equity of the holder. The net asset value of each unit is the net value of the ** asset represented by each **unit.

Units Net Asset Value (Total Assets Total Liabilities) Total Number of Units. Among them, total assets refer to all assets owned by **, including **, bonds, bank deposits and other valuable**; Total liabilities refer to the liabilities formed during the operation and financing, including various expenses payable to others, interest payable on funds, etc.; Total Units refers to the total number of Units outstanding at that time. Cumulative Net Unit Value Net Unit Value **Cumulative unit dividend amount after inception.

The level of net worth is not the main basis for choosing, but the future growth of net worth is the key to judging the value of investment. In addition to the influence of the manager's management ability, the level of net worth is also affected by many other factors. Open-ended** is carried out in accordance with the amount of subscription and share redemption.

The share of open-end ** units and the amount of redemption of ** units are calculated based on the net asset value of ** units on the subscription and redemption date, plus and minus relevant fees. Since the net asset value of the unit on the same day, which is the basis for calculating the subscription and redemption, cannot be determined until the end of the market trading on that day, the investor does not know the transaction when he subscribes or redeems, so it is called the unknown price method. If you want to inquire about the change in the net value, you can inquire through **(**company customer service**), log in to the company**, and go directly to the counter of the purchased outlet.