What is the E era card, ICBC e era card

ICBC e-era card is a nationwide launch of ICBC's Peony Lingtong card with a new brand image - "Peony Lingtong Card e-era".

The biggest feature of the "Peony Lingtong Card e-era" is that one card has multiple accounts and one card has multiple functions. Cardholders only need to hold a "Peony Lingtong Card."

e-era", you can handle domestic and foreign currency fixed and current savings, transfer and remittance, card consumption, investment and financial management (**, open**, foreign exchange) and other businesses. In addition, the card also has the function of swiping the card to spend points.

After the launch of the "Peony Lingtong Card e-Era", the use of the original ordinary version of the Peony Lingtong Card will not be affected, and you can continue to handle domestic and foreign currency deposits and withdrawals, card consumption, investment and financial management and other businesses as usual.

Peony Lingtong Card e Era".

On the basis of the original Peony Lingtong Card, the functions of the Peony Lingtong Card are upgraded and integrated, advocating self-help, embodying autonomy and self-realization. Compared with the original Peony Lingtong Card, the "Peony Lingtong Card e Era" has the following four characteristics:

Clause. First, the function is fully enhanced, one card has multiple accounts, one card has multiple functions, and the biggest feature of the "Peony Lingtong Card e-era" is the most important feature. You only need to apply for a "Peony Lingtong Card."

e-era", cardholders can handle domestic and foreign currency savings, regular and current, transfer and remittance, card consumption, investment and wealth management (**, open**, foreign exchange) and other businesses.

Clause. Second, it is easy to use e-banking. ICBC's advanced information technology system is "Peony Lingtong Card."

"e-era" cardholders provide the most advanced technology and the highest security personal online banking "Finance@Home" in China, which is easy and convenient and fully functional, and can easily enjoy ICBC's three-dimensional and all-weather e-banking services with just one card.

Clause. 3. The business outlets are all over the country, and the local and other places are equally convenient. ICBC has nearly 20,000 business institutions, nearly 10,000 self-service ATMs and more than 100,000 POS machines all over the country, providing convenient services for cardholders at any time.

"e-Times" is the first in the country to have the function of debit card consumption points, and will often carry out activities such as "credit card points", "points for gifts", and "card swiping**".

Peony Lingtong Card e-era" brand meaning: "I am fast, I e, I am spiritual".

I'm fast", highlighting the convenient and fast characteristics of the Peony Lingtong card;

I e", showing the connotation of Peony Lingtong card technology and fashion, which can naturally enable customers to link Peony Lingtong card with online banking and highlight the characteristics of independent service;

I Ling", which not only shows the powerful function of the Lingtong card, but also contains the meaning of convenience and easy use.

The preferential policies are not the same.

Seek satisfaction.

Sister is a professional staff, this card is an ordinary savings card, not to mention that you have opened online banking, even if this card does not know where to go, arrears, it will not affect you anything. The arrears will be automatically deducted from your card, and you will not be able to deduct any money in your card, and your account will be automatically closed after a long time. Don't worry, kid!

It doesn't matter, it's just a debit card, but if it's a credit card, it doesn't matter if you don't pay it on time.

Ordinary cards have nothing to do with credit.

As long as you have money in it and don't owe petty fees, it's nothing.

The e-era card is a debit card, which is to withdraw money, but your balance cannot be overdrawn.

1. ICBC e-era card is ICBC Peony Lingtong debit card;

2. The function of ICBC e-era card:

You can apply for demand deposits, or directly deposit fixed deposits of various deposit periods, and withdraw them with your card, so as to get rid of the inconvenience of keeping time deposit certificates.

In terms of currency, you can directly deposit US dollars into the ICBC e-era card, and you can also deposit foreign currencies such as Hong Kong dollars, British pounds, euros, Canadian dollars, and Japanese yen.

In terms of deposit term, you can choose current or fixed term of various tenors.

The e-era card is a type of debit card, which can only be deposited first and then consumed, and cannot be overdrawn.

The e-era card can be used as a current card, or it can be deposited in the card for a fixed term, and it can also be used to purchase financial management, treasury bonds, *** and other businesses.

If you deposit 500 yuan per month and withdraw the business, if you have not deposited for a month, you will deposit 1,000 yuan together in the next month, which will affect the interest calculation. The calculation rule is that the interest is calculated according to the actual number of deposit days for the deposit during the deposit period and the defaulted deposit during the deposit period.

The deposit period is divided into 1 year (12 times of deposit (36 times of deposit (60 times of deposit), there is no three-month period of zero deposit and withdrawal, it is recommended to use 1000 yuan per month to save for 3 months.

At present, the interest rate of local commercial banks is higher than that of state-owned commercial banks.

It is recommended to use a bank card for business, which is convenient and safe.

It is an e-era card, which should be equipped with a reconciliation book, which does not provide access to money, but can only be reconciled.

Now the e-era card is very powerful, regardless of current, fixed, zero deposit and withdrawal, financial management, insurance, etc., can be used. However, if you deposit money in the card without special instructions (tell the bank staff who deposited the money to you), it is considered to be alive.

e-era is a Lingtong card, also called a debit card, which does not fall under the scope of credit cards. As long as all cards under a person's name can share one (and only one) online banking, the cost of applying for a Lingtong card is 5 yuan, and the annual fee is 10 yuan per year.

It's okay, if you've used a Lingtong card, then this card is about the same as a Lingtong card.

It's pretty good, and online banking is convenient and safe to use.

Just go to the bank and do it.

1. The e-era card is a debit card, commonly known as a savings card, and cannot be overdrawn.

2. ICBC's online banking can be linked down, Lingtong card, e-era card, credit card, and passbook. You only need to use one of the accounts to open online banking, and then you can add other cards and passbooks to online banking.

One thing to note is that ICBC's online banking, cards added through online banking self-service, cannot be transferred externally. If you need to transfer money to an external bank, you need to go to the counter to apply for an additional online banking account. You need to bring all your ID cards, cards that have been opened for online banking, and cards that need to be added to online banking to the counter.

In this way, the account has more access than the self-service add.

1. Apply on the official website: Open the official website of the Industrial and Commercial Bank of China on the webpage, click on the account and service service, find the application debit card and click it, and apply for the e-era card at the online appointment branch (not all regions can make an appointment).

2. Counter processing: The applicant should bring his or her ID card to any of the business outlets of the Industrial and Commercial Bank of China to apply for the e-time card, fill in the relevant **, and if you meet the requirements, you can apply for the card on the spot.

The "E" in the E era is an abbreviation for electronic! The e-era refers to the electronic age! It is the era when the Internet is widely used in office, life and various fields.