Is there a big difference in salary between in service and retired career staff?

Career editor. The difference between the salaries of active employees and retirees is very small compared to that before retirement. However, it is incomparable to compare from income, especially the year-end performance, employee benefits during the job, housing provident fund, and occupational annuity.

The fiscal contribution part is included in the income comparison, and this comparison is never fruitful. But many people are retired, there is no pressure, they are bored every day, and they will always think about the benefits of in-service employees.

If we think about it, when we retire, we receive a pension.

We don't have target appraisals, we don't have performance appraisals.

If we don't make suggestions for the unit, don't contribute to the work, and don't deduct any welfare expenses from our salary, why should we ask for performance pay?

Do you want bonuses and welfare benefits from the unit? The benefits that should be there have actually been calculated into their own pensions, which is what we call the overall plan. For example, you have already enjoyed the housing provident fund and have withdrawn a large amount of money, and you should also count it into your pension for comparison; You are already enjoying an occupational annuity, and many people still have a large amount of occupational annuity in their personal accounts, which is also an integral part of the pension.

To sum up, the difference between the salaries of on-the-job employees and retirees is very small, and the pensions of some retirees are even higher than their wages when they were on the job. But we can't just use pensions to compare all the income of on-the-job workers, such comparisons are meaningless.

In fact, the difference between the salary of the staff and the salary of the retirees is still very large, because there is usually a replacement rate, so what about this replacement rate, as the retirement of the personnel of the government institutions can reach 70% 90% of their salary income during their employment, if it is said that the enterprise unit retires, then it can only reach 40% 60% of the salary income during their employment, it is obvious that whether you retire from the government institution or from the enterprise, There is no doubt that the income and treatment obtained after retirement will be relatively lower than the income and treatment during their employment.

So obviously, whether you get 70% or 90% is lower, so our income after retirement must be lower than its working period, public institutions are basically based on our working years to determine the replacement rate, basically your working years are more than 20 years, then you can get about 70% of the replacement rate, if the working years are more than 25 years, you can basically get 80% of the replacement rate, if the working years are more than 30 years, Then you can get a 90% substitution rate.

It is clear that the longer you work, the higher the level of pension treatment you will eventually receive. However, after the reform of the social security system in October 2014, it will break such a traditional situation, because this situation belongs to the old method of calculating the way to determine the pension treatment. If the pension treatment is determined through the old calculation method, then it is about 70% and 90% of the range, but if it is not the old method and the new method is adopted, it is the same as the same calculation method of our current enterprise unit to determine the treatment of our pension.

Because the government institutions in the process of establishing the agency pension insurance, the same time also established the occupational annuity treatment, so this occupational pension is equivalent to the treatment of the supplementary pension, then on the basis of the original pension can get an additional part of the actual pension income, so that some people may be able to exceed themselves after retirement, salary income during the service period, which is very normal, but some people may not be as good as the salary income during the service period, At least for the vast majority of the population, the pension income after retirement is actually not as good as the salary income during employment. And even if a new calculation method is used to calculate the pension, plus your own occupational annuity, it is difficult to exceed your actual income during your employment.

Hello, there is a lot of difference in salary. Because the retirement of career employees is paid according to the salary ratio, it will definitely be different from that of current employees.

It is true that the difference between the income of the incumbent and retired state of the career editor will be relatively large, but in fact, this is also a reasonable phenomenon. When you are employed, you receive a monthly salary, that is, the remuneration you receive for your work. After retirement, you will receive a pension, and there will be no retirement salary in the future, that is, the expenses for the elderly.

The nature of both of them is already completely different, so the content contained in them is naturally very different.

The salary purchase part of public institutions includes basic salary (including post salary and salary scale salary), basic performance salary, incentive performance salary, monthly allowance and subsidy. Among them, the basic salary and basic performance salary can account for about 60% of the monthly income, and the incentive performance salary and various allowances can account for 40%. Then in the year, there is also the accumulation of annuity amounts, year-end bonuses and 13 salaries, etc., counting, it is basically more than the upper than the lower.

After retiring from public institutions, all retirees now belong to the "middle people", and they are treated as middle people to pay retirement pensions. The principle of combining the new method with the old method is adopted, and the high is kept low. In this case, we can see that under the original retirement salary model, in fact, only most or part of the basic salary is saved, but there is a big difference at this time, that is, the annuity can be received on a monthly basis.

Before retirement, the annuity is a continuous accumulation process, and after retirement, the annuity can be withdrawn, which replenishes a part of the income.

So on the whole, it is actually possible that the monthly pension income after retirement is only 70-80% of the pre-retirement salary, but the total annual income may only be 50% of the total annual income before retirement.

The income gap between the employees of public institutions and their retirement during their tenure of office is still relatively large, and under normal circumstances, the pension benefits of the incumbents of government agencies, public institutions, and enterprise units will be relatively higher than those after their retirement. Because after all, it is a problem of pension replacement rate, that is, after we retire, or the income of the pension, is basically only a part of the salary income during our employment, of course, it is a large part of the public institutions. For enterprises, there is only about half of this treatment.

As a member of a government agency or institution, after retirement, he can reach 70% to 90% of his salary income during his employment. Obviously, whether you retire from an institution or public institution, the income you get will be relatively lower than your income during this period. If you have been working for more than 20 years, you can get about 70% of your salary, and if you have worked for more than 25% of your current years, you can get about 80% of your income.

Obviously, the longer you work, the higher the level of pension treatment you will eventually receive. However, after the reform of the social security system in October 2014, it will break such a traditional situation, because this situation belongs to the calculation method to determine the pension treatment. If you say how to determine the pension treatment, they are about 70 percent to 90 percent of the interval method.

The salary also includes the basic salary, the salary of the job rank, the salary of the technical title, the salary of various allowances and subsidies, the performance bonus, etc., the salary of the personnel with different job ranks and technical titles is completely different, and at the same time, it is necessary to consider their own work performance, work efficiency and other factors, the number of days of attendance and so on to calculate the monthly salary, even if it is on-the-job, many units have a certain difference in the salary every month.

But after retirement we receive a pension, pension is our in-service according to the payment of years, years of work, payment base and other forms of treatment, to a certain extent is also related to the salary, working years, payment contributions, etc., no longer enjoy the various allowances and subsidies on the job, year-end performance, etc., and do not need to consider attendance, performance contribution and other factors every month, as long as the retirement conditions are met, after retirement is a lifelong enjoyment, not labor remuneration, but belongs to a social security treatment.

According to this point of view, it is natural that there is a difference between wages and pensions. However, after the retirement of the staff of public institutions, on the whole, there is a relationship between the pension and the salary when they are on the job. This linkage is mainly reflected in the payment base, the number of years of payment and personal accounts.

In the post, the position, rank and technical title of the person is relatively high, salary, bonus treatment is relatively high, so the payment base is relatively high, the balance of funds included in the personal account will be high, the future retirement reflected in the pension calculation method pension level is also higher.

The difference is huge. First, there is no performance pay, which accounts for about 30% of the salary. The second is to no longer pay the housing provident fund, which is generally 18% of the on-the-job salary. It's these two pieces, and the gap is very big. It's best not to retire early unless you're already financially free.

The salary of the business establishment is divided into basic salary and performance salary, as well as various post allowances.

The basic salary is about 10% of the total income.

Sixty, seventy or even less, and the salary after retirement is equivalent to about 90 percent of the working basic salary.

Therefore, in this way, the difference between the salary and treatment of the in-service and retired personnel of the establishment of the institution is still relatively large.

The difference is relatively large, from a large aspect, the monthly salary of retired workers in enterprises is about 2900, while the monthly salary of retired employees in government institutions is about 6400, from the perspective of occupational annuity, employees of government agencies and units began to implement occupational pensions in October 2014, so the treatment of career editors is often higher than that of enterprises.

The difference between the two is very big, the average retirement salary of the business editor is more than 4,000 yuan, and some have even exceeded 5,000 yuan, at the social level, the treatment of the business editor is often higher than that of the enterprise, and the average salary of the enterprise after retirement is about 3,000 yuan.

There is a big gap between them. Compared with the business editor, the retirement salary of the enterprise editor is much less, and the various benefits are not as high as the career editor.

On the whole, the difference between the retirement salaries of civil servants and public institutions is not too large.

The salaries of civil servants at the same level in the same area are slightly higher than those of personnel in public institutions, but this is not absolute.

1. Post-retirement treatment of public institutions: basic pension for Kai stupid pension.

Personal account pension: basic pension = (the average monthly salary of the province's on-the-job employees in the previous year + the average monthly indexed monthly payment salary of the province) 2 The payment period 1% = the average monthly salary of the province's on-the-job employees in the previous year (1 + the average contribution index of the person.

2 Payment period 1 personal account pension = personal account savings Calculate the number of monthly markers.

2. Post-retirement treatment of civil servants: regulations on retirement salary and benefits of civil servants, length of service.

Those who have completed 35 years can receive 90 percent of their original salary, 85 percent for 30 to 35 years, and 80 percent for 25 to 30 years.

1. Civil servants can receive 90% of the original salary after 35 years of retirement, 85% of the original salary from 30 to 35 years, and 80% of the original salary from 25 to 30 years.

2. The pension of public institutions is divided into basic pension and personal account pension.

Basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + the average monthly payment salary of the index) 2 payment period * 1% = the average monthly salary of on-the-job employees in the province in the previous year (1 + the average payment index of the person) 2 payment period * 1

Personal account pension = number of months of personal account deposit.

Hope it can help you, hope.

1. Post-retirement treatment of public institutions: basic pension + personal account pension, of which: basic pension = (the average monthly salary of the province's on-the-job employees in the previous year + the average monthly indexed monthly payment salary of the province) 2 Payment period 1% = the average monthly salary of the province's on-the-job employees in the previous year (1 + my average local buried land payment index) 2 Payment period 1 personal account pension = personal account storage amount The number of months.

2. Post-retirement treatment for official carriers: The retirement salary of civil servants stipulates that those who have worked for 35 years can receive 90% of the original salary, 85% for 30 to 35 years, and 80% for 25 to 30 years, with a grade every 5 years.