Can I do an airplane if I have bad credit? Can I take a plane if my credit is not good?

OK. Only judgment defaulters (Lao Lai) are restricted from taking airplanes, high-speed trains and soft sleepers on trains. Bad credit only affects your financial services such as loans and credit cards.

Hello dear, bad credit does not affect your right to fly, because taking a plane is one of the legal rights of citizens and is not affected by personal credit information. Of course, if you need to buy air tickets, you may need to book air tickets through Alipay, credit cards, etc., and these payment methods generally need to be checked for personal credit points. However, even if you cannot purchase a ticket using these methods, you can purchase a ticket by other means, such as directly at the ticket office.

It should be noted that the purchase of air tickets is not equivalent to a loan, and will not affect the credit assessment.

Is being on the credit report the same as being on the blacklist? Am I unable to fly and take the high-speed rail?

Don't panic yet, credit investigation and "blacklist" are not the same thing.

What is a personal credit report?

Personal credit reporting refers to the activities of lawfully established personal credit reporting establishments collecting and processing personal credit information, and providing personal credit information inquiry and assessment services upon the request of users.

In the credit report, the basic personal information, credit records, public information, inquiry records and other contents are objectively recorded.

What is the "blacklist"?

"Credit blacklist" is actually a conventional saying, and there is no such thing as a "blacklist" in the central bank's credit system. The so-called "credit blacklist" refers to the excessive or serious overdue records on the personal credit report, in which case, it is usually very easy to apply for a credit card or loan to be rejected by the bank.

Figure out the relationship between personal credit and the "blacklist", but the question arises again, if you want to take out a loan to buy a car or a house, or start a business, and your personal credit has a bad record, can you "launder"?

The bad credit history in the credit report is kept for 5 years, and the good repayment habits are maintained for 5 years, and these bad records will no longer be shown in the credit report after 5 years.

If I cancel my overdue credit card, won't there be no record of me?

If you think so, you couldn't be more wrong. Bad credit records are kept for 5 years from the date of termination of the bad behavior. If you don't repay all the time, you will be overdue once a month. So be sure to pay off the overdue amount.

Also, don't cancel your credit card immediately after paying off your overdue debt, stick to it for a while, and prove your credit with a new good repayment history.

After the user's credit record is credited, as long as the repayment is made on time in each installment, or the repayment is made in time after the deadline, it will not affect the purchase of air tickets. Unless the user is listed as a judgment defaulter, then he will be restricted from high consumption, and naturally he will not be able to take transportation such as high-speed rail or airplane. However, just having an overdue record in the credit report will not affect the user's daily travel.

Of course, the overdue record in the credit investigation will also be affected, but it will generally affect the user's own application for credit business.

If there are a large number of bad records in the user's credit report and have been listed as a dishonest person subject to execution, he will be restricted from spending at a high amount and cannot travel by plane. However, if there is an overdue record in the credit report or there is only a normal credit record in the credit report, it will not affect the flight. Even if the credit is bad, it will only affect the user's application for credit business.

1. Under normal circumstances, even if there is an overdue record on the credit report, it will not affect the user's flight. However, if the overdue circumstances are too serious and the court is included in the list of dishonest persons and becomes a dishonest person subject to enforcement, then the user will be restricted from taking the plane.

2. Don't worry too much about overdue credit information, at present, the bank credit record stipulated by our country is only recorded for 60 months, that is, 5 years. Therefore, these overdue information will be eliminated over time.

3. However, it must be noted that you cannot generate new overdue information within these five years. If there is a new overdue, it will be another five years to wait. Therefore, in these five years, you must insist on repaying the loan in full and on time to ensure a good credit history.

It won't affect in the short term, just pay it back as soon as possible. The bad record of credit reporting is automatically eliminated after five years, but don't believe that credit reporting can be repaired**.

Only being on the "old guys" list will affect the flight.

If there is an overdue, pay it back quickly, and it will be okay to eliminate the overdue record. The so-called can't take high-speed rail and plane, for the beginning of the overdue or overdue time is not applicable to ordinary people, this article is only applicable to the lai, is a kind of restraint for the lai. If you want to enter this list, you must first be overdue, and then be sued, and then the judgment will be made after the prosecution, and the judgment will be enforced, and you will be entered into the list of "old men" in the enforcement stage.

If you're just starting to overdue, it's still early to get to this point, and it's okay to pay back the money as soon as possible.

Five-year elimination, during which time it cannot be repaired.

The current credit information system has a clear rule, that is, all bad records will be automatically eliminated for you after five years, so even if you have an overdue record, wait slowly for this record to be gone. In addition, at present, major financial institutions have a certain tolerance for the overdue credit information, for example, if your credit card is occasionally overdue, it will have almost no impact on your subsequent loans, at most there will be a slight change in the interest rate. However, at present, there are many people on the market who use the worried information of ordinary people to implement some unlawful activities under the guise of credit repair, and do not be fooled.

The gameplay and logic behind this is complicated, as long as you stay away.

It does not affect the credit investigation. Credit investigation is China's banking system, and it can't be a plane or a train, which is the prerogative of the old lai, and it belongs to the enforcement power of the court. These two are not in the same judicial system. Generally, online loans and credit are divided into three categories: no credit investigation, credit investigation, and credit investigation.

As long as it is not a judgment defaulter.

Summary. Dear, if you can't take a plane with bad credit, you don't have to worry, people who don't have good credit but are not on the list of untrustworthy people can take a plane, and if they are on the list of untrustworthy people with bad credit, they can't take a plane. It's just that there are overdue records on the personal credit report, or there are more credit inquiry records, and the credit information will not affect the individual's daily life, and it will only affect the user's application for various loans.

Only those who are included in the list of untrustworthy persons by the people's court will be restricted from taking airplanes, and ordinary trains will have no impact.

Can I make airplanes if I am being sued by the court.

If you have bad credit and can take a plane, you don't have to worry, people who have bad credit but are not on the list of untrustworthy people can take a plane, and if they are on the list of untrustworthy persons with bad credit, they can't take a plane. It's just that there are overdue records on the personal credit report, or there are more credit inquiry records, and the credit information will not affect the individual's daily life, and it will only affect the user's application for various loans. Those who are included in the list of untrustworthy persons by the people's court will be restricted from taking airplanes, and ordinary train holding liquid will have no effect.

Being sued by the court can be an airplane as long as it is not included in the list of dishonest persons.

I wish you good luck in the New Year, step by step, success in everything, promotion to the first sparrow, rich resources, good health, good food, sleep well, happy family, Wishing you prosperity. May you be proud from now on, and plan to do business, I wish you a heroic life from now on, perseverance and patience, and may your life be smooth and prosperous. Healthy and happy long-term companions count you, happiness sticks to you, I hope you continue to have a good attitude, may you establish the right goals, beautify your image, enrich yourself with self-confidence, believe that your dreams must be realized, and believe that your ideals are ahead.