Why is the face to face spending quota still displayed after the Huabei quota is used up?

According to Alipay's regulations, the amount of Huabei face-to-face spending is not the same as the amount of Huabei, and the amount of Huabei face-to-face spending cannot exceed 500 yuan per month. However, the amount of Huabei spent in person will be deducted from the Huabei quota. In other words, although the amount of Huabei face-to-face flowers comes from the Huabei quota, the consumption quota is restricted.

Only for friends with a credit line of no more than 500 yuan in Huabei, the amount of Huabei face-to-face flowers is the same as the amount of Huabei. However, this can only be considered a special case. With the improvement of the borrower's comprehensive credit, the Huabei limit will gradually increase to 500 yuan, and at that time, the amount of Huabei face-to-face and the Huabei amount will become different.

In addition to the different credit lines, there is a huge difference between Huabei face-to-face flowers and Huabei in terms of the scope of use, and the two cannot be used at the same time.

Huabei face-to-face flowers can only be consumed in stores that do not support Huabei payment. If the store supports Huabei payment, the system will automatically use Huabei to pay by default, instead of using the amount of Huabei face-to-face flowers.

In general, the amount of Huabei face-to-face flowers is different from the amount of Huabei, the amount of Huabei face-to-face flowers will not exceed 500 yuan, while the amount of Huabei can be very high. In fact, Huabei face-to-face flower is an auxiliary payment tool of Huabei, so that borrowers can overdraft and spend normally in certain circumstances.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

It is impossible to use up the Huabei quota, which is the same as occupying the quota. I called customer service and asked, first of all, Huabei must have a quota, and then when you pay **, when the merchant does not support Huabei payment, this quota can be used to pay, it is just convenient for this, it is useless, many of them have supported Huabei payment now.

The used quota reflects the user's current debt situation, and in layman's terms, it shows how much money the user owes Alipay.

Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information.

It is possible that your installment bill has not been paid off, you can check your unbilled bill, where the installment bill (Huabei installment can only be repaid one month in advance, and the rest must be repaid on time) shows that the bill has been used.

The used amount of Huabei is how much money you have spent this month, and you need to repay it on the 10th of next month.

It's the amount he gives you that you use up.

As the name suggests, it is the amount you have consumed, if it is not shown on the bill, it is not yet the date of the bill, Alipay is very transparent in this regard, and it will be clear if you take a closer look.

1. The amount of Huabei face-to-face flowers is insufficient.

In life, most merchants have opened the Huabei money collection function, and only a small number of them have not opened it, and the quota of Huabei face-to-face spending is to support users to spend in such stores, so the amount is not large, but it is still enough for daily consumption. Therefore, if the amount of consumption in a store that does not support Huabei payment is greater than the available balance of Huabei face-to-face flowers, there will be a prompt that the payment fails.

2. The quota of Huabei is insufficient.

The quota of Huabei face-to-face flowers is not an independent quota, it occupies the Huabei quota, so when there is not much available quota in Huabei, even if there is enough quota for Huabei face-to-face flowers, it cannot continue to be used. At this time, everyone can only pay off part of Huabei's arrears and let its quota be partially restored, so that they can use Huabei's face-to-face spending quota again.

Why is Huabei's face-to-face flowers suddenly useless? These three points are the key reasons!

3. Merchants do not support Alipay payment.

In addition to Alipay, there are many third-party payment platforms, so some merchants may also open the payment service of other payment platforms. At this time, if you want to use the Alipay Huabei face-to-face flower function, the possibility of successful transaction is very small, after all, he does not support Alipay payment.

Why is Huabei's face-to-face flowers suddenly useless? These three points are the key reasons!

However, unlike the common Huabei payment, if Huabei face-to-face payment is made in a store that has not opened Huabei to collect money, there will be a certain amount limit, and you can only use 500 yuan per month to spend in some stores that have not been upgraded to Huabei to collect money. If the store has opened Huabei to collect money, there is no limit to the amount of payment with Huabei.

2. When paying, you can show the Huabei payment to the merchant, let the merchant scan the code with the POS machine, and the payment can be completed after successful scanning.

This answer is provided by Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly Finance), with a reliable interest rate and low interest rate, click below on the mobile phone to measure the amount immediately, and the maximum amount of borrowing is 200,000.

1.What is Huabei face-to-face flower.

Among them, in some physical stores that have not yet been upgraded to Huabei to collect money, Huabei can still be used for consumption, and this kind of face-to-face consumption is up to 500 yuan per month.

2.What should I do if the upper limit of Huabei's face-to-face consumption is used up.

If you have used it up this month, it is recommended that you go to a merchant that supports Huabei to collect money. At the same time, on the 1st of the following month, the cumulative consumption of the current month will be counted again.

At the same time, from January 24, 2019 to March 31, 2019, you can use Alipay points to redeem the face-to-face spending quota, and the specific rules are subject to the display on the face-to-face flower page.

With the development of society, most people are accustomed to advanced consumption, credit cards, Huabei and other credit products can meet this kind of demand, compared with credit cards, the average amount of Huabei is much lower, after all, the threshold for opening is low and convenient. In 2019, Huabei also launched a new function called face-to-face flowers, allowing Huabei to expand to more offline channels, so can Huabei still use face-to-face flowers when the quota is used up? Is face-to-face spending an extra credit?

1. Correct several misunderstandings

1. The face-to-face spending quota is not the extra Huabei quota, but within the scope of Huabei's available quota, a part of the quota is converted for offline, with a maximum of 500 yuan per month.

2. If the Huabei quota is used up, you can no longer continue to use the quota spent in person, even if the quota for face-to-face spending has not been used up.

3. You must enjoy face-to-face flowers on the basis of Huabei, and Huabei cannot be used if it is frozen, suspended, and the quota is cleared.

2. What can be done?

1. Increase the quota of Huabei. There is no quick fix, you can only slowly increase the Huabei limit through daily consumption, credit card repayment, investment and financial management, etc.

3. Early repayment. Enter the Huabei page, and in [My Bill] - [X Months to be Repaid], click [Early Repayment].

3. Invite a friend to repay. If you don't have enough money, you can also ask a friend to help you save the emergency, enter the Huabei repayment page, and at the bottom of the page, [Find a friend to help you repay] will appear - after entering the corresponding amount to be repaid - click [Generate Invitation] - click on the bottom of the page - [Invite friends to help you repay], and select the corresponding method to send the link to your friends.

The quota of Huabei face-to-face flowers is shared with the quota of Huabei. In the event that the Huabei quota is used up, the Huabei face-to-face flower will not be available. If you want to continue to use Huabei face-to-face flowers, then you must restore your quota first.

After everyone repays or repays in advance, Huabei can be reused in person.

According to the regulations of Huabei face-to-face flowers, if the Huabei face-to-face flower quota is not used, there will be no bill next month, and there will be no fees, so you don't have to worry.

If you still need to borrow money for consumption and do not have enough repayment ability, then you can try to apply for Huabei's sister platform "Borrow". The borrower will provide a pure cash loan according to the actual situation of the borrower, and the interest is calculated on a daily basis, which can be repaid at any time.

Special Tips

The Huabei quota is determined based on the borrower's comprehensive situation. If you have used up the Huabei quota, it means that your current debt is relatively high. Therefore, when you borrow money again, you must think twice.

The above introduces what to do if the Huabei quota is used up and the face flowers are not used up, I hope it can help you. In general, restoring the Huabei quota is the fundamental way to reuse Huabei face-to-face flowers.