How much do you think you need per month for retirement?

3k to 5k is enough, I don't think the price is so exaggerated now, if you are an old man, 5,000 is enough.

If it is a first-tier city, I think about 8,000 is enough, because the elderly spend a little less, and there is no deduction of five insurances and one housing fund, which is enough to subsidize their children.

I think Zhong Wei, a professor at the Financial Research Center of Beijing Normal University, put forward a point of view, saying, "A person who will retire after 2027 needs 3 million 5 million yuan to provide for the elderly, and in first-tier cities like Beijing, Shanghai, Guangzhou and Shenzhen, it may not be enough to prepare 10 million yuan for the pension." "If I were to retire, I guess it would be so much. ‍‍

My grandmother's pension is 3,000 a month, and she often goes out to play, so it's okay to have more than 3,000.

The current economic conditions say that 5000 a month is enough, but if I get old, I don't know how much it should be, and it is estimated that it will be 1w.

5k, this kind of money will make an old man who doesn't spend too much live well.

My grandparents have a total income of 6,000 a month, they buy vegetables every day to cook, occasionally go out to eat, and there will be a lot of money left, and they can steal some for me, I think 6,000 is enough.

My grandmother spends about 2k a month, including the family's food money, so I think it's enough for less than 5k.

If you have a month, you are not sure, but you must have a stable income of more than 4,000 yuan, and you can't save it for a month, and then you can use it to see a doctor.

It depends on the old man's own ability, he can take care of himself, he does not travel everywhere, he does not gamble, he does not have a good face, he scatters money everywhere, and he does not get sick and buys health care products, and he can't use up 2,000 yuan.

On the premise of having their own housing and not getting sick, there are 5,000 in first-tier cities and 3-4,000 in ordinary cities.

Living in a second- or third-tier city is 5,000 yuan a month, and you can live well, but living below 3,000 yuan is a bit tight, and you need to live on a budget.

Not necessarily, depending on where they live, the two young people in the small county town have a total income of 4,000 yuan, and the elderly have to retire more than 1,000 yuan, and they also have to provide for the elderly. There are also children to raise, according to their own situation.

I think 3,000 to 5,000 is enough to maintain my daily life, but I don't know how much it will cost if I get sick, and my grandparents are in good health.

This is meaningless, everyone is almost on the line, but more than 10,000 yuan, less than 1,000 yuan, is there such a big difference in pension? We don't pursue absolute equality, but how many low-income elderly people do you make feel undignified!

Aren't the old people in the countryside alive with a hundred yuan a month?

There is no uniform regulation on how much alimony for the elderly is given in a month, and it is generally measured according to the local standard of living. Also look at the income status of the dependent. The standards for the people's court to determine alimony include:

The level of the local economy, the actual needs of the dependent, and the financial capacity of the supporter. Basic alimony for the elderly. It mainly includes the clothing, food and daily expenses that the elderly will inevitably incur.

If the elderly are unable to take care of themselves, their children have the obligation to take care of their basic life, but when they are unable to do it for some reason, the relevant expenses incurred by the other Zhaozhong people or the elderly care institution family Zhengshan shall be paid by the children.

Everyone's consumption level is different, some people can support the elderly with 1 million, and some people can provide for the elderly, mainly because of the consumption level. It also depends on the state of your consumption, such as whether you will manage your finances and so on. Then through these, you will know how much money can be used to support the elderly.

Someone has calculated an account: Suppose Lao Zhang is 40 years old this year, an ordinary working worker, with a monthly income of 10,000 yuan and an annual income of 120,000 yuan, which is considered the income of most wage earners. According to the current retirement age of Brother Lian, Lao Zhang retired at the age of 60, if he can live to the age of 80, then from now on, in the next 40 years, the average annual cost of Lao Zhang can not exceed 60,000 yuan, and at the age of 60 retirement, 1.2 million is needed to support the elderly.

Considering the inflation problem, if the annual inflation rate is 4%, Lao Zhang's living expenses at the age of 40 are 60,000 yuan, 7.26 million yuan will be spent in 40 years, and 3.91 million yuan in capital reserves will be needed in the 20 years after retirement.

Lao Zhang from the age of 40 to before retirement, the salary is a total of 120,000 * 20 years = 2.4 million, and the pension after retirement is half of the salary, that is, 5,000 yuan per month, to the age of 80 before the stupid world, Lao Zhang can get a pension of 5,000 * 12 * 20 = 1.2 million yuan. In other words, unless Lao Zhang rises year after year, or becomes rich overnight, there will be a gap of more than 2 million pension expenses in the middle. Of course, this does not take into account the losses that come with delaying retirement.

Legal analysis: The minimum payment period of endowment insurance is 180 months, that is, 15 years, and you can pay more, and you can receive more at that time. At the same time, the pension insurance can be accumulated to calculate the payment period, that is, intermittent payment is allowed.

When you reach retirement age, you can apply for pension benefits.

Legal basis: Social Insurance Law of the People's Republic of China Article 10 Employees shall participate in the basic endowment insurance, and the employer and the workers shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses that do not want to return to work, part-time employees who do not participate in the basic pension insurance at the employer, and other flexibly employed persons can participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The basic field of civil servants and the methods of pension insurance for staff managed with reference to the Civil Servants Law shall be stipulated by ***.