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It is Hongyun children, and it is the children's insurance of Chinese life. It is suitable for children under the age of 8 as protection insurance for education funds, entrepreneurship funds, wedding funds, etc. Although you can still buy it over 8 years old, it is not suitable because in the words of ordinary people, it is "not cost-effective".
For example, the policyholder insures his 0-year-old son 100,000 yuan, and pays 8,470 yuan annually until his son is 15 years old. Then:
When his son reaches the age of 18, he will receive 50,000 yuan on the effective date of the contract, which can be used as an education fund for going to university.
His son can receive 50,000 yuan on the effective date of the contract when he reaches the age of 22, which can be used as the first capital for the child to start a business after graduation, and if he continues to study, it can also be used as a supplement to the tuition fee.
His son will receive another 50,000 yuan on the corresponding date when the contract takes effect when he reaches the age of 25, which can be used as the "start-up capital" for his marriage.
A total of 150,000 yuan was received for this part. It has greatly exceeded the total premium of 127,050 yuan, but the benefits of this program are far more than these, in the process, there are dividends to receive every year, according to the calculation of medium interests, if you do not take it out, you can receive about 60,000 yuan at one time when your son is 25 years old (uncertain), it is entirely possible to exceed this number.
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It is Hongyun Children, the children's insurance of Chinese life.
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There is no best insurance, only the best one for you. First of all, it is necessary to make it clear that the purpose of buying insurance is to buy the maximum protection with the least amount of money, and avoid the so-called financial products. Secondly, it is necessary to make it clear that the meaning of buying insurance is to pass on risks, such as disease risks, accident risks, etc.
Spending the least amount of money to solve the most urgent risks is the key to buying the right insurance and buying the right insurance for you.
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If you buy insurance for your child, you can buy regular critical illness insurance, million medical insurance, and short-term accident insurance, which can be done for a few hundred yuan a year! First, do not buy life insurance for your children; Second, if the budget is not enough, buy term critical illness insurance; Third, buy the consumption type, don't buy the return type.
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In general, priority is given to supplementary health protection: such as critical illness insurance, family protection: such as accident insurance, life insurance; and medical coverage:
Such as hospitalization medical insurance. Subsequently, according to the economic situation, the children's education security can be supplemented: such as education funds, or personal pension security
Such as commercial pension security. In the case of perfect basic protection, you can finally purchase investment and wealth management insurance. At the same time, we should also pay attention to the fact that when carrying out family security allocation, adults first and then children are the best criteria for family insurance, adults are the protection of children, and the improvement of family security can make better care for family members.
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The general life insurance matching scheme is as follows:
Basic: Million Medical Insurance + Accident Insurance.
This is suitable for those who don't want to spend too much on insurance (or those with tight economic conditions) and have a basic protection2General: Critical Illness Insurance + Million Medical Insurance + Accident Insurance.
This kind is suitable for ordinary people with a normal income level.
3.Enhanced version: critical illness insurance + million medical insurance + accident insurance + additional life insurance + financial insurance (child education or marriage leave or pension).
Here's how to buy it:
1.Consult with someone who sells insurance around you.
2.Inquire at the nearest insurance counter.
3.Check the official ** consultation of the insurance company you are looking at.
In the case of property insurance, consult the local insurance company directly.
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The scope is too wide, depending on what insurance you want to buy, the insurer is still protecting the property.
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Fog Ten's "Good Immortals Don't Live Long" has ended.
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See also Red Cloud Avenue of the Flood Desolation.
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Hongyun is a large state-owned group company and a provincial enterprise mainly based on the original Kunming Cigarette Factory and merged into Qujing Cigarette Factory and related branches.
Hongta Group is a large-scale group company and provincial enterprise established with Yuxi Cigarette Factory (now Hongta Tobacco Group) as the core.
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It's not a private insurance company, it's a joint-stock insurance company.
Life Insurance Co., Ltd. is an international joint-stock professional life insurance company, approved by the China Insurance Regulatory Commission, established in Shanghai on December 28, 2001. In March 2008, the company's headquarters moved south and settled in Shenzhen. The shareholders of the company are composed of Shenzhen Guoli Investment and Development Co., Ltd., Shougang Corporation, Dalian Shide Group, Tokio Marine Nichido Fire Insurance Co., Ltd. and many other domestic and foreign enterprises with strong funds.
With a registered capital of 10.3 billion yuan, the company is the life insurance company with the strongest capital strength in China. It has a stake in all state-owned banks and is one of the top 10 shareholders.
On July 15, 2011, Life Insurance Asset Management, a subsidiary of Life Insurance Holdings and a financial innovation pilot enterprise in Shenzhen Insurance Innovation and Development Pilot Zone, was opened. On October 25, 2011, CEFC Property & Casualty Insurance Co., Ltd., a holding company of Life Insurance, was approved by the China Insurance Regulatory Commission, marking the transformation of Life Insurance from a single life insurance company to a comprehensive financial group, and a substantial step forward in the construction of life collectivization.
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It's the same company, and it used to change its name because it changed shareholders after losing money.
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In 2014, Life Life changed its name to Fude Life Insurance.
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Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. How to evaluate Pacific Insurance Company, mainly look at three questions:
1.Compared to other companies, are Pacific Insurance's products worth buying?
Blessing Ankang, Jinfu Life, Lucky Treasure D, Wealth and Wisdom Win-Win, Enjoy Million, etc. are popular products of Pacific Insurance, and the cost-effective analysis of these products I have sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".。Friends who are keen on this company in the Pacific can take a look.
2.What is the level of Taiping Insurance's service in the same industry?
The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.
Let's see how many levels Pacific Life can rate:
3.Is Pacific Insurance reliable?
I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Earlier I compiled a following:
Top 10 insurance companies** points! As you can see, Pacific Insurance is number one.
That's all for me"Pacific Life Insurance**"
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Pacific Insurance** is unified as: 95500
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Answer pro, hello, in the vast sea of people, I am honored to answer your questions, I am Wenqutang Financial Research, please wait, I am looking at your question, I will reply to you immediately, please wait a while Thank you.
Hello dear, Pacific Life Insurance Company Labor ** is: 95500; Thank you.
China Pacific Insurance (Group) Co., Ltd. has China Pacific Property Insurance Co., Ltd., which specializes in property insurance business, and China Pacific Life Insurance Co., Ltd., which specializes in life insurance business, in China.
Kiss! I wish you all the best! Good luck for the whole family! Please also give a 5-star thumbs up, thank you!
Wenqutang financial research is deep in the distance - I wish you happiness every day! Thank you ha! [Prayer] [Prayer].
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China Pacific Insurance (A-shares: 601601, H-shares: 02601), also known as Pacific Insurance, referred to as China Pacific Insurance or CPIC, formerly known as China Pacific Insurance Company, was established on May 13, 1991, and is a national joint-stock commercial insurance company approved by the People's Bank of China.
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There is no difference, all are the same, except that one belongs to the municipal department and the other belongs to the district and county departments. Enterprises and individual companies registered in the Municipal Administration for Industry and Commerce shall participate in the insurance in the Taiyuan Municipal Social Security Agency, and enterprises and individual companies registered in the District and County Industrial and Commercial Bureaus shall participate in the insurance in the district and county-level social security agencies under the Taiyuan City.
Pension insurance is calculated according to the proportion of social security contributions, and the more you pay, the more you will enjoy after retirement.
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1. Go to the municipal social security to handle personal payment, and the address is at the gate of the camp.
2 There is no need to make up the payment, social security is accumulated by the number of years, as long as you pay enough years.
3 The current district social security can be transferred to the city social security, and what was paid before is still paid by you.
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Aren't all districts merged into cities now? There will be no district insurance in the future.
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I've found such a suit, but there are so few people playing it! I'll play with it.,It's not good that Akatsu doesn't have a map.,I remember the bottom of Akakoto bursting the Demon Scepter.。
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I've been looking for this version for a long time, and I can't find it... It's a pity.
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It's not open now, and this is the version from many years ago, the Crash Boy version.
The upper 1-5 digits represent the date of the cigarette order, the 6-14 digits represent the serial number of the cigarette, and the 15-16 digits represent the serial number of the cigarette in the cigarette; 3.The lower 1-4 digits represent the custom code of Chongqing Tobacco Monopoly Bureau, and the 5-16 digits represent the cigarette retail customer information.
Critical illness insurance provides protection for eligible medical expenses that need to be borne by individuals after the compensation of urban residents' medical insurance and NCMS. The actual payment ratio is not less than 50%, and the actual reimbursement ratio can be as high as 95%, but the policies vary from place to place. The settlement is automatically reviewed and handled by the medical insurance department through the data system.
Property insurance refers to the insurance in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for the loss caused by natural disasters or accidents by the insured property and its related interests in accordance with the insurance contract. Property insurance, including property insurance, agricultural insurance, liability insurance, guarantee insurance, credit insurance and other types of insurance with property or interests as the subject of insurance. Reference.
Supplementary medical insurance is relative to basic medical insurance, including enterprise supplementary medical insurance, commercial medical insurance, social mutual aid and community medical insurance and other forms, is a powerful supplement to basic medical insurance, but also an important part of the multi-level medical security system. Unlike basic medical insurance, supplementary medical insurance is not enforced through national legislation, but is voluntarily participated by employers and individuals. It is a kind of supplementary insurance that improves the level of insurance protection by units or individuals according to the needs and possible principles after participating in the unified basic medical insurance. >>>More
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1. The number of cranial neurotransmitters is insufficient. The concentration of neurotransmitters in the brain, such as norepinephrine and dopamine, decreases, weakens the inhibitory activity of the central nervous system, and makes the child move more. Therefore, children with ADHD must first consider medications**. >>>More