What is the card gold of the Bank of Communications, and how to use the card gold of the Bank of Com

Many cardholders who use Bank of Communications credit card have heard of Bank of Communications credit card swiping gold, but they don't know much about Bank of Communications credit card swiping gold, this article provides you with a detailed introduction to Bank of Communications credit card swiping gold and related content, so that you can better use Bank of Communications credit card. So what is Bank of Communications credit card swiping gold? Credit card credit is a reward granted by Bank of Communications to eligible cardholders.

The credit card received by the cardholder can be deducted from the transaction principal of the relevant transactions of the credit card of BOCOM within the specified validity period, available range, limit and other special rules. Different from cashback, credit card funds have a specified expiration date, available range, limit and usage rules, and of course, more importantly, credit card funds cannot be withdrawn directly. Where can I get credit card?

It can be obtained by participating in the activities of the Bank of Communications credit card with credit card swiping rewards. For example, the "Red Friday" supermarket energy to enjoy 5% card gold reward and cheer energy to enjoy 5% card gold reward activities. Is the card gold to be used in **?

Each credit card has its own corresponding available range, and the cardholder can use the BOCOM credit card to offset the principal of the transaction within the available range of the credit card. The scope of use of the credit card can be checked and confirmed through the corresponding activity content in the credit card** or the corresponding event promotional text message. In addition, it should be reminded that the credit card must be used within its validity period, and if there is any remaining value after the expiration date, it will automatically expire.

Can it solve your problem?

Credit card credit card is a reward benefit given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; The Cardholder's use of Credit Card Credit in accordance with these Terms and Conditions may be deducted from the transaction principal of the relevant transactions of the Cardholder's use of the BOCOM Credit Card within the scope of the specified validity period, available scope, quota and other special rules.

Obtain card gold:

1. Cardholders can only handle the business and use the card money after participating in the designated activities of the Center or meeting the designated conditions of the Center, and receiving the card money; The specific conditions for receiving credit cards are subject to the terms and conditions of the relevant marketing activities or the relevant regulations of the Exchange.

2. In any of the following circumstances, the Center reserves the right to cancel the credit card credit or refuse to use the credit card if the cardholder has received the credit card

1) The credit card of the Bank of Communications has been suspended or controlled, the card has not been activated or cancelled, the card has expired and has not been renewed, or the account status is abnormal;

2) The cardholder applies for cancellation of the card within the validity period of the card payment;

3) The Cardholder violates the applicable credit card rules or usage agreement, these Terms and Conditions, and other relevant regulations of the Center;

4) The Center independently determines that the cardholder has fraudulently obtained or maliciously used the credit card through non-genuine transactions or other means.

The use of Bank of Communications card gold is as follows:

1. First install the Pay Bar software on your mobile phone, and then log in to your bank card;

2. Click "Swipe Money" in the location card service to view the amount of swipe money of the card used;

3. The rules for the use of card gold may be related to the type of card gold, and generally it can only be used if it meets the requirements, so the use of card gold should be determined before use;

4. There is generally a time limit for the use of card gold, which is limited to one month to two months, and cannot be used after expiration;

5. If you really don't know how to use it, you can also contact customer service to solve it for you.

6. At present, most of the card money of the Bank of Communications is limited to online payment, and there are many restrictions, such as a single deduction of no more than 20% of the consumption amount and no more than 50 yuan, that is to say, 250 yuan through WeChat payment, you can use 50 yuan to swipe the card, if you pay 500 yuan, you can still only use 50 yuan to swipe the card.

7. There are also some credit card funds that can only be deducted from the online payment transaction amount of more than 200 yuan, that is to say, those below 200 yuan cannot be deducted. In short, the rules for the use of each credit card may be different, so check the specific rules first.

Operating environment: brand model: iphone13

Supplementary information: Credit card credit is a reward benefit given by the bank to eligible cardholders. The credit received by the cardholder can be deducted from the transaction amount within the specified expiration date, available range, quota and other special rules.

Unlike cashback, credit cards have a specified expiration date, availability, amount and usage rules, and credit cannot be withdrawn.

I.1Query the rules for the use of card money.

Operating environment: brand model: iphone13

2. Inquire about the details of card swiping.

After spending according to the rules for the use of card gold, you can check in the details of the payment bar-my-credit card-credit card gold to check whether the deduction is successful.

According to the prompt, the system will automatically deduct the consumption after 3 days, and send an SMS reminder at the same time.

And after the deduction is completed, a repayment can be seen in the credit card bill of the period, which means that the credit card has been offset with a part of the bill amount.

Operating environment: brand model: iphone13

The credit card gold is a reward provided by the Bank of Communications to its credit card users, and the Bank of Communications has obtained the credit card gold. users can directly use the credit card to offset the transaction principal when swiping the card to consume.

When using the Bank of Communications credit card, the system will automatically deduct the credit card within three working days after the cardholder swipes the card, and the transaction amount deducted by the card credit card will be refunded to the cardholder's credit card account. For example, if the cardholder has 100 yuan in credit card and spends 200 yuan on the card, then he needs to pay a consumption limit of 200 yuan, and within three working days, Bank of Communications will return the 100 yuan credit amount to his account.

Extended Materials. 1. How to get Bank of Communications card money?

1] To redeem points, you can directly log in to the credit card center of Bank of Communications, enter the credit card points**, and use the credit card consumption points to redeem the card money.

2] Participating in Bank of Communications activities, such as the "Red Friday Supermarket Reward with 5% Card Gold Reward" event and the "Red Friday Fuel Bonus with 5% Card Gold Reward" event, you can get card gold, which is an exclusive activity for card gold;

2. How long is the validity period of the Bank of Communications credit card?

The validity period of the Bank of Communications card card depends on the transaction time of the transaction designated by the Bank of Communications. However, the validity period is basically only about 1 to 2 months, and once the Bank of Communications card has expired, it can no longer be used, even if you have not used it up. Therefore, if you want to use the card money, you must go to the designated purpose for credit card transactions as soon as possible within the validity period.

3. The scope of the use of Bank of Communications' card money.

Bank of Communications credit card credit card can only be used at cooperative merchants designated by Bank of Communications, such as participating in the Red Friday cooperative merchants, some merchants that have launched co-branded cards, Wal-Mart Supermarket, C.P. Lotus Supermarket, Parknshop, China Resources Vanguard and other supermarkets. If there is a non-genuine transaction or malicious use of the credit card, the Bank of Communications may cancel the credit card that has been given, and your creditworthiness will be reduced.

Pro, 1Most of the credit card funds of Bank of Communications are limited to online payment, and the credit card deducted in a single transaction cannot exceed 20% of the consumption amount and not exceed 50. Therefore, users can use BOCOM credit cards through third-party payment software such as Alipay, WeChat, and UnionPay, and the card funds will be automatically deducted when making online payments.

2.There are also some credit card funds that can only be deducted from online transactions of more than 200, and when the transaction amount does not meet the requirements, the credit card funds will not be automatically deducted.

1.When swiping the card, you can directly use the credit card to offset the transaction principal.

2.How to use the credit card of the Bank of CommunicationsNow the credit cards of each bank basically have their own exclusive activities, and the credit card gold is the reward rights and interests provided by the Bank of Communications for its credit card users, and the users who have obtained the credit card gold of the Bank of Communications can directly use the card money to deduct the transaction principal when swiping the card for consumption. When using the Bank of Communications credit card, the system will automatically deduct the credit card within three working days after the cardholder swipes the card, and the transaction amount deducted by the card credit card will be refunded to the cardholder's credit card account.

For example, if the cardholder has 100 yuan in credit card and spends 200 yuan on the card, then he needs to pay a consumption limit of 200 yuan, and within three working days, Bank of Communications will return the 100 yuan credit amount to his account.

3.When using the card money, there is generally a scope of use and a period of use, so if the user obtains the card money, he must pay attention to his rights and interests to avoid the card card gold becoming invalid. In addition, Bank of Communications cannot transfer or deduct credit card fees, bill repayment, etc., and can only be used for consumption supported by Bank of Communications.

Bank of Communications' card money is not supported by any consumption, but has a certain scope of use, which can be used by merchants that generally cooperate with Bank of Communications, and the scope of application of different card types is also different.

Extended information: Bank of Communications' card money, Bank of Communications' "Red Friday" campaign merchants can use card money, in addition, such as Walmart co-branded cards and other types of cards, can also be used in the corresponding merchants. Due to the different activities, the scope of use of the Bank of Communications card money is sometimes different, so after the user obtains the card money, he can carefully check the activities and usage rules, and the rules of use will be clearly introduced to the scope of use, and the merchants that can use the card money will also be listed and displayed.

Because the credit card money of Bank of Communications can be directly deducted, users of Bank of Communications' credit cards will also want to obtain credit card funds through various channels. The main ways to obtain card money are to obtain activities and redeem points.

Bank of Communications' credit card payment can be deducted for both online and offline consumption payments. It depends on how many activities you participate in that day before you can deduct it. 1. First of all, we need to pay for the app, after opening the pay bar, click on my 2 in the lower right corner, after opening my page, you can see the current card gold, click on it 3, after opening the card gold page, click to view the card gold rules 4, the card gold rules obtained by different activities are not the same, and the card gold rules I get are as follows5, click on the total card amount, you can view the card gold consumption details6, here, you can see the consumption of card gold7, here, give the official card gold use rules.

Credit card credit is a kind of incentive benefit given by Bank of Communications to cardholders (hereinafter referred to as "cardholders") of eligible Bank of Communications Pacific Credit Card (hereinafter referred to as "Bank of Communications Credit Card"). The Cardholder's use of Credit Card Credit in accordance with these Terms and Conditions may be deducted from the transaction principal of the relevant transactions of the Cardholder's use of the BOCOM Credit Card within the scope of the specified validity period, available scope, quota and other special rules.

If you get the card money, if it is an ordinary Bank of Communications credit card, you can find a place to give points and swipe the next bill, this part of the bill will be exempted, and if it is a co-branded card, you have to go to the designated supermarket to spend.

Credit card credit card is a reward benefit given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; The Cardholder's use of Credit Card Credit in accordance with these Terms and Conditions may be deducted from the transaction principal of the relevant transactions of the Cardholder's use of the BOCOM Credit Card within the scope of the specified validity period, available scope, quota and other special rules.

Cardholders can only apply for card credit card business and use card money after participating in the designated activities of the Center or meeting the designated conditions of the Center, and receiving the card money. The specific conditions for receiving credit cards are subject to the terms and conditions of the relevant marketing activities or the relevant regulations of the Exchange.

The rules for the use of transportation credit card credit card are as follows:

According to the provisions of the "Terms and Conditions for Card Cash" on the use of Card Money:

1. Each credit card shall be used within its respective limit, availability and validity period, and shall also comply with other special rules (if any) stipulated by Bank of Communications.

The specific expiration date, scope of use and other special rules of each credit card are subject to the terms and conditions of the designated activity for giving credit cards and the relevant regulations of Bank of Communications.

2. Within the scope of the prescribed quota and other special rules, the credit card can be used to offset all or part of the eligible transactions (hereinafter referred to as the "credit card within") that occur within the scope of the credit card account (including the principal card or its supplementary card) that is credited with the credit card credit card during the validity period of the credit card credit (hereinafter referred to as the "credit card")."Specify the transaction") principal.

3. The credit card must be used within its validity period, and the specific use time shall be subject to the transaction time of the designated transaction recorded in the system of Bank of Communications. If there is still any remaining credit after the expiration date, it will be automatically invalidated.

4. The use of the credit card will be automatically carried out when Bank of Communications makes background bookkeeping for the designated transaction, and the deducted amount will be credited to the cardholder's account within three days after the designated transaction is credited in the form of a return transaction in which all or part of the transaction principal of the designated transaction is hedged in full. At the time of the transaction, the cardholder is still required to confirm the undeducted full transaction principal of the designated transaction.

5. If the cardholder has multiple credit cards under the same Bank of Communications credit card that meet the deduction conditions of the designated transaction, the multiple credit cards can be used to deduct the transaction principal of the same designated transaction.

The specific order of deduction is that, unless otherwise stipulated in the terms and conditions of the designated activity of the credit card or Bank of Communications, the credit with a closer expiration date will be given priority, and all other credit cards (if any) given under the activity or conditions to which the credit credit belongs;

After all the credit cards given under such activities or conditions are fully used, if the transaction principal of the designated transaction is not fully deducted, the credit cards given by participating in other activities or meeting other conditions will be used.

In the event that more than one credit is used for the same designated transaction, the actual deductible amount will be calculated according to the respective rules for each credit transaction, based on the original transaction principal amount of the specified transaction.