Fund masters, please come in, rookies have something to ask

Month 800, 10% annual return, three years later:

Month 800, 10% annual return, 5 years later:

10 years: . . Reach a million for: years, brothers, effort.

If the regular investment for three years is not interesting, I think GF small cap is a good regular investment, investing in small and medium-sized enterprises.

In the 77 years from 1925 to 2002 in the United States, small and medium-sized enterprises grew by large companies, including the Great Depression.

Therefore, of course, choose small enterprises for regular investment, and the more active the style, the better. The most important thing is to persevere.

How much money can you have in three years? In five years, it can't be calculated, and if there is a formula, it will be all theoretical, not necessarily equal to reality.

If all the bull market in 5 years is good, then the profits are considerable, and after 2000, China's 5 years of bear market, the best returns may be negative and loss-making.

And in 06 ** recovery, the people who bought at that time have definitely made a lot of money now.

You can choose GF Jufeng, Bosera Selection, Bosera Theme, Hui Tianfu Advantage Selection, Nuoan****, you can go to Morningstar.com, Jimmi.com, Cool**.com, and Daily**.com to see the performance, ranking, and manager of each one. It is recommended to choose a high-risk **.

The reason why the regular investment chooses the net value fluctuation is that the fluctuating ** has more opportunities to accumulate more low-cost ** shares in the stage of net worth**, and the market ** can make a profit quickly. Among the various types of **, **type** is more suitable for regular investment business, such as GF Jufeng, GF Small Cap, GF Jufu**, etc. Since this method is to use the time compounding effect to make long-term investment profits, there is no need to choose the time to enter the market, and it also disperses the short-term risks of long and short, and the fluctuation of net value.

**Regular fixed investment refers to the deduction time, deduction amount and deduction method agreed by the investor in the relevant sales agency, and the sales agency will automatically complete the deduction and subscription from the investor's designated bank account on the agreed deduction date. Because this method generally invests a small amount each time, investors can make the money work automatically for a long time through a single agreement, so it is also called the "lazy investment method". It is similar to the bank's lump sum deposit and withdrawal method.

For example, if an investor decides to invest 10,000 yuan in a certain **, according to the regular quota plan, the investor can invest 1,000 yuan per month for 10 consecutive months; You can also invest 200 yuan per month for 50 consecutive months.

Different from a single investment, regular fixed investment** has a low investment starting point and does not increase the financial burden; Automatic monthly deduction, which has the effect of forced savings, accumulates funds for investors; If you stick to it for a long time, you can also get compound interest income.

Investing regularly and in a fixed amount can effectively diversify investment risks. When the **equity**, the **share bought** is less; When the net value is **, the share bought is more. In this way, "buy less, buy more", in the long run, you can effectively reduce the cost of investment, and investors do not have to work hard to choose the right investment time.

Generally speaking, regular investment is more suitable for wage earners with low risk tolerance, young people who have just started working, and middle-aged people with specific financial goals (such as children's education**, pension plans). Experts suggest that investors can plan their own fixed investment according to the actual situation and goals, such as buying a car and buying a house can choose ICBC fixed investment for three or five years, and preparing education funds and pension for children can choose a longer fixed investment period.

The redemption of one share is the net value of the unit share on the day of redemption.

For example, if the net value of a unit share on March 9 is, then the investor redeems each share on March 9 in yuan.

If you redeem it now, you will definitely lose money. But if you choose not to redeem, there may be only a book loss, and your ** share is still so much, so that you will not lose money after the **** returns.

**Redemption share i.eThe amount of ** held by the investor, so it can also be understood as money.

However, the number of shares and the amount of shares are generally not the same.

**The redemption amount is calculated as follows:**Redemption amount = **share*** unit net value - redemption fee

For example, if you hold 109 shares, and the net value of the unit on the redemption day is 0, then the redemption amount = 109 * yuan. It depends on the net value of your unit share on the day of redemption.

It can only be said that you can redeem now, and you can redeem now, but it must be a loss, and it is recommended that you can continue to hold the profit and then choose to redeem.

This**is very high-quality**yo, from **I see that you have lost 10%, you don't need to sell it for the time being, wait for time, this will rise back. We must use spare money to buy this kind of equity class**. At least two years of spare money.

In the long run, this good ** will rise back, and it will rise higher and higher.

The order bought on the 24th will be postponed to today because it was traded on the 25th, and the price is the net value of the **after today.

Confirm that you have to wait until tomorrow, and the specific transfer will be seen the day after tomorrow, that is, 27, and individual ** companies may be a little later by 1 day, and you can see it at 27.

The process of buying ** is nothing more than opening an account, subscribing for pending orders, closing on the trading day, confirming the company on the second trading day, and transferring the account on the third to fourth trading days. For redemption application, the redemption application will be confirmed on the second trading day, and the redemption funds will be credited to the account on the fourth trading day.

Generally speaking, if the subscription and redemption share does not exceed 10% of the total ** share, all applications on the same day will be confirmed on the next trading day. Of course, applications on non-trading days and applications with a total redemption share greater than 10% of the total ** share will be postponed.

Generally speaking, the risks of various investment methods from large to small are: **》Warrants**》****Treasury bonds.

Compared with **, ** is a low-risk, low-reward investment tool, its risk and return are in a relatively neutral position, and the research is long-term value-added potential. At this stage, the financial market is in a turbulent period and faces many unstable factors.

At present, the market can choose an index with CSI 300 as the underlying index**, such as Harvest CSI 300, ChinaAMC CSI 300, GF CSI 300, Dacheng CSI 300, etc.

1. Analyze your financial goals and time.

2. Short-term holding, you can consider a one-time subscription**, you need to pay attention to the **trend**, dip**, sell at the high, need a certain amount of experience and time, do not support **fixed investment, because in the short term, you can't see the **regular investment effect.

3. Long-term holding, you can make **fixed investment, consider a certain **portfolio, appropriately avoid the same type**, and according to your own investment style, consider **type**, index**, bond**, currency**, depending on their own hopes.

3. You can also give due consideration to some bank wealth management products, and make some breakthroughs in your own savings methods, for example, it is better to deposit and withdraw in batches than to deposit and withdraw in parts.

4, PS: Huaxia Advantage Growth, Harvest Theme Mix, Huaxia 300, Huaxia Return, Bosera Theme, etc.

5. Investment is risky, and trading needs to be cautious.

Huaxia ** regular investment is a good choice!