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One of the easiest and quickest ways to increase the Huabei quota is to close the Huabei quota and re-open it. So all we need to do now is log in to our Alipay, and click on the "Repay" button on the page after logging in successfully. We can see that our current Huabei quota is 3500.
Then we will enter the settings page of Huabei, at this time we can see that there is a "Close Huabei" option on the page, click this option to close Huabei. After clicking Close Huabei, we will close Huabei according to the operation prompts, at this time, we will be prompted that we have successfully closed Huabei, and we will be prompted to select the "My Alipay" button below. Then we will enter our own Alipay page, at this time we can see that our Huabei limit has become "5000", and our previous limit was 3500.
Therefore, our Huabei quota has been increased, and we click the "Activate" button to open Huabei. After selecting the activation button, we enter our Alipay payment password, and click the "OK" button to re-open Huabei after entering. In addition, the method of increasing the quota of Huabei can also be increased from the number of times we usually shop, the more times we shop, the more the amount, the amount of Huabei will naturally increase.
But now Huabei can't automatically increase the quota, we can only increase the quota by closing Huabei first and then opening it. (Cell phone.)"Cash loans", ready to meet your consumption needs! )
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There is no quota, how to use it, you can receive a temporary quota.
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Return the total points used up and you can use it.
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If you can't, it's automatically activated.
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What are the reasons why the Huabei quota is suddenly gone?
1. Swiping and cashing out, when the user uses Huabei to brush orders or cash out is detected by the system, the user's Huabei quota may be cleared or the use authority may be directly suspended, cashing out is to use Huabei to pay, and the Huabei quota is set into cash, which is not allowed by Alipay. If the user still wants to continue to use Huabei in the future, then he needs to return the cash as soon as possible.
2. Don't use Huabei, users have opened Huabei before, but they usually don't use Huabei to pay, nor do they use Alipay to pay, which will lead to low account activity, and the system will think that the user is not a high-quality customer, so that the Huabei quota is canceled. After this happens, users need to pay more with Huabei and then wait for the system to review it again.
3. Huabei bills have not been returned, Huabei monthly bills can be repaid after they come out, if the user has not repaid the Huabei quota used beyond the repayment date, then it will affect the use of Huabei, which may reduce the Huabei quota or clear it directly, if you want to continue to use Huabei, you need to repay immediately, and then use more credit products in Alipay and ensure performance, the system will conduct a comprehensive assessment of the user from time to time, although the recovery time of Huabei cannot be determined after repayment, However, maintaining a good credit history and spending habits can be reopened.
4. Alipay account abnormality, the abnormality may be caused by yourself, or it may be caused by others, if you frequently change the bound mobile phone number, bank card, and frequently change the login mobile phone, then the system will detect the risk of theft, and clear the Huabei quota or directly restrict Alipay payment. If it is caused by someone else, then the user's account has been stolen, and the user himself will be notified in time.
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If your Huabei suddenly has no quota, it means that the platform has carried out risk control on you, and it may be that you have recently had credit problems, so your quota will be closed.
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Huabei suddenly has no quota, it may be because the quota is overdue or has been closed in violation of regulations, or it may be that the system has assessed and lowered your quota.
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Huabei suddenly has no quota, this should be unlikely, at least the minimum amount should be 50 yuan, you refresh it again, take a look.
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Huabei's opening path: log in to Alipay - lower right corner [My] - [Huabei];
If you don't see the Huabei entrance on this page, it means that your current account cannot open Huabei, and it is recommended that you pay attention to it in the future.
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1. Huabei overdue behavior.
In the process of using Huabei, some users may not repay on time due to various reasons, resulting in overdue behavior. Huabei is a credit consumption, and the loan needs to be repaid within the specified time, otherwise there will be overdue problems. Once a user has an overdue problem, Alipay will think that there is a problem with the user's credit, and it will reduce the level of trust in the user.
The light one will reduce the quota, and the heavy one will close your Huabei.
2. There is a Huabei arbitrage behavior.
Huabei is forbidden to cash out, and some users have opened Huabei, and when the borrowing amount is not enough, they will cash out from Huabei and use it. Once this behavior appears, Huabei will generally be closed, so you must not have a fluke mentality in the process of using it.
3. Change your account information frequently.
For example, Alipay account bound mobile phone number, mailbox, personal information, etc., once such behavior occurs, Alipay will most likely think that the user has been stolen, in order to protect the user's account security, Alipay will ask the user to change the password as soon as possible, if not changed in time, it is very likely to close Huabei, borrowing these consumer credit products.
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The Huabei quota will be dynamically adjusted from time to time based on your accumulated usage records on the platform. After the adjustment, the limit may be increased or decreased, so it is recommended that you maintain the activity of Alipay and pay attention to the changes in the quota of Huabei.