If you know how to buy a car with a mortgage, please come in, how to buy a car with a mortgage

The false proof mentioned upstairs is to bear a certain risk If you have a stable job and a stable income, there is no problem If any period is due and unpaid, and there is still no response after Party A's second written urging, Party A has the right to apply to the people's court with jurisdiction for compulsory enforcement according to the contract for all the outstanding arrears of the user, and the vehicle will be deducted for auction, and if the auction money is not enough to repay the arrears and necessary expenses, the user must make up the arrears, and if the sum of the arrears and expenses is exceeded, the excess part can be returned to Party B. You can ask the boss of your place of work to help prove that you should be able to take out a loan to buy a car, as long as you can prove to the car seller that your income is stable.

Since you have a monthly income of more than 10,000 yuan, you can basically pick up the car in cash in 2 years.

You belong to the typical social person. Of course, there is no way to issue an income certificate without a unit! Of course, you can issue a fake income certificate, and you can guarantee that you will make monthly repayments.

I got someone to drive it, and it cost fifteen hundred dollars. I am taking out a loan to buy a house, mainly because my salary is not fixed, and I can't reach the income of twice or more than my monthly repayment.

The person who was introduced by a friend opened it, and the certificate was written on the unit's board, and the bank would call the ** to ask if there was such a person working here in your company. Because the other party has already received your money, it will definitely be fine.

Or just find a friend who has a company to open a certificate, just a copy back to the official seal. Not responsible.

You can find a familiar company that is best owned by a friend, and ask him to get you a certificate of income for the last three months, similar to a salary slip, of course, the main thing depends on whether the bank you want to loan from is very strict about this requirement.

Miss: It's very simple, you just go to the 4S store and they will arrange everything for you, that's how I am.

Mortgage purchase means that the borrower who applies to purchase the car pays a part of the down payment upfront, and the lender disburses the remaining part of the loan to the car buyer in installments. Mortgage purchase means that the borrower who applies to purchase the car pays a part of the down payment upfront, and the lender disburses the remaining part of the loan to the car buyer in installments.

The conditions required to buy a car with a mortgage are as follows:

1. ID card.

The original of the household registration booklet or other valid residence certificate, and a copy of the same;

2. Proof of occupation and economic income.

3. Car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents and materials required by the cooperative institution;

5. When these mortgage procedures for buying a car are provided, it is also necessary to have a valid identity certificate and have full civil capacity.

Able to provide proof of fixed and detailed residential address; Have a stable job and the ability to repay the principal and interest of the loan on time; Personal social credit is good; Hold a contract or agreement for the purchase of the car approved by the lender; Other conditions stipulated by the cooperating institutions.

The mortgage to buy a car is to be mortgaged to the bank. Bank loans.

Bank loan refers to an economic behavior in which a bank lends funds to those in need of funds at a certain interest rate in accordance with national policies, and repays them within an agreed period. Moreover, the types of loans based on various criteria vary from country to country and from country to country at different stages of development. The basic definition is that a bank loan refers to an economic behavior in which an individual or enterprise lends funds to an individual or enterprise in need of funds at a certain interest rate according to the policy of the country where the bank is located, and repays it within an agreed period.

According to the bank's regulations, the loan is repaid early.

customers need to arrive one week in advance.

One month to submit a written application and agree on a repayment date. Then, according to the agreed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and early repayment agreement, and deposit the loan repayment amount into the account where the loan principal and interest are withheld according to the bank's requirements, and the bank will automatically deduct it. Banks prepay car loans.

There is no limit to the number of times you can repay the loan in full or in part.

How do I get a loan to buy a car? Detailed steps to buy a car with a mortgage.

Decide on the vehicle type you want to buy and book a car.

Yes, you need to book a car before taking out a loan, and if you are not sure what car to buy, how can the bank lend you money? Before taking out a loan, we must first determine the model and color we want to buy, and negotiate the **, discounts, gifts and other expenses of the vehicle, and then sign the car purchase contract.

Fill in and submit the relevant application materials.

After signing the car purchase contract, fill in the relevant loan application form and submit the required personal information to the loan bank for approval.

Wait for the approval of the lending bank.

During this period, the bank will decide whether to approve the loan based on the applicant's personal qualifications, occupation and credit history.

Make a down payment. After the approval of the loan bank, we can make the down payment, and after the down payment is completed, we will hand over the relevant receipts to the bank and wait for the loan to be disbursed.

Loan pick-up. When the bank disburses the money, we can issue a bill and pick up the car.

Write to the end. Although the loan installment method can provide us with great convenience and ease the financial burden when buying a car, we must also remain rational and control the repayment amount within our own affordability.

Here's how to buy a car with a mortgage:

1. Provide ID card, economic income certificate and other documents required by cooperative institutions;

2. Bring the materials to the lending bank to apply for a personal car mortgage loan;

3. The lending bank shall assess the borrower's credit rating and guarantee, confirm the loan amount, term, interest rate and method of repayment of principal and interest, etc., and grant the loan.

How to go through the transfer procedures for the vehicle.

1. Pick up the old motor vehicle sales contract at the lobby window and fill it in;

2. Drive the vehicle directly to the transfer inspection office for vehicle inspection, photography, number extension, and license plate dismantling, and fill in the inspection record form;

3. Take the number first, queue up, wait for the number, and after the staff confirms that the vehicle has no violations, you can go through the transfer procedures. The transfer of car ownership can not only avoid buying smuggled cars or stealing vehicles, but also clarify the division of responsibilities and ownership changes between buyers and sellers related to vehicles, ensure the legitimate rights and interests of buyers and sellers, and effectively avoid unnecessary debts, economic disputes and traffic violations.

Legal basis: Article 10 of the Measures for the Administration of Auto Loans.

When granting a personal auto loan, the lender shall comprehensively consider the following factors to determine the loan conditions, such as the loan amount, term, interest rate, and repayment method of principal and interest:

1) The credit rating of the borrower by the lender;

2) Loan guarantees;

3) the performance and use of the purchased car;

4) The development of the automobile industry and the supply and demand of the automobile market.

If you have a business permit, ID card, and a letter of introduction from the community, you can ask for it.