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It mainly depends on what type of merchant you are, which bank you are applying for POS, and the bank has already set your handling fee rate when you apply to UnionPay for approval, and you should ask the bank. The general merchant rate is 1%, 2% for hotels, restaurants and jewelry, 1% for large supermarkets and home appliances, 1% for automobile sales, capped at 50, and included in the UnionPay wholesale merchant category, 1%, with a cap of 25 yuan. If the data flow is large, you can also negotiate with the bank, such as the number of credit cards in a month reaches 10 million, and the customer will be capped at 12 yuan.
Caps are all for each pen. There are also monthly subscriptions, which are generally public hospitals and schools.
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It depends on what industry you are, the hotel and entertainment industry is a 2% handling fee, the retail and other industries are 1% handling fees, the wholesale industry has a registered capital of more than 1 million 1% handling fee, up to 20 yuan cap, in the past few years, there is a monthly system that is a particularly large enterprise, with an annual throughput of tens of millions to billions of capital flows. However, now with the reform of the tax system, large enterprises generally do not do it for individuals, as for the company to do business, so there is no card swiping, only to say, all go to the corporate account, only a very small part of the personal business card swiping.
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If you want to pay money, according to the industry,
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You can handle it with me, depending on what industry you are in
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At present, if you use a credit card machine like this, you will not be deducted if you don't use it after a period of normal activation and use, unless there are some payment platforms that will deduct the corresponding traffic fee, but if you don't use it, it will be deducted directly from the superior**.
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At present, there are four main types of POS machine flashing to the account, and the fastest arrival is D+0
1. D+0: D+0 is the fastest credit card to the account, 365 days a year, whether it is a working day, weekends, holidays, or a credit card is immediately received. The D+0 model generally charges an additional 2-3 yuan per transaction.
What many people don't understand is why we need to charge additional handling fees, the reason why we need to charge handling fees is because every time we swipe the card, the money is into the settlement center, and it generally takes the next working day to reach the merchant's bank account, and the second arrival is through the advance payment of the company's capital pool and then to the merchant's bank account).
2. T+0: T+0 arrival mode means that the card will arrive immediately on a working day, and the meaning of T is a working day, so if you swipe the card on a non-working day, you will have to wait until the working day to get the money to your bank account. For example, if you swipe your card on a weekend, it will only arrive on Monday, but if you swipe your card on Monday, it will arrive immediately.
3. D+1: D+1 This mode means that the account will arrive on the next day, regardless of working days, holidays, and weekends, as long as the payment is made on the first day, it will be on your bank account on the second day.
4. T+1: T+1 is a very common mode of arrival, which means that it takes the next working day to get the money to the bank account, and if there are holidays and weekends in the middle, it will be skipped, and it must wait until the next working day to arrive.
Fifth, the main ones are the above four, and the others are: T+2, T+3T+2 and T+3 mean the second working day; It will arrive on the third business day. At present, these two methods of payment are no longer common.
In today's POS machines, large POS machines can generally be used in the form of D+0, and there is no handling fee. There are generally two ways to reach the POS machine: D+0 and T+1.
When the user swipes the card, if he chooses D+0 to receive the account, then he will pay a handling fee of 2-3 yuan; If you choose T+1, there is no such fee, and T+1 is also the choice of most merchants. At present, there are four main types of POS machine flashing to the account, and the fastest arrival is D+0
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There is a certain difference in the time of arrival of different machines, and it is normal to arrive instantly.
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Now I use a clear machine in seconds, and I don't know what brand of machine you use.
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Hello, I am glad to serve you and give you the following answers: 1. Can I swipe my UnionPay card? A:
OK. A UnionPay card is a payment tool that can be used to make payments through POS machines. Second, the cause of the problem machine failure:
The POS machine may malfunction, resulting in the inability to use the UnionPay card normally. 2.UnionPay card damaged:
The UnionPay card may be damaged and therefore cannot be used properly, making it impossible to swipe the UnionPay card. 3.Network issues:
There may be network problems with the POS machine, so that it cannot be used normally, so that the UnionPay card cannot be swiped. 3. Solution 1Check the POS machine:
Check whether the POS machine is faulty, and if it fails, it should be repaired or replaced in time. 2.Check UnionPay card:
Check whether the UnionPay card is damaged, and if it is damaged, it should be replaced in time. 3.Check the network:
Check whether the network of the POS machine is normal, if not, the network problem should be solved in time. Fourth, the practice step 1Check the POS machine:
First of all, check whether the POS machine is faulty, and if it fails, it should be repaired or replaced in time. 2.Check UnionPay card:
Secondly, check whether the UnionPay card is damaged, and if it is damaged, it should be replaced in time. 3.Check the network:
Finally, check whether the network of the POS machine is normal, if not, the network problem should be solved in time. 5. Tips for emptying the heart and limbs 1Check the POS machine regularly:
Regularly inspect the POS machine, find faults in time, and repair or replace them in time to ensure the normal use of the POS machine. 2.Check your UnionPay card regularly:
Check your UnionPay card regularly and in a timely manner.
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Summary. Hello, I am glad to serve you and give you the following answer: it is impossible to use the POS machine to swipe the card outside the UnionPay card, because the UnionPay card itself does not have a magnetic stripe, so you cannot use the POS machine to swipe the card.
The reason why this happens is because the UnionPay card itself does not have a magnetic stripe, and the POS machine needs a magnetic stripe to read the card information, so the POS machine cannot be used to swipe the card. Workaround:1
If you want to use a POS machine to swipe your card, you can consider converting your UnionPay card to a credit card with a magnetic stripe, so that you can use the POS machine to swipe your card. 2.In addition, you can also consider using mobile payment, which can support UnionPay cards and can complete the payment without the need for a magnetic stripe.
Personal tip: Since POS machines only support cards with magnetic stripes, if you need to pay with POS machines, you can consider converting your UnionPay card to a credit card with magnetic stripe, or using mobile payment to complete the payment.
Can I use the POS machine to swipe outside the UnionPay card?
Hello, I am glad to serve you and give you the following answer: it is impossible to use the POS machine to swipe the card outside the UnionPay card, because the UnionPay card itself does not have a magnetic stripe, so you cannot use the POS machine to swipe the card. The reason why this happens is because the UnionPay card itself does not have a magnetic stripe, and the POS machine needs a magnetic stripe to read the card information, so the POS machine cannot be used to swipe the card.
Workaround:1If you want to use a POS machine to swipe your card, you can consider converting your UnionPay card to a credit card with a magnetic stripe, so that you can use the POS machine to swipe your card.
2.In addition, you can also consider using mobile payment, which can support UnionPay cards and can complete the payment without the need for a magnetic stripe. Personal Tips:
Since the POS machine only supports cards with magnetic stripes, if you need to pay with the POS machine, you can consider converting your UnionPay card to a credit card with a magnetic stripe, or using mobile payment to complete the payment.
You've done a great job! Can you elaborate on that?
Hello, I am glad to serve you and give you the following answer: it is impossible to use the POS machine to swipe the card outside the UnionPay card, because the UnionPay card itself does not have a magnetic stripe, so you cannot use the POS machine to swipe the card. The reason why this happens is because the UnionPay card itself does not have a magnetic stripe, and the POS machine needs a magnetic stripe to read the card information, so the POS machine cannot be used to swipe the card.
Workaround:1If you want to use a POS machine to swipe your card, you can consider converting your UnionPay card to a credit card with a magnetic stripe, so that you can use the POS machine to swipe your card.
2.In addition, you can also consider using mobile payment, which can support UnionPay cards and can complete the payment without the need for a magnetic stripe. Personal Tips:
Since the POS machine only supports cards with magnetic stripes, if you need to pay with the POS machine, you can consider converting your UnionPay card to a credit card with a magnetic stripe, or using mobile payment to complete the payment.
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