What type of card is good??? What are the differences between the first class of cards?

Updated on Financial 2024-04-16
13 answers
  1. Anonymous users2024-02-07

    1.The signal is strong. I used to use Unicom.,The signal is not good.,Just change the dynamic number.,It feels good!

    2.Provide a variety of text messages**, there are 300 pieces of network information for 20 yuan (that is, to the 134-139 segment); There are also 30 yuan to send 500 pieces of information in the network. (There are others**, which can be customized according to your needs).

    3.You can set another dynamic number in the same area as a family and friend number, and talk to each other for minutes at any time, cheap, hehe!

    4.The dynamic number is now dialed or received from 9:00-23:00**, minutes; 23:00-9:00 dial or answer**, minutes (the number of the other party is not divided into internal and external networks, including answering and sitting**).

    5.Each recharge will also convert the amount of money recharged into M value, which can be exchanged for a lot of preferential items, as well as some small gifts to use!

    6.You can also check the location of the other party's dynamic number through the built-in dynamic function, I checked, it's quite accurate! (You can spy on your significant other!) Ha ha! )

    7.You can set up a lot of small functions for free, such as you can customize the mobile phone bill query, and after the setting is successful, it will inform you of the balance of the current month's phone bill in the form of free SMS; You can also set up an SMS reminder that the network SMS has been used up, in case you are annoyed because you don't know if you have sent enough SMS**).

    In short, I think the dynamics are pretty good, these features I'm talking about are just a part, there are a lot of functions, I think it's pretty good, I highly recommend it, ha!

  2. Anonymous users2024-02-06

    China Unicom has the reputation of "Liantong".

    Mobile has the nickname "Communications Expert".

    If your communication is mainly to play ** and mainly locally, it is recommended to Unicom!

    Because the signal can be satisfied in the area, the call fee is cheaper!

    If your communication is mainly to send messages and surf the Internet and roam, use mobile!

    Because many mobile phone ** resources are better for mobile support! Information ** is also cost-effective!

    Hope it has been a reference for you! Thank you!

  3. Anonymous users2024-02-05

    The above is the business introduction of the two brands, you can take a look and make a comparison.

    Both have their own advantages, but the cost of playing ** between Unicom and mobile is different, not as cheap as between brands, as for which to choose, it depends on the brand used by your friends around you, and it is recommended that you choose mobile if you move more, this is my suggestion, I hope it can help you.

  4. Anonymous users2024-02-04

    If the mobile phone is convenient, it is better to have a global connection, and this is a relatively stable network.

    However, there are not many options for China's mobile phone business, and mobile is even less charged.

  5. Anonymous users2024-02-03

    Unicom signal is not as strong as mobile, and the coverage rate is also low, in addition, CDMA mobile phones can be selected less, and there are few functions. It is recommended to use the mobile Shenzhou line (**more), or the dynamic zone (more SMS and **more, the cheapest single SMS) can be added to other optional packages.

  6. Anonymous users2024-02-02

    The global communication is good, the service is more, and the signal is also good.

  7. Anonymous users2024-02-01

    China Mobile's: Global Pass, Unicom tariffs are cheap because the signal is not good.

  8. Anonymous users2024-01-31

    Now the competition between the two major operators of China Mobile and China Unicom is fierce, and it is really difficult to distinguish which one is better, and they are all making progress in the general direction of user-convenience, which can be said to have their own strengths!

  9. Anonymous users2024-01-30

    Personal construction bank is better.

    Advantages: No annual fee for the first year, no annual fee for the second year after three brushes;

    The SMS service is free of charge;

    Withdrawal fee only;

    The handling fee for loss reporting is 50 yuan;

    There are credit cards directly for car owners, as long as there are cars with more than displacement, they can easily apply for a card.

    Disadvantages: There are few and poor gifts that can be exchanged for points.

    Bank of China: Advantages: Waiver of annual fee for the first year, waiver of annual fee for the second year for five times;

    The SMS service is free of charge;

    The withdrawal fee is only 1%;

    The handling fee for loss reporting is only 40 yuan.

    Disadvantages: The points required to exchange gifts are high, and the types of gifts are few.

    Industrial and Commercial Bank of China: Advantages: The annual fee of the current year is waived for the annual fee of the Yuntong card by swiping 5 times a year or spending 5,000 yuan, or the annual fee of the RMB card is exchanged for 2,000 points;

    Withdrawal fees are free of charge;

    Handling fee waiver for overpayment refund;

    It only costs 20 yuan to report the loss;

    There are many outlets.

  10. Anonymous users2024-01-29

    A type of card refers to a type of debit card. Refers to a commonly used debit card, which can deposit and withdraw cash, wealth management, transfer, payment, payment, etc., and is not limited by the limit.

    Debit cards are divided into a class of cards, a class of two cards and three types of cards, one of which is a full-featured account, generally the first debit card you do in the bank is a type of card, which can handle transfers, consumption, bill payments, financial management, deposits and other businesses. The second-class card has a limit on consumption, with a general daily limit of 10,000 and an annual limit of 200,000. The three types of cards are more restrictive and can only make some small purchases.

    Extended Materials. 1. Category account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's a debit card or debit card that you have in your hand.

    Its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

    2. Class accounts cannot deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards. Class accounts are mainly used for quick payment, such as quickpass, password-free payment, etc., which can only handle small-amount consumption and payment, and cannot handle other businesses, and the balance in the household does not exceed 1,000 yuan.

    Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

    3. Each person can only handle one type of account in the same bank, and the number of first, second and third types of accounts shall not exceed four. But social security cards and military insurance cards are not included! Social security cards and military insurance cards can enjoy the function of a class of accounts, and do not affect their handling of a class of accounts, but many banks need to process the account types of social security cards and military insurance cards before they can handle a type of account, which is generally handled as other types of accounts.

    The personal bank accounts handled before December 1 of the year are all first-class accounts, which are not affected by the fact that each bank can only handle one first-class account. However, it is not possible to apply for a type of account with the same bank.

    5. That is, if you have three cards in a bank before December 2016, and the three cards are all first-class accounts, but in the future, you can no longer apply for a first-class account of this bank, and you can only do two or three types of accounts.

  11. Anonymous users2024-01-28

    There are two types of bank cards: credit and debit cards. Among them, credit cards are divided into international cards, regional cards, credit cards, quasi-credit cards, gold cards, ordinary cards, corporate cards, personal cards, etc., while debit cards are divided into: transfer cards, savings cards, special cards, stored value cards, etc.

    Bank card refers to a credit payment instrument approved by a commercial bank to be issued to the public with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc.

    Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space. The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

    When applying for a credit card, you need to bring your valid documents, proof of residence, proof of income, proof of personal assets and other materials to the bank counter to go through the relevant procedures, and you need to fill in the application form, in which the information is required to be true. After filling in the application form, it is necessary to go to the head office of the opening bank for the record, and the head office of the opening bank will review the application materials, and the card can be issued to the customer after about 20 working days. Credit cards can only be applied to customers aged 18 and above, and minors are not allowed to apply for credit cards.

    Applying for a debit card is relatively simple, you only need to bring your valid documents, go to the opening bank to fill out the application form, and the card can be issued to the applicant at that time. There is no age limit for debit card application, and minors can also apply for it.

  12. Anonymous users2024-01-27

    Credit cards are a very convenient payment tool and one of the most common payment methods used by consumers. So, what bank credit card?

    First of all, in terms of service, different banks have different services for credit cards, for example, some banks will sell and provide free cash withdrawal services, while others do not. Therefore, when choosing a bank, you should choose according to your actual needs, rather than blindly pursuing "".

    Secondly, from the perspective of interest rates, the credit card interest rates of different banks are also different, for example, the credit card interest rates of some banks will be higher, while the credit card interest rates of other banks will be lower, so when choosing a credit card, you should also pay attention to the interest rate.

    Furthermore, when choosing a credit card, you should also pay attention to the creditworthiness of the bank. Generally speaking, the credit card service quality of a reputable bank will be relatively high, while the credit card service quality of a bank with a bad reputation will be poor.

    In general, what bank credit card actually depends on the actual needs of the individual. When choosing a bank, you should consider the service, interest rate and creditworthiness to choose the right bank.

    Credit cards are an important tool for people's daily consumption, but how to choose a suitable credit card is a concern for many consumers. So, what bank does it do with credit cards?

    1. Shopping credit cards. Since shopping credit cards offer discounts and cashback offers, you can save a lot of money by using them when you shop. Generally speaking, big shopping** and large shopping malls will work with certain banks to offer discounts, so if you want to apply for this type of credit card, the first thing to do is to check if the shopping places you frequented have a partnership with a particular bank to get the deals.

    2. Travel credit cards. Travel credit cards generally work with airlines, hotels, and travel agencies to provide cardholders with a variety of benefits, such as airline mileage redemption, hotel deals, travel discounts, and more. So, if you travel a lot, then this type of credit card is perfect for you.

    1. Credit cards of major banks in the world. The world's major banks, such as JPMorgan Chase, Bank of China, Standard Chartered Bank, etc., all have their own credit card products that can be chosen according to their needs. The advantage of this type of credit card is that it can be used in many banks around the world, which is more convenient, and the payment security is relatively high, so it is a good choice.

    2. Credit cards of domestic banks. Domestic bank credit cards have more preferential policies, such as Alipay, WeChat payment, points exchange, etc., which can help consumers save more expenses, and they are generally safer.

    To sum up, what bank to do with credit cards should be decided according to your actual situation. If you travel a lot, then you can consider choosing a travel credit card that has partnerships with airlines, hotels, etc.; If you know that you shop regularly, you may want to consider choosing a shopping credit card. If you want to enjoy more discounts, you can consider choosing a domestic bank credit card; If you want to enjoy the convenience of global payments, you can consider choosing a credit card from the world's major banks.

  13. Anonymous users2024-01-26

    There are generally two types of common bank cards: debit cards and credit cards. The former is a debit card and the latter is a credit card. Bank cards are divided into debit cards and credit cards according to their nature. Credit cards are further divided into credit cards and quasi-credit cards.

    Classification of bank cards.

    1) According to whether the issuer is in China, it is divided into internal cards and overseas cards;

    2) According to whether the credit line is granted to the cardholder, it is divided into credit card and debit card;

    3) According to the different objects of issuance, it is divided into individual card and unit card;

    Youzu 4) is divided into RMB card, foreign currency card and dual currency card according to the different account currency.

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