What is a regular investment fund and what is a regular investment fund?

A common way to invest regularly is to invest a fixed amount of money on a regular basis, that is, to subscribe for a fixed share of the company in a fixed period of time every week or month. Regular investment can average the cost, diversify risks, and achieve automatic investment, so regular investment is also known as "lazy investment". This is a longer-term investment, and the short-term effect is not obvious, so make sure that you can come up with a spare amount of money in the long run.

It is a collective investment system of benefit sharing and risk sharing, which concentrates investors' funds through the issuance of funds, and is entrusted to the custodian and managed by the manager, mainly investing in the investment of financial instruments such as bonds and other financial instruments in order to obtain investment income and capital appreciation. In layman's terms, it is"Let's pool the money to let the best management person help us take care of it, share the blessings and difficulties"。Benefits of regular investment——1. Use the average cost method to dilute the investment cost and reduce the investment risk.

2. Don't think about the timing of investment at all, and avoid suffering from greed and fear. 3. Accumulate a lot, hold it for a long time and reap compound interest. 4. The procedures are simple, lazy people can invest, and enjoy expert financial management.

Classification - Generally divided into:

1. Open** (can be subscribed and redeemed at any time).

A: **Type** High Returns High Risk (which includes an index that passively tracks the index**) B: Hybrid** Medium Risk Relatively low returns.

C: Bond** Low risk and low return.

d: Currency** Lower risk Lower return.

First of all, it's also to make sure that your understanding is correct. Hehe.

The average investor will have such questions at the beginning:

1.I don't have an account, how do I open one?

Answer: Bring your ID card, first get a bank card, which is the savings card of your bank, and then apply for an account card, you tell the bank staff that you want to open an account, they will tell you how to do it, you just need to do what they say. There is a 10 yuan card fee for the debit card, and the account card is free.

2.Can I buy online after opening an account? What should I do?

3.Is there any difference between buying online and buying at a bank?

Answer: The biggest difference is that there will be a certain degree of discount on the handling fee for buying online! Another is convenience, no longer have to go to the bank counter to queue up.

4.What's the deal with? What is the difference between online and at the bank?

There will be a subscription fee when you buy **, generally; There will be a redemption fee when you sell **, generally. There will be a certain degree of discount on the handling fee for buying ** online.

5. How much can you buy at least if you buy:

If it is a one-time purchase, it will cost at least 1,000 yuan; If you are making a regular investment, it is generally at least 200 yuan per month!

If the risk tolerance is not large, if you buy ** to preserve value, you can consider some bonds** or currencies**.

If you're willing to take a risk and pursue long-term benefits, I recommend Harvest 300 Harvest 300

Harvest CSI 300 tracking CSI 300 index, relevant research shows that the index component value is generally more than 70%, in order to ensure that there is sufficient market coverage, and more realistically, comprehensively reflect the dynamic evolution of market stock prices, the CSI 300 index across the Shanghai and Shenzhen markets, the total market value of its constituent stocks accounts for the total market value of the Shanghai and Shenzhen stock exchanges, the circulating market value accounts for the total market value of the Shanghai and Shenzhen stock exchanges, in terms of coverage of the domestic ** is much better than other indexes, At the same time, after more than 65% of the over-decline in 2008, the valuation advantage of CSI 300 is relatively obvious, showing good investment value.

We best wish you all the best of luck in your investment

Regular investment** is to buy the same copy with a fixed amount of money at a fixed time**. Before purchasing the regular investment**, it is necessary to make a long-term regular investment, and the buyer must have a stable income, so that the regular investment can be completed within the corresponding time.

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A fixed amount of money is invested in a fixed period of time, which can be manually invested or set up by the system to automatically invest, or it can be invested in an irregular amount according to market fluctuations.

Regular investment** is to choose a certain time interval to invest a certain amount of money to buy**, and obtain high and relatively high returns through the U-shaped curve.

The meaning of regular investment is to divide the ** at a fixed time, through the purchase platform, confirm the share of the ** and the time point of the regular investment of the Beybox each time, and the system will automatically invest. **Regular investment is also known as lazy investment,**regular investment emphasizes "Yu Jing regular, fixed, fixed**", its advantage is that it can diversify risks and reduce the average cost.

It is important to note that although the timing is downplayed, it is best not to enter at the high point of the market, as it may take a long time to digest the high valuation of the market. In order to invest more securely, it is also necessary to take the initiative to find a safe area for regular investment.

Now it is common to make an automatic investment plan on the mobile app, link the capital account, and later regret the destruction of the potato and deduct the money on time to implement the regular investment plan. There is no need to queue up at the counter, no need to watch the plate every day, simple and worry-free. But before starting the regular bidding, you need to find a reliable fixed bidding first.

Regular investment prefers a stock-biased type with excellent returns and relatively large fluctuations**.

The advantages of regular investment** are:

1. Reduce investment risk, in the case of market uncertainty, regular investment** can dilute the cost at different points in time, thereby reducing the risk.

2. Convenient and worry-free, as long as the share of each regular investment is determined, the system will automatically invest at the determined time.

3. The investment amount is low, the threshold for regular investment is very low, and you can invest 100 yuan per month, and you can get good income through long-term accumulation.

1. What does regular investment mean?

Regular investment is the abbreviation of regular and fixed investment, which refers to investing a fixed amount at a fixed time into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. What people usually refer to as ** mainly refers to ** investment **.

Second, the characteristics of regular investment.

1. Average cost and risk diversification.

It is difficult for ordinary investors to grasp the correct investment time in a timely manner, and it is often possible to sell at the high point of the market** and at the low point of the market. The use of **regular fixed investment, no matter how the market fluctuates, a fixed day of fixed investment ** every month**, Song Ran is automatically deducted by the bank, and the number of shares that can be bought is automatically calculated according to the **net value. In this way, the funds purchased by investors are invested on schedule, and the cost of investment is relatively average.

Hualu.com. 2. Suitable for long-term investment.

Because the regular quota is to enter the market in batches, when the ** is consolidating or **, because the regular quota is undertaken in batches, it can be bought cheaper and cheaper, and the return on investment after the recovery is also better than a single investment. For China**, the long-term trend should be **upwards**, so regular quotas are very suitable for long-term investment and financial planning.

3. It is more suitable for investing in emerging markets and small enterprises.

Medium and long-term regular fixed investment performance volatility of emerging markets or small overseas investment, due to the fact that the time is generally longer and the speed is slower, but the speed of the time is faster, investors can often accumulate more shares of the base cherry blossom gold at the time of the rebound, so they can obtain a better return on investment when the price rises.

4. Automatic deduction, simple procedures.

Regular fixed investment** only needs the investor to go to the agency for a one-time procedure, and then each period of deduction subscription is carried out automatically, generally in months, but there are also half months, quarters and other time limits as regular units. In contrast, if you buy ** by yourself, you need to go to the agency in person every time to go through the procedures. Therefore, regular fixed investment** is also known as "lazy financial management", which fully reflects its convenient characteristics.

Regular investment is the abbreviation of regular and fixed investment, which refers to investing a fixed amount at a fixed time into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method.

For example, on the 15th of each month, invest 500 yuan in the CSI 300 Index, which we call regular investment.

Regular investment: The standard definition of regular fixed investment is a kind of investment method in which the investor applies through the designated ** sales agency, agrees in advance on the deduction date, deduction amount, deduction method and the ** name of the investment, and the sales agency automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date.

For example, on the 16th of each month, the system will automatically deduct RMB 1,000 from the China Merchants Bank card to purchase E Fund Consumption**, and the user can withdraw their cumulative investment amount together at one time on the 16th of each month.

What does Smart Auto-Invest** mean.

**Regular investment is more suitable for investors who have little investment experience and little time to manage their investments. Moreover, regular investment can "exchange time for space", and the investment cost can be averaged through long-term investment.

What is the town called ** fixed investment

**Regular investment is the abbreviation of regular fixed investment**, which refers to investing a fixed amount (such as 500 yuan) into a designated open** at a fixed time (such as the 8th of each month), similar to the bank's lump sum deposit and withdrawal method. What people usually refer to as ** mainly refers to ** investment **.

**Regular investment advantages

1. Evenly share the cost of cultivation and dilute fluctuations

Different from one-time investment, **regular investment is a multiple investment in the sock core, so the cost paid is an average. Because the monthly expenditure is fixed, buy a little less share at the high point and buy a little more share at the low point, which ultimately plays a role in amortizing the cost.

2. Regular investment, add up a lot

It's about cultivating our financial habits. Many young investors are easy to become "moonshine people" because of their lavish spending, but regular investment can help us gather idle funds and accumulate a lot of wealth unconsciously.

3. Discipline investment and timely implementation

People are susceptible to emotions when investing, chasing up and down, buying high and selling low. However, regular investment is a disciplined investment, and the plan is implemented on time to avoid changing the long-term investment strategy due to short-term fluctuations. Automatic deduction makes the procedure simple.