How to ask a friend for money is not embarrassing, please ask how to ask a friend for money

If you want money, you can find some excuses that are urgently needed at home. Such as:

My brother recently needs money to buy a house, when do you think you will return the money you borrowed from me? Of course, if you really want to buy a house yourself, you need money, it will be more convincing; Or the child needs to pay tuition, accommodation fees, and heating bills at school, which can be used as an excuse for asking for money; The unit has been paying wages for several months, and I have to pay off my credit card recently, so you can return the money to me if it is convenient for you;

These are all reasons to ask a friend for money. If you want to be tactful, you can post a circle of friendsWhen your friend sees that you have run out of money recently, maybe he will take the initiative to return the money to you.

Now everyone should have such feelings, the person who borrowed the money, at the beginning, was sincere, swore that he would pay it back immediately when it was due, but after borrowing, if he wanted him to spit out the money obediently, it would depend on personal luck and technical content.

If you push it a little tighter, the other party will angrily blame you for not treating him as a friend. If you don't care about it, the other party will play and disappear directly, and Yun Shen doesn't know where to go. Difficult! It's so hard!!

In normal life, there will always be people who will ask you to borrow money, and at this time, whether to borrow or not to borrow. Anyway, I know that most people don't like to borrow money from outside, if the meat bun beats the dog, and there is no return, then it is really empty of people and money. In short, as long as the borrower opens his mouth, the problem will be thrown to the borrowed party, so how to skillfully refuse without hurting feelings In short, the reasons for borrowing money are strange, and there is only one reason for refusing people, how to make the borrower comfortable and not embarrassed to call ** instead of texting.

The first point is to show that you value the other person, not perfunctory. It's okay to borrow money because of the embarrassment in their hearts and are embarrassed to borrow money directly from you, but if the borrowed party also refuses with text messages, how is it a bit inhumane. There is no reason for this, just the need to soothe the other person's emotions.

Be honest and straightforward. If you encounter relatives and friends borrowing money and you are really unable to help, it is a good way to be honest about the objective situation and refuse directly. Of course, the premise is that the other party can also agree.

Not only will it not hurt feelings, but it will also deepen the understanding of the other person. Oh, so we're not very rich. Transfer of fiscal power.

If you're married, congratulations, you have one more reason to refuse someone to borrow money. When is the best time for my husband and wife, and it is best to use it when carrying a black pot, hehe. You can say that your husband and wife take money too seriously, and it is more difficult to get money than to climb to the sky.

Then list the two of you arguing over money. You think, this is a family ugly, and it's not easy to say this thing if you don't force you to be anxious. Of course, this requires the cooperation of two people, one sings red face and the other sings black face, just like acting.

You have purchased a wealth management product. Who still has money to put on their bodies in this era, they have long let it make money. It can be said that I just bought a wealth management product, with a half-year or one-year term, depending on the emergency situation when the other party borrows money.

In short, it was such a coincidence, just when you borrowed money, my money was deposited in the bank, and I couldn't get it out for a while. Recent budget expenditures have been relatively large. If you don't want to lend money to the other party, you can tell him that you have a relatively large budget recently, it can be said that you are preparing to buy a house, buy a car, or you can say that your younger siblings also need support to buy a house.

It is not embarrassing for such a child to ask for money, at this time it is best for you to find a better excuse, for example, you are about to get married and buy a house, or the elderly in the family are sick, so the child is not embarrassed to ask for money, or the child needs a large amount of education expenses, and so on. You talk to the other person about your difficulties and let them understand your difficulties, so that they will not feel embarrassed when you ask for money, and they will also know that you need money very badly, and they will be embarrassed not to pay you back.

I think it's hard to ask a friend for money no matter what, and even if you ask for money, you have to think about how to open your mouth, unless your friend takes the initiative to give you money. Or you can say that you have been short on money lately, and you don't have money for anything you want to buy, so you can see if your friends will take the initiative to lend you money. If a friend owes you money and you want it back, then you can say that you need a sum of money to buy something, and you have no money on you, and ask your friend if he has any money?

How to ask a friend for money is not embarrassing, if a friend owes you money, you can have 10,000 reasons to ask him back, debt repayment is a matter of course, when he has the ability to repay the debt, you can justifiably ask him to get it back, just say a reason to make him believe.

Send a meme, saying that you have been a little short of money recently, borrow some money from him for emergency, or find an excuse to pretend that you need money now.

It's best to find a reason why you need money urgently so that you don't feel embarrassed.

Just ask my friend to give me a little money, I don't have money to eat now, so I won't be embarrassed to ask like this.

I think if you want to get the money, you don't have to be embarrassed, just ask for it.

As long as the other party has the idea of wanting to repay the money, it is not embarrassing.

I need you to ask for money in person, and you are afraid of any embarrassment, he is embarrassed not to give it, are you embarrassed to ask for it.

Say it directly to a friend:If the other party is a person of good character, we can directly mention the matter of repaying the money to our friends, saving a lot of time, and at the same time, don't be embarrassed, it is natural to repay debts, we say it directly, there is nothing wrong.

If the other person is a face-saving person, we can tactfully suggest that the friend should pay us back, for example, we can tell the friend that we need money recently.

If we don't have the extra time to talk to our friends in person, and in order to save our friends' face, it will be difficult for us to ask for money ourselves. In this case, we can not see each other's faces through **,**, and it will be very easy to say our thoughts directly.

Precautions for borrowing money between friends.

Pay attention to the creditworthiness and repayment ability of the borrower, first of all, look at the other party's fixed assets.

economic income, etc., to determine whether it has the ability to repay; Second, it depends on how the other party usually behaves and how creditworthiness is, and if the borrower has a "bad record" of "borrowing but not repaying", he must resolutely refuse. Don't blindly borrow because you want to save face, listen to fancy words, or accept small favors, otherwise, you will suffer a big loss in the end.

When borrowing with a loan contract or IOU, do not take into account factors such as personal affection and relationship, and be sure to ask the borrower to write the contract or IOU in person, and indicate the borrower, the amount of the loan, the purpose, the interest rate and the time of repayment, etc., sign and draw the pledge, and each party holds a copy and keeps it properly.

If you don't want to hurt and be angry, next time you use the small program IOU to say an IOU, this electronic version of the IOU has the same legal effect, can be arbitrated online, included in personal credit, the focus is to remind friends to repay the money, help you collect money, so that you don't have to ask for it yourself, I have used it many times, it is really good.

As long as it's asking for money.

No matter what method is used.

will hurt and anger.

Even if it doesn't say it.

It's going to be annoying in my heart.

If the amount is not large, don't ask for it, and don't lend money to others in the future. Even if you are a good friend, you must be prepared to come back if you lend it out. I usually have a credit card, so I don't need to ask people to borrow money, and I never lend money to people.

If the other party says I'm stingy because I don't borrow money, take as far as I am. I never give myself such trouble.

1. Be clear in person when you see the right time.

For example, when a friend you all know is also present, you tell everyone that you are short of money now, and ask the other party if the money lent to him can be repaid now. In this case, even if they have no money, normal people will find a way to repay each other first, after all, everyone still wants to save face when they go out.

2. Reverse borrowing.

When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money.

3. Request a professional lawyer.

If you haven't paid it back for a long time, and the faces of both parties have been torn, it is recommended that you keep your borrowing vouchers (all kinds of evidence), add some professional lawyer WeChat, ask the lawyer what is the worst outcome of this situation, and finally send a screenshot of your chat with the lawyer to your old friend to play a deterrent role. At the same time, he also reminded the other party that if the other party borrows money and does not repay it, he will have to take up the law to protect his own interests.

How to ask for money is the most tactful and does not hurt the peace, teach you a few tricks to ask for money?

Dear, hello, I'm glad to answer for you, 1. Ask for money directly. This is a more straightforward way to ask for money. But this kind of money-asking style will make the other party feel uncomfortable.

2. With the help of third parties. This way. It is with the help of your relatives and friends, or your classmates and colleagues, etc.

Ask your relatives, friends, or your classmates and colleagues to say nice things for you, and then ask them for money. 3. Take advantage of holidays. If it's a holiday, you can borrow money from your relatives and friends and return it to them after the holiday.

4. You can use your spare time. For example, you can go to the stall, and then in the process of setting up the stall, you can tell the customer, if you need something, you can tell me, I have some cheaper and better things here. 5. You can use your hobbies.

You can go. Chat with some children, or some old people, and talk to him about the wheels. And then.

Ask them if they need money. 6. If you borrow money from your relatives and friends, then you can say that you are now tight. If you lend me money, I probably won't be able to pay you back.

Some people may feel uncomfortable or embarrassed when it comes to asking someone for money, but it's an inevitable situation in everyday life. Here are some tactful and non-friendly ways to help you get money.

1.Express directly: Instead of beating around the bush, tell the other person directly that you need money. You can say, "I need your help, can you lend me some money?" Then explain why you need money and a repayment plan.

2.Give repayment concessions: You can offer some repayment concessions, such as: "I can give you some discount if you can repay within the week." "This gives the other party a better reason to repay the loan.

3.Use humor: You can use humor to ask for money, such as: "I heard that if you pay back today, you can enjoy the 'Double 11' discount!" "This relieves the awkward atmosphere.

4.Explain the benefits to the other person: You can tell the other person what is in it for them to repay the loan as soon as possible, for example: "If you pay it back tomorrow, I can receive the money faster, and then we can go to another meal together." ”

5.Give rewards: You can give some rewards, such as: "If you pay back today, I'll give you a coupon that can be used next month." "This can motivate the other party to repay the loan as soon as possible.

Regardless of the method used, be polite and honest. If you don't feel comfortable asking for money directly, consider asking for money via email or text message so that you can keep the evidence so you can use it if you need it.

Summary. 1.By way of implication.

For example, on a given day, when chatting with another person, the conversation will be about the day when you borrowed money (but don't mention borrowing money). Or hint at what you're going to do lately in a situation where you're a little nervous at hand. If ordinary people forget, they will take the initiative to think of repaying the money when they remind this one.

2.Borrow money back from the other party. This time it is suitable for small-scale borrowing, for example, two or three hundred yuan, the other party has not paid it off last time, this time you have to borrow an equal amount from him.

Basically, this can be regarded as a mutual debt, but this approach is somewhat inappropriate, because it will more or less affect a little relationship. 3.If you don't have a particularly close friend, such as a related colleague, you can ask a third person for help.

For example, find two mutual friends C, and ask C to help remind them. If C can find an appropriate method, and pay attention to how it is expressed. 4.

If you are a very close friend, it will be blunt to ask a third party to help you speak. Propose to meet in person, don't beat around the bush, very sincerely say that you have been in trouble lately and hope that your friends will repay the loan, and express the hope that this move will not damage your friendship. If you are a real friend, they will truly understand you and will not affect your future relationship.

5.If Akari hints to a certain extent, the other party can hear it if he is not stupid. I still don't mention the repayment of the money, I guess I really don't want to pay it back.

If the amount is not large, I will be embarrassed to borrow it from you after seeing the situation of one person. Adults, don't just tear your face.

Dear, hello, you want to find someone else to pay back, right?

1.By way of implication. For example, on a given day, when chatting with another person, the conversation will be about the day when you borrowed money (but don't mention borrowing money).

Or hint at what you're going to do lately in a situation where you're a little nervous at hand. If ordinary people forget, they will take the initiative to think of repaying the money when they remind this one. 2.

Borrow money back from the other party. This time it is suitable for small-scale borrowing, for example, two or three hundred yuan, the other party has not paid it off last time, this time you have to borrow an equal amount from him. Basically, this can be regarded as a mutual debt, but this approach is somewhat inappropriate, because it will more or less affect a little relationship.

3.If you don't have a particularly close friend, such as a related colleague, you can ask a third person for help. For example, find two mutual friends C, and ask C to help remind them.

If C can find an appropriate method, and pay attention to how it is expressed. 4.If you are a very close friend, it will be blunt to ask a third party to help you speak.

Propose to meet in a private meeting, not to beat around the bush, and very sincerely express the hope that friends will repay the money they have borrowed when they have been in trouble recently, and express the hope that this act will not damage your friendship. If you are a real friend, they will truly understand you and will not affect your future relationship. 5.

If Akari hints to a certain extent, the other party can hear it if he is not stupid. I still don't mention the repayment of the money, I guess I really don't want to pay it back. If the amount is not large, I will be embarrassed to borrow it from you after seeing the situation of one person.

Adults, don't just tear your face.