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The impact and hidden dangers of buying a car and hanging someone else's account are as follows:
1. The car legally belongs to someone else.
2. If there are violations of rules and regulations, they are counted as car owners, which will affect others.
3. The car cannot be traded by itself.
In other words, the advantage of the named party is that the car is nominally its own car, and it has the right to dispose of it and the right to trade the car. But one bad thing is that when the owner violates the rules, the violation is handled in the name of the named person, so when the owner violates the rules and regulations, the rights of the named person will be damaged, and the credit value will be affected, and there will be damage to the future use of the car. The above is my answer to this question, I hope it helps you, thanks.
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The debts of the other party are repaid by the other party. The court does not have the power to enforce property that belongs to you.
However, if there is evidence to prove that the car was transferred to your name by the debtor to avoid debts, the transfer agreement is invalid from the beginning, the car is still owned by the debtor, and the court can enforce the property in accordance with the law.
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You need to be responsible for a traffic accident because you are the owner of the car.
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First of all, it is necessary to look at the full amount of the vehicle loan, the loan should also be counted as a liability, the full amount of the car is under your name, there is an accident, and the accident has something to do with it, it is recommended to think twice.
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There is no impact, as long as it is used regularly and the driver's license is your own, you are not afraid.
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1.If the vehicle is involved in an accident, you will most likely be primarily responsible (e.g. if the driver escapes).
2.If the vehicle is involved in a vicious case, you will be jointly and severally liable.
3.In short, if the relationship between the two people is not very close, and it does not involve license plate rental and other similar situations, then the other party is likely to have malicious intent in making this choice. There are only risks, no benefits.
Two suggestions for you:
1.It has been cleared and used for its own use, and it is not in favor of listing and listing.
2.Passbooks, cars, and ID cards are not allowed to be borrowed
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The dangers of someone else's car hanging in my name are as follows:1. The car belongs to you in law, and if the car has a loan, you are the person responsible for the slippery difference.
2. If there are any violations of rules and regulations, the trembling skin will be counted as yours.
3. It is more troublesome to transfer the ownership of the car.
4. If there are any accidents, accidents, repayment and other problems in the car, your head of household is responsible. You can enter into an agreement with a friend to stipulate ownership, dispute resolution, etc.
5. If he drives in an accident, then the responsibility is counted on your head, which is equivalent to all the legal liabilities of the car that you guarantee for him to lose.
But the car is not yours, the accident is not yours, but the responsibility is yours.
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1. What is the impact of someone else's purchase of a car in my name?
1. The impact of someone else's car buying and hanging in my name on the parties is as follows:
1) If the driver is driving in an accident, then the responsibility lies with the person who settles down;
2) If a motor vehicle is involved in a traffic accident and causes damage, it shall be liable for compensation in accordance with the relevant provisions of the Road Traffic Safety Law.
2. Legal basis: Article 12 of the Regulations on Motor Vehicle Registration.
If an application is made for registration, the owner of the motor vehicle shall submit the inspection of the trapped motor vehicle, confirm the application information, and submit the following certificates and vouchers:
1) Proof of identity of the owner of the motor vehicle;
2) Proof of the origin of the motor vehicle such as the purchase invoice;
3) The motor vehicle factory certificate or the import certificate of the imported motor vehicle;
4) Compulsory insurance certificate for motor vehicle traffic accident liability;
5) Vehicle acquisition tax, vehicle and vessel tax payment certificate or tax exemption certificate, except where the law does not fall within the scope of collection;
6) Other certificates and vouchers that laws and administrative regulations provide shall be submitted at the time of motor vehicle registration.
Motor vehicles that are not imported by the customs and motor vehicles that are exempted from safety and technical inspection as stipulated by the competent department of motor vehicle products shall also submit a certificate of conformity for motor vehicle safety and technical inspection.
The vehicle management office shall, within two days from the date of acceptance of the application, inspect the motor vehicle, collect and check the vehicle identification number rubbing film or electronic data, review the submitted certificates and vouchers, and issue motor vehicle registration certificates, license plates, driving licenses and inspection marks.
If the information of motor vehicle safety and technical inspection, taxation, insurance and other information is verified online with the relevant departments or institutions, the applicant is exempted from submitting relevant certificates and vouchers, and the vehicle management office checks the relevant electronic information.
2. What are the procedures required to purchase a car mortgage?
1. Provide the documents and economic income certificates required by the cooperative unit;
2. Bring materials to the bank to apply for personal housing mortgage loans;
3. The lending bank evaluates the borrower's credit rating and guarantee, confirms the loan amount, loan term, interest rate, repayment method, etc., and grants the loan.
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