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In the past, the calculation of retirement pensions did use the provincial average salary in some places, the average salary at the municipal level in some places, and even the special social average wage for provincial enterprises.
However, the average social wage in relation to the calculation of pensions is gradually being harmonized.
In 2018 and before, the average social wage of pensions for retirees in Shandong Province was the average social wage of on-the-job employees in urban non-private units in Shandong Province, but Qingdao City used the average social wage of on-the-job employees in Qingdao. In this case, the average social wage used in Shandong Province is much higher than that of Qingdao, an economically strong city in Shandong Province.
In 2019, the Ministry of Human Resources and Social Security ***** the Comprehensive Implementation Plan for Reducing Social Insurance Rates, which clarified that the upper and lower limits of the pension insurance payment base shall be determined by the average wage of employees in urban units in the province (weighted by the average wage of employees in urban non-private units and the average wage of employees in urban private units). In the past, most provinces and municipalities used the average wage of employees in urban non-private units to determine the upper and lower limits of the payment base. The original pension insurance system.
In fact, it evolved from the payment of contributions by employees of state-owned enterprises.
Since the average salary of the full-caliber society is 20% to 30% lower than that of the urban non-private society, this situation puts forward high requirements on how to achieve a smooth transition in pension calculation. In 2019, the average social wage of on-the-job employees in urban non-private units in Shandong Province was 6,260 yuan, and in 2020, it was 6,573 yuan (the same range as the 5% adjustment of pensions for retirees). and provincial enterprise endowment insurance.
The base is higher, at 6,893 yuan.
Shandong Province has realized the overall planning of basic pension insurance at the end of December 2019, and the collection and distribution are organized by the province. Qingdao's pension calculation and distribution base has also been incorporated into the province. The same is true for Liaoning Province. In 2020, the basic pension insurance for employees of enterprises in Shenyang City.
The basic pension is 86,334 yuan (monthly base 7,195 yuan), and the basic pension of Dalian enterprise employees is 92,147 yuan (monthly base 7,679 yuan). However, in 2020, the basic pension insurance for employees of enterprises in the province (excluding Shenyang and Dalian) and the pension insurance of government institutions and institutions in the province.
The basic pension will be 72,686 yuan (the monthly base is 6,057 yuan);
At present, there is no unified pension calculation and payment method for all provinces and cities.
However, the main direction is still to unify the payment of pension insurance to the average social wage of urban employees. However, the state has made it clear that during the "14th Five-Year Plan" period, the basic pension insurance will be coordinated nationwide. If the whole country can be harmonized, will the relevant payment standards be based on the national average wage?
It's worth the wait.
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It's true, this is because the provident fund and pension insurance that people pay when they work are completely different, so the final salary will be different.
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No, because some people's retirement salary is very small and does not meet this standard at all, so it is false.
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Yes, this is determined by the length of service of each person at work, and the policies vary greatly from place to place.
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It's true. However, there are some cities where the situation does differ, and it depends on the policy of each city and province.
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Retirement wages are generally calculated on the basis of the average salary of the province rather than the city. The calculation of retirement salary is based on the comprehensive calculation of factors such as the number of years of payment, the payment base, and the average salary of individuals over the years, and the specific calculation method should be determined according to the local social security policy.
[Legal basis].
Article 15 of the Social Insurance Law: The basic pension consists of a pooled pension and a personal account pension. The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population. Article 18 of the Social Insurance Law stipulates that the State shall establish a mechanism for the normal adjustment of basic pensions.
According to the increase in the average salary of employees and the price of goods, the level of basic pension insurance benefits should be increased in a timely manner.
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Legal analysis: The first endowment insurance of the University is a provincial-level overall plan, and the average salary of the overall area refers to the average salary of the province, municipality directly under the central government and the administrative district.
Legal basis: Article 33 of the Labor Law of the People's Republic of China will start to pay pensions normally from the second month after the completion of the retirement procedures. In other words, the month following the date of birth is the starting date of receiving the pension, and the monthly pension will be paid in the current month until death.
For example, if you reach the statutory retirement age in July, you must provide materials to the front desk to apply for retirement in July, and you will start to receive a pension in August, and then you will have a pension every month.
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Generally speaking, pensions are calculated and paid according to the average salary of the province.
In the beginningOur pension insurance system is based on the overall planning of prefecture-level administrative regions and even county-level administrative regions.
All localities can formulate their own according to the local pension insurance ** income and expenditureThe upper and lower limits of the payment base and the proportion of pension insurance contributions
However, at that time, the formula for calculating the pension was unified in all provinces, and at this stage, the average social wage used by people to calculate the pension was the local average wage, and it was consistent with the caliber of the upper and lower limits of the payment base.
By the end of 2020,Various provinces have successively covered the provincial co-ordination of pension insurance. The four municipalities directly under the Central Government, including Beijing, Tianjin, Shanghai, and Chongqing, have been implementing overall planning at the municipal (provincial) level. Therefore, theoretically, the average salary used to calculate the pension should be unified across the province.
However, due to historical reasons, it is true that the various localities have not achieved reunification. For example, the basic pension calculation base for 2021 announced by Jilin Province includes 52 calculation and payment bases of 51 regions and provincial units. For example, the difference between Changchun City and Jiangyuan District is close to 30,000 yuan.
For example, there are three in Shandong ProvincePension is also calculated and paid on a base basis, provincial units (7,229 yuan in 2021), Dongying area (unknown) and other areas (6,893 yuan in 2021).
AboutPension calculation baseThe problem is mainly due to the introduction of the national ".Comprehensive implementation plan for reducing social insurance premiumsIt clarifies that all localities uniformly use the upper and lower limits of the social average wage of employees in urban units to determine the upper and lower limits of the payment base, while the average social wage of employees in urban non-private units used in many areas in the past is much higher than that of full-caliber wages, so thereforeIn order to achieve the transitionThe pension calculation base is formulated. Each year is higher than the previous year's calculation base, but the increase will be lower than the average social wage growth rate, and an effective transition can be achieved eventually.
In fact, China's pension insurance system is quite complex and not suitable for the needs of establishing a unified social market. Starting in 2022, the state will promote the national overall planning of pension insurance, although it is said that the national unified payment base and pension calculation base have not been achieved for the time being, but this will definitely be the goal of efforts in the future.
In order to play the pension betterKeep low and highWhether it is linked to the average social wage in the future may change further. After all, the upper and lower limits of the contribution base in the United States are adjusted by the government on a regular basis, rather than according to the average social wage every year.
Our pension insurance system has a long way to go in the future, but the old people please rest assured that the old people's pension will be paid on time and in full, and the treatment will be higher and higher.
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Summary. Dear, hello, I am glad to answer for you whether the retirement salary is based on the average of the city or the average of the province, the basic pension in the calculation of the retirement pension is based on the average monthly salary of the on-the-job workers at the provincial, municipal and autonomous region levels in the previous year, rather than the average monthly salary of the provincial on-the-job workers in the city in the previous year; 1. Basic pension = (the average monthly salary of on-the-job employees in the previous year at the provincial and autonomous region level + the average monthly indexed salary of the employee) 2 Payment period 1% 2, pension Basic pension + personal account pension personal account pension = personal account savings The number of months (50 years old is 139, and it is no longer 120).
Dear, hello, I am glad to answer for you whether the retirement salary is based on the average of the city or the average of the province, and the answer is that the basic pension is based on the average monthly wage of the on-the-job employees at the provincial, municipal and autonomous region levels in the previous year, rather than the average monthly salary of the provincial on-the-job employees in the city in the previous year; 1. Basic pension = (average monthly salary of on-the-job employees at the provincial and autonomous region level in the previous year + average monthly indexed monthly payment salary) 2 Payment period 1% 2, pension Basic pension + brother jujube account pension personal account pension = personal account savings The number of months (50 years old is 139, and it is no longer 120).
Is the salary of retirees in Benxi City in 2022 calculated by city average or provincial average wage?
Retirement in 2022 is a provincial level. Now most of the pensions of retirees in various places are coordinated by the province, and Liaoning Province is the same, but the calculation method is different, some are according to the old method, Shenyang City is in accordance with the new method, and it is also the pension of the transitional period, according to the information on the Internet, it is said that the pension of retirees in 2022 will be accompanied by the realization of national overall planning, and the retirement of Benxi City and Shenyang City is provincial?
Yes, dear.
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The factors are as follows:1At the time of retirement, the average monthly wage of on-the-job workers in the province in the previous year (the average salary of the province is increasing every year, and the pension level is rising year by year).
2.The number of years of contribution (the longer the contribution period, the more pension).
3.The amount saved in the personal account (the more contributions, the more pension).
Pension and pension are not the same concept, pension is generally only enjoyed by employees of state-owned enterprises and institutions, and ordinary in-service employees receive pensions after reaching retirement age.
Mainly affected by: 1The average monthly salary of employees on the job in the last year of retirement.
2.Cumulative years of payment.
3.The number of months is calculated.
4.Personal account savings.
5.The number of years of personal contributions before the establishment of a personal account.
6.The proportion of pension is calculated and paid.
7.Contribution base.
8.The average salary of on-the-job employees in the previous year since the individual payment.
9.Number of years of payment.
According to the basic pension insurance policy for employees, what affects the retirement benefits of enterprise workers is not the length of service, but the number of years of payment.
The working years before the start of the pension insurance payment can be regarded as the payment period, and the payment period after the pension insurance begins to pay is the actual payment period. The sum of the deemed payment period and the actual payment period is the payment period.
There is a difference between the number of years of contribution and the length of service. If there has been no interruption since the beginning of the pension insurance payment, all continuous contributions, the number of years of payment = length of service. If the payment is interrupted during the period, then the payment period is "length of service".
2. The conditions for retirement are as follows:
1. Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years;
2. Engaged in underground, high-altitude, high-temperature, particularly delicate and heavy physical labor or other work harmful to physical health, male at least 55 years old, female at least 45 years old, continuous service experience of 10 years or more;
3. Men are at least 50 years old, women are at least 45 years old, and have worked continuously for 10 years, certified by the hospital and confirmed by the labor appraisal committee, and completely incapacitated. Tanzi.
3. What are the reasons why the pension does not arrive on time?
1. Failure to go through the retirement procedures in time.
2. Failure to carry out pension qualification certification in a timely manner.
3. Failure to change the way of receiving pensions in time.
4. The social security institution temporarily adjusts the pension payment time.
5. The pension is suspended due to special reasons.
The law is the basis for this
Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for five years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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