Can I buy funds provided by bank counter wealth managers?

Yes, as long as it is formal and legal, you can choose to buy it according to your own situation.

There are broad and narrow senses, and in a broad sense, it refers to a certain amount of funds that are set up for a certain purpose.

For example, trust investment, provident fund, insurance, retirement, all kinds of will. What people usually refer to as ** mainly refers to ** investment **.

There are three main investment analysis methods: basic analysis, technical analysis, and evolutionary analysis, in which fundamental analysis is mainly used in the value judgment and selection of investment objects, and technical analysis and evolutionary analysis are mainly used in the time and space judgment of specific investment operations, as an important supplement to improve the effectiveness and reliability of investment analysis.

Not only can you invest, but you can also invest in businesses and projects. The management company concentrates investors' funds through the issuance of ** units, which are managed by ** custodian (that is, qualified banks), and the ** manager manages and uses the funds to invest in financial instruments such as ** and bonds, and then shares investment risks and benefits.

Provided by a wealth manager** If it matches your investment preferences, you can still consider it.

If you can tolerate higher risk, of course, the risk is high and the return is high, if you usually like higher risk, you can also try the index ** class in combination with the current ** class.

In fact, the most important thing is to see whether you recognize this**, the company behind it, the manager, etc.

The financial manager provides you with a reference, a choice, not necessarily acceptable, not necessarily rejected. You can't just listen to others, the backbone is still yourself

How much is the commission of the bank's manager selling wealth management products, hello, dear, generally not more than 1% of the total amount, the amount of tens of millions or even hundreds of millions of optimistic estimates can reach 1%, so that the commission is about 1 million. Of course, I'm talking about not paying taxes.

Hello! We're glad to answer for you! How much is the commission of the bank's manager for the sale of wealth management products, hello, pro, generally not more than 1% of the total amount of the bridge teaser potatoes, the amount of the particularly sensitive tens of millions or even hundreds of millions of optimistic estimates can reach 1%, so that the commission is about 1 million.

Of course, I'm talking about not paying taxes.

Pro, buy whether it is a private placement or a public offering, if the public offering**, the manager's salary must be there, and the performance bonus may be less, this depends on what the benchmark is, if you outperform the benchmark, the performance bonus is still there, if you can't even win the benchmark, it is estimated that you will get a basic salary. Private placement, just look at the absolute hall laughing income, salary five insurances and one housing fund are still available, because private placement is a performance commission, earn excess returns, the current industry standard is 28 shares, ** the company generally takes 20%, ** the manager generally mentions in 20%, how much depends on the boss to talk. It's nice to have 20% out of 20%, but most of the best managers are the bosses themselves.

Because of the small scale, I basically pretend to be a researcher and a researcher, it doesn't matter, it depends on the boss's mood.

Hello friend, I'm glad to have your question, the bank wealth management through the **notice customer purchase** is in line with the regulations, this withered with the bank** transaction business, according to the bank transaction regulations, the bank did not stop the bank financial manager can be through the ** notice customer transactions, but the transaction is voluntary, the financial manager can not force the user to operate, I hope my reply can help you, I wish you a happy life

After the reform and opening up, China's economic development has been very rapid. People's living standards have improved a lot, and many people are no longer the same as before"I can't eat enough, I can't dress warmly"And the development of science and technology and the progress of the times have brought great changes to society and us. Most people have their own jobs and stable income, so when we have savings in our hands, we will have the same idea, that is, how to make it"Money begets money"This?

In the past, everyone must have invested in **, because people used to think that ** hedging value, but now the first thing that comes to everyone's mind must be real estate, after all, there are indeed not a few people who make money through real estate. When real estate is booming, many people get rich by selling their houses!

However, now because of the introduction of regulatory policies for real estate has been"I can't get up", and the country has been emphasizing"Housing is not speculation"。This policy has also been deeply rooted in the hearts of the people. Still"Emaciated camels are bigger than horses"No matter how hard real estate is hit, it can still make money at present.

After all, there are many people who need a house. But I want to make it happen with real estate"The dream of getting rich"It's no longer possible, after all, the investment is high, and you can't get along without money. So many people can only dispel this thought.

Then this method is not feasible, what else can be done"Money begets money"This? I believe that most of the bank staff will recommend you to buy various financial products when you go to the bank to handle business. Some people will be annoyed, but some people will choose to believe.

After all, these products are recommended by bank employees. And it has always been in everyone's mind, the bank has always been safe and reliable. The benefits are also predictable, and it is good to listen to these opinions.

Therefore, they will choose to buy, however, there are many people who also have the same doubt, that is, why are the wealth management products recommended by the bank very popular, but the bank employees never buy them? Are these wealth management products really as good as they advertise? For these questions, I will give you one by one.

There must be a deposit in hand

The first thing we are talking about is the question of money, after all, we must have enough in our hands to buy these properties"Spare money"The threshold for these wealth management products generally recommended by banks is also very high, with a minimum of more than 50,000 yuan. Many people may think that working in a bank will definitely pay a lot, but that's all in the past. Nowadays, every job has become different, many jobs are getting lower and lower, and banks are even more so, we think that the high salary is generally leaders or senior executives, as the salary of ordinary bank employees is relatively not very high, except for expenses, there is naturally not so much money in the hands for investment, so I will definitely not buy these products.

Earnings are relatively low

As internal employees, they naturally know most about these financial products. There is also a wealth of financial knowledge, for the real income they are also very clear, data show that the income of bank wealth management products is now about 4%. This income is not as good as WeChat and Alipay, so of course I won't choose it.

Not necessarily. Banks often just need your money, and although it is unlikely to lose money, it is definitely not enough to make too much money, so it is better to use it to buy other financial products.

Personally, I think that when I go to the bank to handle business, the best recommended by the bank manager is worth buying, and the account manager can help me track the performance, report the operation, and make certain investment suggestions, which can help me save a lot of worry and make profits.

Handle the two relationships in marketing correctly.

Open marketing is to promote the investment philosophy of the management company to the market, show the performance of the management company, introduce the operation mechanism and other knowledge, the purpose is to arouse the desire of the market to subscribe, gain the trust of market funds, and cultivate the loyalty of the holder. This is where open is different from closed, and what makes it challenging. The goals of open-ended successful marketing are:

The holder can become a loyal customer of the management company, not only share the operating results of the management company, but also be able to understand the temporary operating difficulties of the management company and ensure the stability of the scale. At present, open-ended marketing should deal with the following two relationships:

Product marketing and relationship marketing.

Product marketing is based on the marketing of the product itself, and establishes the brand and marketing strategy of the management company through market education. The industry is an industry with a high content of wisdom, including not only the wisdom of managing the company's asset management, but also the wisdom of marketing in the market. Relationship marketing refers to the marketing method of continuing the network relationship, often relying on the interpersonal relationships formed by the company in the past or the social relationships of the relatives and friends of the marketer, and taking the insurance company as the target customer.

From the perspective of the world's first development history and the direction of China's first-class industry industrialization development, product marketing is the inevitable choice of first-class industry marketing, and relationship marketing can only be tactical and is a supplement to product marketing.

Relationship marketing can achieve the goal of raising funds in a short period of time, however, the maintenance cost of this part of marketing is relatively high and the stability is poor, as evidenced by the huge redemption after the end of the issuance.

There are many factors that affect income, and what is recommended by the bank wealth manager is due to the sales task, not that it is good.

There are many factors that affect the trend, mainly the following:

The impact of the overall trend of the market. **Most of the movements will follow the general market.

**Type. Such as ** type, bond type, dividend type, hybrid type and so on.

**The main investment industry direction. **Investment**, the degree of prosperity of the industry will greatly affect **.

The flow of mainstream funds in the market.

** Manager's level.

Operating costs.

Before buying**, you need to consider the above main factors before investing.

Looks like you've got some money.

Half of the rich have to manage their own money.

That means your financial manager can't do it, so change it.

The snow mountain loan I made is not bad.

Didn't tell you how to buy** but hope it works for you.

The choice of wealth management products depends on your financial goals, such as pension, security, investment, compulsory savings, emergency and other different financial goals have different needs for liquidity, capital security, income, term and so on, which are suitable for different financial products.

Generally speaking, the proportion of ordinary family assets can refer to the 4321 law, that is, the reasonable allocation ratio of family assets is that 40% of the family income is used for housing and other investments, 30% is used for family living expenses, 20% is used for bank deposits for emergency needs, and 10% is used for insurance. If you are single, it depends on your specific circumstances.

Again, the choice also requires judging what type of suit you are based on your risk appetite and investment purpose. If it is for investment purposes and the risk tolerance is high, you can consider multi-allocation, and if the risk tolerance is average, you can consider multi-allocation of stable hybrid**, and if the risk tolerance is low, you can consider multi-allocation bonds**.

If your monthly investment is for the purpose of mandatory savings and long-term investment, it is most suitable to invest in regular index** and actively managed**, and you have a greater hope of obtaining the average market return. Harvest CSI 300, Huaan Manulife, Huaxia Dividend, Huaxia Renaissance, Bosera Theme Industry, Bosera Balanced Allocation, E Fund Value Selection, Industrial Trends, Industrial Social Responsibility, etc. can be considered.

**, **** and other equity assets allocation ratio, you can refer to the "80 law", refers to the reasonable proportion of equity assets in total assets, equal to 80 minus age, and add a percent sign ( ) For example, 23 years old can use 57 assets to invest in equity assets, the risk is acceptable at this age, and at the age of 50, the proportion of investment in equity assets is 30 is appropriate.

Office workers** don't have time to keep an eye on the market, and investing ** is very good, but you must choose a good **company, and **manager is also very important! If the long-term investment is still better, you can go to the local bank to consult specific matters.

I'm not a hero, little shrimp, (*hee-hee......, The risk of buying ** is actually not lower than **, if you buy a ** at the bottom of the ** with the mentality of holding **, take him for three years and five years, I believe that the overall income will be higher than **, most people lose money are lost in chasing commissions and fees, and the stability of the mentality is more important than everything.

It's better to buy ** than to operate it yourself, buy a penny stock for the long term.