My daughter was born on March 10 and can now buy health insurance

Xueba said insurance, only recommend the most suitable child insurance! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated

You can click on it to take a look, I hope it will help you.

How to buy insurance for your child

This question makes countless mothers and fathers who want to buy insurance for their babies daunted, and today my senior sister will take you to learn the correct way to buy insurance for your child! Keep these three tips in mind:

First, take care of the medical insurance first!

After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the first expense, it can also solve a lot of additional expenses caused by illness, such as because of illness, missing homework, or some irreparable losses in subsequent life, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, to configure a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and only 1,200 yuan per year, which is very practical.

Finally, let's talk about accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect children from disability, death and medical liability caused by accidents, which is very practical.

Third, don't buy both types of insurance for your child!

Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it comprehensively for about 1,000 yuan per year, and if you buy lifelong protection, it will only be two or three thousand per year, which is cost-effective and practical.

That's all for me"My daughter was born on March 10 and can now buy health insurance"All of them, I hope it helps you! Hope!

Definitely not, the insurance company, even if you are sick and have to find a reason to deduct it, let alone your daughter. Insurance, when you buy it, how nice it sounds, when you really have to be reimbursed, it will be a different face.

In 16 years, you should pay for 17 years of health insurance, and you should also pay for the children who are not yet born and are ready to have children. For example, my grandson was born on the 1st of the first month of the first month, and was discharged from the hospital today, spending more than 30,000 yuan in expenses, and the doctor reimbursed more than 10,000 points.

Health insurance plans have an observation period.

You can apply for medical insurance at the age of 60.

Medical insurance refers to the occurrence of medical behavior agreed in the insurance contract as the condition for the payment of insurance money, for the insured to receive medical expenses during the period of medical expenses to provide protection of insurance, medical insurance in the form of a contract to the person threatened by the disease to collect medical insurance premiums, when the insured is sick and go to a medical institution for medical treatment and medical expenses, by the medical insurance institutions to give certain economic compensation.

Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and sociality.

Medical insurance can be divided into: one commercial medical insurance, two allowance medical insurance, three cost medical insurance. At the age of 60, they are over the retirement age and cannot enjoy the basic medical insurance borne by units and individuals respectively, but they can participate in rural medical cooperation and urban residents' medical insurance as individuals and bear their own expenses.

The 60-year-old has a high chance of getting sick himself, and it is necessary to have medical insurance at this time to improve his own protection. So what are the medical insurance that people over 60 years old can buy? The older you get, the harder it is to buy insurance and the higher the premium.

At the age of 60, it is difficult to buy life insurance, critical illness insurance and hospitalization medical insurance, and you can only buy accidental injury and accident medical insurance. At this time, medical insurance is purchased from two aspects, one is basic medical insurance for urban and rural residents, and the other is commercial medical insurance.

Basic medical insurance is the mainstay.

Basic medical insurance for urban and rural residents, urban residents and rural residents can enjoy the benefits of basic medical care after retirement.

It can be used in normal medical treatment**. Not only should you enroll in insurance in time, but you can also choose a higher-grade option to buy.

Commercial insurance is supplemented.

After having basic medical insurance, buying some commercial medical insurance can provide higher medical protection for the policyholder.

Many policyholders always think that it is good to buy expensive insurance products, which is a wrong idea, and insurance should be selected according to the actual situation of different groups of people.

Answer: Medical insurance belongs to health insurance, the insurance company will have a limit on the age of underwriting in order to control the risk, not within the age range of coverage, then the policyholder can not buy, medical insurance can not be purchased after the age of 70, for example, the underwriting age of e-life million medical insurance is born 30 days - 70 years old (including 30 days, including 70 years old), some medical insurance can guarantee renewal, such as Ping An e-life insurance long-term medical care (rate adjustable), the underwriting age is 28 days old - 55 years old (including 28 days, 55 years old), guaranteed renewal for 20 years.

Different insurance products underwrite different upper age limits, when the user plans, as long as it is within the insurance range, but as we all know, the general health notice of medical insurance is relatively strict, so the elderly may not be able to pass the health insurance, it is recommended that users apply for insurance as soon as possible, such as insurance products guaranteed renewal, even after the insurance claim is not worried.

You can buy medical insurance for millions.

Articles 25, 18 and 39 of the Social Insurance Law have clear provisions, and the specific analysis is as follows: First, the Social Insurance Law has newly passed the pension for the 60-year-old, ensuring the old-age life of the elderly, the elderly with family difficulties, the elderly who are lonely and widowed, and the medical insurance for the 60-year-old will take care of them.

Hello 60 can buy but may have a physical examination, and medical treatment can only be bought to 65 years old can not be bought, generally speaking, the state regulations are to reach the retirement age is not able to continue to buy social security, if you have not been insured before, you can go to the township neighborhood committee of the place of household registration for agricultural insurance (or called urban medical insurance). I hope you understand my answer, and I hope you will adopt my answer.

If it refers to the medical insurance in the social labor insurance (social security), no, the various types of insurance included in the social insurance are not allowed to be purchased individually.

It can be resubmitted.

Medical insurance supplementary payment process:

1. The handling personnel of the unit shall bring the information to the collection window to go through the procedures for the entry of medical insurance supplementary payment;

2. The employer shall pay the fee to the social insurance agency with the supplementary payment form;

3. The employer shall bring the payment invoice, and the personnel of the social security agency shall sign and affix the business seal in the opinion column of the social security department in the "Approval Form for the Recognition of the Deemed Payment Period of Basic Medical Insurance for Employees of Enterprises in Beijing";

4. The employer shall re-identify the deemed payment period of medical insurance with the stamped "Approval Form for the Recognition of the Deemed Payment Period of Basic Medical Insurance for Employees of Enterprises in Beijing" and relevant materials;

5. After the employer re-identifies the number of years, it shall go through the procedures for transferring from in-service to retirement.

This has exceeded the statutory statute of limitations, and the reimbursement must be made in the social security annual of the year in which the expense is incurred.

It's been more than ten years, and it definitely can't be reimbursed.

Generally, it will arrive within 2 days.

Medical insurance supplementary payment process:

1. The handling personnel of the unit shall bring the information to the collection window to go through the procedures for the entry of medical insurance supplementary payment;

2. The employer shall pay the fee to the social insurance agency with the supplementary payment form;

3. The employer shall bring the payment invoice, and the personnel of the social security agency shall sign and affix the business seal in the opinion column of the social security department in the "Approval Form for the Recognition of the Deemed Payment Period of Basic Medical Insurance for Employees of Enterprises in Beijing";

4. The employer shall re-identify the deemed payment period of medical insurance with the stamped "Approval Form for the Recognition of the Deemed Payment Period of Basic Medical Insurance for Employees of Enterprises in Beijing" and relevant materials;

5. The employer is heavy.

This kind of medical insurance card is called children's medical insurance, and relevant marriage and childbirth certificates, household registration, birth certificates, etc. need to be provided when processing.

It should be said that it is a medical insurance card, and you can ask the local medical insurance bureau for details.

Without a card, children can't buy social security, only medical insurance for commercial insurance, and the school has a unified list.

The school buys commercial insurance, which can be reimbursed for both outpatient and hospitalization accidents, and only hospitalization can be reimbursed for illness.

There should be no card to buy in school, and it is the same as buying commercial insurance, and there is a contract to sign.

My daughter also bought it but didn't have a health insurance card.

Yes. Medical insurance cards are now being processed one after another.