Should my classmate s son be in debt and borrow money?

If the relationship is not bad, then you should care about the child, take care of what the child does, help him pay back the money, and teach him at the same time, let him know that it is not easy to make money, of course, you should also let him return the money you give him, and at the same time talk to his parents. aqui te amo。

There is nothing that should or shouldn't, as long as you ask about the situation and see what you are borrowing money for, the family knows if you know it, if the family knows about it, it may be a real difficulty. That can lend money.

In fact, borrowing money is a very sensitive thing, and if it is good to borrow well, it will become a wrong thing if it is not good. Your classmate's son borrowed money from you, I don't know if it was his own intention or your classmate's intention? What is your relationship with this classmate?

I don't think there's really any need to borrow money if the relationship isn't very good. Because if you don't borrow it well, you will become an enemy when the time comes.

This mainly depends on your relationship, how to borrow money in this case, you have to be prepared for the other party not to repay, or to be in arrears for a long time to repay. According to your actual situation, it's fine.

It's best to tell your classmates directly, or tentatively ask your classmates if they really have practical difficulties before deciding.

Understandably, you have the right to refuse.

The son borrows money everywhere, what should the parents do.

Hello dear, my son borrows money everywhere, parents can communicate well with their son, persuade him not to borrow money, if you don't listen, you can leave him alone. After the children reach adulthood and can live independently, the parents have no obligation to forcibly disperse the Wang system and other obligations. On the contrary, adult children have an obligation to their parents to support, support and protect.

Parents who borrow money from adult children do not need to be responsible for the repayment of the loan on their behalf. For example, if the parents' contribution is the repayment of the subsidy borrowed by Chong Tsai to their children, and evidence such as IOUs are written at that time, the parents' contribution is actually a legal relationship between the parents and the children. If it is true that the parents only want to borrow money from their children, such lawful creditor's rights shall be protected by law, and if the parents request a return, they shall be returned.

Legal Analysis: Minors can engage in age-appropriate civil acts. In the case of minors, the parents have supervisory responsibilities and are responsible for themselves if they are adults.

Legal basis: Civil Code of the People's Republic of China

Article 17: Natural persons over the age of 18 are adults. Natural persons under the age of 18 are minors.

Article 18: Adults are persons with full capacity for civil conduct and may independently carry out civil juristic acts.

Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct.

Article 19: Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated ** persons ** or with the consent and posthumous recognition of their legally-prescribed ** persons; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Article 20: Minors under the age of 8 are persons with no capacity for civil conduct, and their legally-prescribed persons are to carry out civil juristic acts.

Because if the child borrows money outside without the consent of his parents, and you lend it to him, then his parents can be irresponsible. But in an educational sense, his parents are responsible, after all, he didn't teach his children well, and he can't borrow money everywhere, because borrowing money needs to be repaid, and he has no ability to repay, so why borrow it? So his parents are responsible in this regard, but if his child borrows money outside without his consent, without his signature and seal, then he does not need to help his child repay.

Of course, if his parents know about his child when he borrows money, and he has the ability to repay, in fact, in real life, many parents will help him repay the money he should borrow, because this is also an education for the child, but he has no obligation in law.

How old is your son?

01.Cultivate children's concept of cherishing money.

Parents should find the root of the problem and teach their children to cherish money, that is, let them understand the meaning of money. Let children know that every penny is hard-won, and that every penny should be cherished and used reasonably. In fact, the wrong consumption concept of children infiltrating grandchildren generally has a lot to do with family and parents.

Some families shy away from talking about money, and many parents worry that letting their children be exposed to money too early will have a bad impact on their children. This concept is not necessarily good, parents can let their children have appropriate access to money, but they must find the right way and guide them correctly. Parents have the responsibility to let their children understand that money is not easy to come by, and they must know how to "take it in a proper way and use it in moderation."

02.You have to spend money and earn it yourself.

Many children abroad earn their own pocket money, and parents pay attention to cultivating their children's financial management concepts from an early age. Parents are very supportive of their children's experience of the hard work of making money from an early age, and Cong Chain enjoys the income of their labor. In this way, the sense of responsibility of the child will be gradually cultivated.

Parents can learn from some good concepts, consciously cultivate their children to earn labor income from labor in life, let children help with housework appropriately, and then give some rewards. In this way, it not only makes children feel the virtue of self-reliance and more work, but also cultivates children's hands-on ability and awareness of using money.

03.Cultivate children to be diligent and thrifty.

With the improvement of living conditions, parents leave no stone unturned in their love for their children and always want to give the best to their children. Parents want to make up for the shortcomings of their childhood. This kind of life of not worrying about food and clothing, clothes and stretching out your hands, will make children unconsciously develop the habit of spending big.

Because children have no concept of money from an early age, they take these substances for granted, which is undoubtedly unhealthy for children. Therefore, parents should consciously teach their children to be diligent and thrifty, so that children can see and understand the difficulties of life. In life, we should praise frugal behavior and criticize extravagance and waste.

04.Develop your child's ability to manage money.

When children reach the age of age, they already have a preliminary concept of money, and parents can guide their children on how to use and manage money. You can buy a piggy bank for your child to learn to save. In this way, on the one hand, the child has a more specific understanding of money, and on the other hand, the child understands that it takes labor to obtain money, and that when there is money, it needs to be saved, and when it is useful, it can be taken out.

Albert Einstein once said, "Compound interest is the greatest force in the world." "Parents can use this effect to guide their children and teach them to manage money in a planned way. When children understand these truths, they will not spend money indiscriminately.

Summary. Hello, if the son borrowed someone else's money, and the person who lent it to his son owes money to his parents, he can pay off the debt. However, an agreement is required.

If a son borrows money from someone else, and the person who lent it to his son owes money to his parents, can he pay the debt?

Hello, if the son borrowed someone else's money, and the person who lent it to his son owes money to his parents, he can pay off the debt. However, an agreement is required.

According to Article 465 of the Civil Code of the People's Republic of China:1Contracts established in accordance with the law are protected by law.

2.A contract established in accordance with law shall only be legally binding on the parties to the bridge, unless otherwise provided by law. Article 469 provides:

1.When the parties conclude a contract, they may use written form, oral form, or other forms. 2.

The written form is the form in which the contents of the contract, letter, telegram, telex, fax, etc. can be tangibly expressed. 3.Data messages that can be tangibly represented in electronic data interchange, e-mail, etc., and that can be accessed at any time shall be deemed to be in writing.

Extendedly, it can be repaid, but both parties need to sign an agreement in advance, in this case. It can prevent someone from defaulting on the debt later.

It is a joint debt of the husband and wife. Because the loan was used for the couple's common life. Joint debts are debts that arise based on the needs of the husband and wife to live together in the family, and generally include the following situations:

(1) The debts incurred for the purchase of property borrowed by one of the parties before the marriage has been converted into the joint property of the husband and wife;

(ii) Debts incurred by the husband and wife for the common life of the family.

1. What are the criteria for determining the joint debts of husband and wife?

The joint debts of the husband and wife can be determined from the time and purpose of the debt, and the specific criteria are as follows:

1. Debts incurred to meet the needs of the husband and wife living together;

2. The debts incurred for the purchase of the property borrowed by one party before the marriage has been converted into the joint property of the husband and wife;

3. Debts incurred by husband and wife jointly engaged in production and business activities, or debts incurred by one party engaged in production and business activities, and the income from business suspicion is mainly used for family life or spouse sharing;

4. Debts that are agreed in the written agreement of the husband and wife as joint debts.

Husband and wife may agree that property acquired during the marriage and property acquired before marriage shall be separately or jointly owned or partly separately and partly jointly owned.

2. How to determine that such debts are joint debts of husband and wife.

Joint debts are debts incurred to meet the needs of the husband and wife living together. The circumstances that can be recognized as joint debts of husband and wife are:

1) Debts incurred for the purchase of property borrowed by one of the parties before the marriage has been converted into joint property of the husband and wife;

(ii) Debts incurred by the husband and wife for the common life of the family.

3) Debts incurred by the wife in jointly engaging in production or business activities, or debts incurred by the spouse when the wife engages in production and business activities, and the business income is used for family life or shared by the spouse;

4) Debts incurred by one or both spouses for medical treatment and for persons with legal obligations;

5) Debts incurred for raising children;

6) Debts incurred by the elderly who have an obligation to support them;

7) Debts incurred to pay for the education and training expenses of one or both spouses;

8) Debts incurred to pay for legitimate and necessary social interaction expenses, etc.

Article 1089 of the Civil Code provides that in the event of a divorce, the joint debts of the husband and wife shall be repaid jointly. Where the joint property is insufficient to be paid off or the property is owned by each other, the two parties shall settle it by agreement; If the agreement is not reached, the people's court shall make a judgment. Note: The Civil Code came into force on January 1, 2021.

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The son borrows money everywhere and regrets it, and the parents can persuade him not to borrow money, and if he doesn't listen, he can be left alone. Children can live independently when they reach adulthood, and their parents have no obligation to raise them. On the contrary, adult children have an obligation to their parents to support, support and protect.

Parents who borrow money from adult children do not need to be responsible for the repayment of the loan on their behalf. For example, if the parents' contribution is to borrow money to repay the child's aid, and the IOU and other evidence are written at that time, the parents' contribution is actually a legal relationship between the parent and the child. If the parents really only want to borrow money from their children, such legal claims should be protected by law, and if the parents request to return them, they should be returned.