What is the reason for the repeated request for updates on the micro loan network?

Hello, there are many platforms that can choose online loans, compared with other loan methods, the loan application of online loan platforms is convenient and fast, but when applying for online loans, you should pay attention to choosing a formal large platform, which can better protect personal interests and information security. At the same time, be careful not to pay pre-loan fees to avoid being scammed.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. Youqian Hua has launched a consumer credit product for individuals, with a maximum loan amount of 200,000 yuan (click on the official amount, the daily interest rate is as low as the start, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

If this loan platform repeatedly asks for updates, there may be a problem with the software update, and it is recommended that you contact the platform's customer service staff to ask for the specific reason.

Hello, Micro Loan Network Micro Loan (Hangzhou) Financial Information Service **** Illegal P2P has been filed. Usury, the loan does not show the borrower the contract, cleverly sets up a penalty interest for violating the name, and privately transfers the customer's vehicle. The borrower goes to the DMV to check the ownership of the vehicle.

The company has been reported to have been entrusted by a number of victims.

An investigation is ongoing. Hurry up and report the case to the local public security organ. In order to avoid the car being auctioned off after the case is processed. Or directly to the court to file a cancellation agreement with the loan.

In short, it is to apply for loans through online lending platforms, and the online lending market is mixed, so you must be cautious when choosing a platform. The used Lakala loan business comes from a formal and legal financial platform.

It's best not to take out a loan, many online loans are routine loans now, so let's work hard, don't get any loans, otherwise it's over. It's better not to touch these ethereal things, in case the ** road is over.

If you need to find a reliable one, don't look for a loan shark.

The information required for online loans is very simple, and there is no need for paper version of the information, you only need to fill in the information on the online loan platform, and the key is that you can meet the requirements of their platform. However, it is best not to do too much for online loans, doing too much will hurt your credit, and try to avoid it if you can avoid it.

The harms of online lending are as follows:

Network bandwidth is highly risky, compared with traditional loans, online loans are completely unsecured loans, and the central bank has repeatedly made it clear that "the annual compound interest rate exceeds 4 times the bank interest rate is not protected by law";

The inherent capital of the online lending platform is small, and it is impossible to bear a large amount of guarantee, so it is difficult to solve the problem of large loans, and some borrowers also take out loans for the purpose of fraud, and there are frequent cases of fleeing with money;

Things to pay attention to when borrowing online:

1.Note that no deposit is required.

Online formal lending institutions have a strict loan approval process, and formal lending institutions do not charge any fees before lending, but repay the loan on time after entering the loan cycle;

2.Choose a recognizable lender.

Those who claim that they can take out loans without any conditions must be ** or Huangzi, and regular lending companies will definitely not lend money with just one ID card;

3.Choose the loan amount and term wisely.

The size of the loan amount depends on the individual's financial needs, under this premise, you need to consider your financial repayment ability to avoid excessive repayment amount and excessive pressure in each installment;

4.Make sure you pay your payments on time.

In today's financial penetration of people's lives more and more, a good credit record will benefit people for life, when personal financial difficulties, the borrower should take the initiative to negotiate with the lending institution, apply for an extension of the repayment period, that is, an extension or change the repayment method.

Compared with traditional loan methods, online loans are completely unsecured loans. Moreover, the central bank has repeatedly made it clear that the compound annual interest rate exceeding the bank interest rate by four times is not protected by law. It also increases the high risk of online loans (generally 7 times or even higher than the bank interest rate).

Credit risk: The inherent capital of the online lending platform is small, and it is impossible to bear a large amount of guarantee, and it is difficult to solve the problem of large loans once it occurs. Moreover, some borrowers also take out loans for the purpose of fraud, and some of the purposes of the creators of the loan platform are not pure, and there are frequent cases of fleeing with money.

Lack of effective regulatory means:

Since online lending is a new type of financing, the central bank and the CBRC do not yet have clear laws and regulations to guide online lending. For online lending, the regulator mainly has a neutral attitude, and does not violate the rules and does not approve it. However, with the prevalence of online lending, it is believed that the relevant measures will be formulated and implemented in a timely manner.

Online loans are also becoming a trend, with the advantage of the Internet, you can complete the steps of loan application without leaving home, including understanding the application conditions of various types of loans, preparing application materials, and submitting loan applications, which can be completed efficiently on the Internet. Correspondingly, the rise of a number of online loan platforms has also made great contributions to the popularization and promotion of online loans.

Online lending, that is, online lending, now there are online loans with and without credit reporting. For the consequences of non-repayment of online loans, first look at online loans on credit reporting.

If it is an online loan on the credit report, this kind of online loan will not be repaid for a long time, and it will not work, and the impact will be great.

1. If you have not repaid the loan, the loan platform can apply to the court, so that the online lender will be pulled into the "list of dishonest persons", which will affect her travel, some high-speed rail, airplanes, train sleepers, etc., and some high-end places are restricted.

2. If you are sued, your property will be frozen or seized, your bank deposits will be frozen, and your house and car will be seized.

3. In serious cases, criminal fraud will be involved, and the amount of overdue online loans will be large, and the crime of fraud may be involved, and then criminal detention will be imposed.

For online loans that do not go through credit reporting, there will be no consequences as follows.

1. Being reminded of money, after the online loan is overdue, it will be constantly reminded, and life and work will be greatly affected.

2. Bear high overdue fees.

According to the law, if the interest rate agreed between the borrower and the borrower does not exceed the annual interest rate of 24, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. If the interest rate agreed between the borrower and the borrower exceeds 36 per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36 per annum, the people's court shall support it.

Legal basis: Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases.

Where the interest rate agreed upon by the borrower and the borrower does not exceed the annual interest rate24, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

If the interest rate agreed between the borrower and the borrower exceeds 36 per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36 per annum, the people's court shall support it. Hope to adopt.

Let's see if it is included in the credit report, and the credit report becomes a stain. The most serious words affect the later stage of buying a house and a car, basically the credit can not pass, this is a more serious consequence, if it is not included in the credit report, it is your personal threat. ps: Debt collectors.

It depends on whether it is a loan shark, if the interest rate is very high, and there is a cut interest, the address book will be exploded if it is overdue. If it is formal, such as money to spend, Alipay and the like, it will be credited.

There are no consequences, it will harass you, but if they sue you, you have to respond to the lawsuit, so you don't have to pay the interest.

If you are unable to repay, here are a few suggestions:

1. Make a good greeting version with the contact person in the address book in advance and be mentally prepared.

2. Confess with the family owner to face the responsibility together, and there is great strength in the number of people. Don't feel like you're dragging down your family, the more you drag it out, the worse the consequences.

3. Get a credit report on platforms such as "Raindance Quick Check", check your overdue records, and want to repay the money but the money is not enough, then negotiate with the online loan platform, give priority to the formal credit investigation, and try to protect your credit history.

4. The last way is to go ashore compulsorily. I won't pay it back for the time being, so work hard.

Being collected, you and your friends and relatives are harassed. It is also possible to be blacklisted, affecting your daily life.

There will be problems with credit reporting, and it will have a great impact after being blacklisted, and you will not be able to buy a house or a car mortgage in the future, restrict high consumption, and you can't take a plane or high-speed rail high-end hotel, and there are a lot of restrictions.

Honesty is important, otherwise you may be included in the blacklist of dishonesty, which will have a great impact.

It is harassed, and the online loan is not connected to the bank network at present.

If you can't pay it back, you have to pay it back, I can lend it to you, and I'm afraid that you won't pay it back, and the mental pressure that follows will torment you to death.

As long as it is a loan, if it is overdue, it will enter the credit information system and discredit yourself. Moreover, it is generally possible to demand repayment, and if there is a mortgage, the collateral can be temporarily withheld or even judicially auctioned; If there is a guarantor, we will contact the guarantor, etc. In short, the lender will use various ways to get you to repay.

Most people have such a situation, pay it back slowly, and finally repay the principal, and if you have money, you can pay some interest.

There will be intimidation, harassment and pestering, and it seems that going to the public security organ to report the case does not seem to support it.

If you don't have money, you have to try your best to borrow it and repay it, or it will be more troublesome when it expires.

There are a lot of pits in online loans, if you can't repay the money, the consequences are very serious, they will put your information on the Internet to search, in addition, they will go to your home, every day to collect debts, I think you should go to the police.

If you can't pay it back, you can't pay it back, at most, it will blow you up, or harass your relatives and friends to urge you to pay back.

Remember not to allow quarrels with them, if they threaten you, you can record the police. These people are all fierce in their mouths.

If you can't afford to pay off the credit report, there will be problems, and you may be pulled into the credit blacklist later, and it will be more difficult to get a loan in the future.

However, if you don't want to pay such a high interest rate, call the police and let the police coordinate the handling. If the interest rate is too high, you may not have to pay it back.

The worst thing is when you get a court notice asking you to pay off the basic salary you owe.

Online loans will often be sent to you to relatives and friends at home.

Blow up everyone in your address book**,

Online loans are generally bombarded with all kinds of ** to intimidate you to repay the money.

Report credit to restrict future travel.

If you have any difficulties, sit down with relatives and friends, and try to turn around, and increase trust between each other in the future. It's better than the interest you give to the net bag for nothing, and it's better than the one who can't repay the loan in the future and falls deeper and deeper; If even your relatives and friends around you are unwilling to help you, how can outsiders like Mengling on the Internet be reliable. In fact, no matter what, as long as they ask you for money, passwords, verification codes, payment passwords, or the other party asks you to log in to some account provided by the other party on your mobile phone, or asks you to deposit how much money you have submitted to the card submitted for your loan, it is basically not credible.

**Often deceive people, will be reported, and then banned, and the level will not be raised, this is what it means. The first level of knowledge is the lowest, and the level of twenty knowledge is the highest! Remember!!

The legality of online platform loans depends on the annual interest.

The annual interest rate of private loans exceeding 24% is not protected by law! A loan contract with an annual interest rate of more than 36% is invalid!

If the interest exceeds 36% in the current year, it is not surprising that there is no need to repay the money, and the principal still needs to be returned, and the interest is resolved through private negotiation.

1. Online lending is a kind of private lending and is legal.

2. Online lending is only a form of private lending, that is, private lending concludes a loan contract in the form of an online contract, and fulfills the contractual obligations of providing loans and repaying principal and interest through the online form.