What are the consequences of the regular investment fund if it stops investing for a few months, and

Updated on Financial 2024-04-28
9 answers
  1. Anonymous users2024-02-08

    The regulations of each bank are different, it is recommended that you use CCB, the advantages are as follows: 1Because CCB does not need to sign a contract for continuous regular investment**, if it is not canceled, it can be automatically subscribed every month until it is cancelled; 2.

    If you want to make a regular investment, you can set it before 15:00 on the same day, or cancel it before the deduction, which will not have any impact on your regular investment in the future, and you can also consider whether to invest according to the situation of the day**; 3.The minimum amount required for regular investment** is low, generally between 100-300 yuan, unlike some banks that require a minimum of 300 or 500 yuan; 4.

    Web interface, at a glance; Fully functional, easy to operate, 5**There are many types, and most of them can be fixed or subscribed; 6.Online regular investment does not need to open online banking, just register online, and then go to the bank to sign a contract** regular investment; 7.

    If you don't have time or no computer to access the Internet during the day, you can use your mobile phone to invest or buy and sell**, you can decide to buy or sell or invest according to the situation, and you can use mobile banking for three months for free.

  2. Anonymous users2024-02-07

    It doesn't matter. It depends on the regulations of the ** you buy! **It's a long-term investment, and it doesn't matter if it's bad.

    The principle of regular investment is that you want to spread your investment over the month. Rather than a one-time investment. Make sure your investment is relatively risky!

    You understand the principle. That's it.

    Trouble, thanks!

  3. Anonymous users2024-02-06

    It depends on what the case is and how it is handled. Finally, ask as soon as possible and deal with it as soon as possible. The longer it drags on, the worse it will be for you.

  4. Anonymous users2024-02-05

    There are no consequences. If you have money, you will invest, and if you don't have money, you will be empty. It's that the benefits may be less.

    After the breakoff of relations, if you still want to continue to invest regularly, you may need to set it up again.

  5. Anonymous users2024-02-04

    It can be renewed normally within three months of breaking off, and it will not be paid after three months. However, the part that has been handed over is safe and will not be affected by the disconnection.

  6. Anonymous users2024-02-03

    There are no serious consequences, this is not savings, the kind of fractional deposit and withdrawal, this is the first investment, first with risk, and then with flexible characteristics. **The company attracts investors through a variety of service optimization, you can pause, you can also terminate, you can continue to buy at any time, regular investment is just a way to avoid risks, there is nothing mysterious.

  7. Anonymous users2024-02-02

    Regular Investment**. You can not vote halfway.

    If you don't want to continue to invest regularly, or you can choose to suspend when you don't have funds to invest, but don't stop your regular investment due to short-term fluctuations, which may miss the best stage to enter at a low level. Because regular investment itself is a process of buying more and more, so don't stop in the process.

    Regular Investment**. It is the abbreviation of regular fixed investment**, which refers to a fixed amount of money (for example, 1,000 yuan) at a fixed time (for example, the 15th of each month or every Friday), invested in a designated open-ended **.

    , similar to the bank's lump sum deposit and withdrawal method. **How to suspend the auto-investment: Modify or suspend the auto-investment plan directly on the auto-investment page, and terminate it on the trading software.

    Regular investment has the characteristics of time-saving and labor-saving, compound interest effect, and time-sharing of fluctuation risk, and it is higher than the one-time return, lower risk than **, and is more suitable for stable investors.

    Extended Information**Regular investment refers to the fixed amount of investment in the fixed limb at the time of the destruction of the designated open**, which is a good way to invest, but there will also be losses, in the face of this situation, investors can take the following measures to deal with:

    1. Termination of regular investment and redemption**.

    If the investor has changed the manager.

    Its operating ability is poor, resulting in a continuous decline in performance, net worth.

    At this time, investors can consider terminating regular investment and redemption, which is similar to investors buying**cutting meat.

    Second, carry out the ** conversion operation. In the case of the deterioration of regular investment, investors can choose to convert to a better one, obtain income, and make up for the losses caused by regular investment.

    3. Continue to invest regularly and share costs. If the trend is affected by the market and there is a short-term situation, resulting in a loss for investors, investors can choose to continue to invest regularly, share costs, and wait for returns.

    **Will the principal be lost: In fact, China's ** market has been getting better and better under the gradual improvement and development, and under normal circumstances, in the long run, ** will show an upward trend. For long-term or continuous losses, the manager will appropriately change the allocation to achieve the effect of stop loss, or take measures such as downward discounting and waiting for the market to pick up.

    Generally speaking, only when the net value falls to 0 yuan, will the principal be completely lost. The net value generally does not fall to 0 yuan, if the liquidation conditions are met, it may be liquidated, and there is still some money after the liquidation, so there will be no loss of money.

  8. Anonymous users2024-02-01

    Regular Investment**. It can be terminated at any time.

    If you are in a hurry to use your money or don't want to continue to hold it, you can redeem it.

    But when redeeming, there is a handling fee, generally around, if the money is small, this handling fee is nothing, but if the amount of funds is relatively large, the handling fee is also a lot. In order to encourage investors to invest for a long time, many ** regular investment products will have a one-year fee waiver clause. If you don't particularly need money, or you don't want to redeem it because of your poor performance, you can wait a few months to redeem it after a one-year period.

    Extended Information] 1. Fixed investment.

    The redemption procedure for purchases is the same as that of ordinary, and the continuation of the fixed investment will not be affected after redemption. However, there is also pressure on this. As long as part of the funds are held for a certain period of time, the redemption fee can be waived.

    Therefore, it is recommended that investors implement the first-in-first-out principle for fixed investment shares, that is, the preferential redemption of long-term shares. In this way, you may be able to save a lot of money. In addition, many investors believe that all fixed investment shares must be redeemed at the time of redemption.

    In fact, fixed investments** can be redeemed once, partially redeemed or partially converted. Therefore, after the launch of the regular investment, if Jimin temporarily needs a certain amount of cash and the demand is less than the amount of the regular investment, he can redeem it as much as possible, and other shares will continue to be held.

    Second, it should be noted that although the fixed investment**.

    is redeemed, but the investment agreement of ** will not be terminated. Therefore, as long as the bank card has enough money to meet the deduction conditions, the bank will still deduct the money regularly to buy **. If you need to stop the ** regular investment plan, you need to go to the sales outlet to fill in the regular regular investment.

    Termination of application.

    Go through the procedures for terminating the regular investment. If the deduction requirement is not met for three consecutive months, the fixed investment can also be automatically terminated. The termination of the fixed investment will not incur default interest and will not face other interest losses.

    In general, a fixed investment of ** can be redeemed for at least three months. Of course, it can also be redeemed in advance. However, there is a fee for this ** at the time of redemption.

    Generally speaking, it is a redemption fee, and the redemption fee is generally. If it is a back-end**, in addition to the redemption fee, you also need to pay a back-end subscription fee (which is generally higher than the front-end subscription fee.

    In addition, when a fixed investment** is redeemed, it is not necessary to redeem it in full. In fact, some of the funds are redeemable. Therefore, if there is less money urgently needed, the required amount of funds can be redeemed, and the rest will continue to be placed in the fixed investment of **.

    3. There are two ways to cancel the fixed investment: you can voluntarily apply for the termination of the fixed investment agreement, or you can stop depositing money in the account related to the fixed investment. **Firm.

    If you do not transfer funds for three consecutive months, you will automatically stop the ** regular investment agreement. The original purchase** will remain and will not be automatically redeemed. **After a fixed investment, its shares can be redeemed at any time; Although there is a time limit for regular investment, investors can stop regular investment at any time.

    After the auto-investment is suspended, the auto-investment can also be reopened.

  9. Anonymous users2024-01-31

    If the investment is not successful after three months, the investment business will be automatically cancelled; Or go directly to the bank counter or online banking to terminate the AIP business; The subscribed ** can be redeemed or held forever.

    Generally speaking, there are two types of investments, namely single investment and regular fixed amount. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

    Compared with regular investment, the one-time investment return may be high, but the risk is also great. Due to the avoidance of the influence of investors' subjective judgment on the timing of entering the market, the risk of regular investment is significantly reduced compared with **investment or **single investment.

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