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Nowadays, this is a headache for our post-90s generation is the high housing prices, but the grassroots level of this housing price is also the first to print a lot of property market control policies to regulate and control the growth of real estate prices. And these control policies have been introduced for a certain period of time, but the regulation of housing prices is not very obvious, why is this? I don't think that's the case because the people at the bottom have a policy and a countermeasure.
First of all, we should know that the most important reason for controlling the housing price of the property market is the value of the land, but the land in our country is state-owned, and we only have the right to use, so the state's regulation and control of the land is also very in place. The root cause of this impact is controlled, then the house price and the short-term ** is not a problem, but because the house price and the national economy are very closely linked, and many people buy houses through bank loans, if the house price blindly ** or even fall out of the range that the bank can afford, then it is likely to cause another economic panic.
In this way, it seems that the large number of housing prices in the short term is simply unrealistic, because it will cause a second panic in the national economy and we absolutely do not want to experience, so in the current view, the property market is not a delay, but after the country's regulation, the magnitude of the property market has begun to slow down, and there is even a faint decline in the state. Such economic regulation and control means are very beneficial and realistic for our country, whether it is a person who has bought a house or has taken out a loan to buy a house, he does not want the house price to be excessive. Because this will allow them to put half of their life into it, and those who have not bought a house will give up buying a house because the current housing prices are too high.
Therefore, in my opinion, the property market has not moved for a long time, the main reason is because most of the economic development is closely related to real estate, if you want to blindly mobilize the real estate **, it is easy to cause economic collapse, which is more than worth the loss. Therefore, under the regulation and control of the state, the trend of real estate can be slowed down, and it can be adjusted as an adjustment at the right time and at the appropriate stage, but it will certainly not be as rapid as we imagined.
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With the regulation of the property market, the property market has not moved for a long time because real estate developers are waiting for a suitable opportunity to have enough opportunities for large profits!
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I think it's definitely because it takes a while to get to the point where it's being implemented. Therefore, the property market has not moved for a long time.
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The property market regulation is just to make it not too exaggerated, but the property market is just a trend, it may fall less, and some cities may fall more, after all, the current increase has slowed down.
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Because I want to observe for a while and then take corresponding measures, which may be more secure for the market.
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The post-70s and post-85s generations bought a house at a good time, and when they bought a house, the house price was not low compared to the salary at that time. For example, at that time, the house price was 1,000 square meters, and their salary was generally 1,000 square meters, and the mortgage accounted for almost 50% of their total family income after buying a house. They caught up with the rapid development of the economy and the rapid wage level, so at that time, they looked at the relatively high mortgage, and then with the salary, the mortgage pressure was not so great.
But the problem encountered by young people today is that the house price is 10,000 square meters, the salary is 5,000, and a month's salary can't afford to buy a flat house, and the sad thing is that the salary cannot be so large in the future.
How much money you have to take on the mortgage now, your mortgage repayment pressure will only increase in the future, and you must also ensure that you cannot lose your job.
Summary. Recently, due to the joint voice of the real estate industry in many parts, plus the collective of real estate stocks.
This is actually over-interpreted by agents and speculators, and the topic has been diverted.
Those who are careful to judge and judge will find that the key issues mentioned by people are "preventing and defusing risks" and "exploring new development models".
In this case, it shows that the risk of staring at the real estate industry is very high, and the industry model is in urgent need of transformation, so there are no conditions for expanding the real estate tax pilot cities this year.
The ****** of real estate listed companies, those who know how to do, actually know that the entire market is all in, because for a few days in a row, there is a demand, and for real estate stocks, you need to be cautious. For real estate, it is already the general trend for price reductions to return to reasonableness.
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Because housing prices are getting higher and higher, and there is also a discordant factor of speculation, the relevant departments have begun macroeconomic control.
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Real estate has a very big impact on the country, and the ** of real estate is now getting higher and higher, which is a pressure for many young people, so the state has introduced a lot of policies.
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Because there are a lot of problems in this industry now, which also affects the development of society, and also causes a lot of pressure on young people, which has a considerable impact.
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Because this will allow people to have a very comfortable environment, and it will not make people feel very stressed, and it will make everyone's life very happy.
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It does have an obvious effect, because according to the current data, the current housing prices in many places have gradually stabilized, and the housing prices in some places have even fallen significantly.
This reason is also very simple, because at the same time of strict regulation of the property market in many places, many banks are also actively cooperating, and through this way to increase the basic interest rate of personal housing loans, this way has played a significant role, and the housing prices in many places have been suppressed, which is also in line with the majority of ordinary home buyers.
Let me first talk about the current regulation and control of the property market in various places.
At the beginning of this year, cities such as Beijing, Shanghai, Guangzhou and Shenzhen first opened the regulation and control of the property market, and gradually introduced relevant measures. Shenzhen issued a market guide price for second-hand housing at that time, and after this measure came out, Shenzhen's property market cooled down rapidly, and housing prices also fell. After this measure in Shenzhen, many places have followed suit, and good results have also been achieved.
This regulation has indeed had a noticeable effect.
As I said above, house prices in many places have now stabilized significantly, and the so-called enthusiasm for the property market has been extinguished. Strictly speaking, the previous hot property market is not really hot, but the illusion created by some developers and real estate agents, and of course, there will be some speculation by tenants。But no matter what, housing prices are always too high, and many ordinary home buyers can't afford to buy a house, which is why we have introduced so many property market control measures.
I think the measures may be stricter in the future.
I'm going to make a bold guess here that the previous regulatory measures were actually very strict, but with the further stabilization of **, I guess that these measures may be more stringent and will be firmly enforced. The reason is very simple, the bubble in the property market needs to be effectively controlled, which will be in line with the fundamental interests of ordinary home buyers. <>
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I think this regulation has obvious effects, because this kind of regulation still makes the property market cheaper in many places, and allows many people to buy houses normally.
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It didn't work. Now the property market is still rising, and it is so high that it is too high to afford.
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It has a clear effect, and it can be seen that the housing prices in many places are not so high, and they are acceptable to people. There is a strong support for this approach.
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Nearly three months have passed since the new round of real estate market regulation, and the real estate market has undergone new changes. The transaction volume of commercial housing continued to decline, the strong housing prices in first-tier cities began to loosen, the land market continued to be unauctioned, the volume and price of the second-hand housing market fell together, and the rents in some first-tier cities were rapid**.
The interest rate of the bank has changed a lot, and this change shows that the house price cannot fall, because the price of land will not rise because of the cost of land, steel bar, cement, labor, and what will the price rise?
To put it simply, the ** of real estate will also follow the soaring price **, including (cement, steel bar, land. and so on).
This is troublesome, Bunku, but it may not be for you!
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