Is 58 car loan reliable? Is the 58 city car loan reliable?

Updated on technology 2024-04-28
19 answers
  1. Anonymous users2024-02-08

    58 Auto Loan (launched in March 2015, headquartered in Changsha, is an Internet financial information service intermediary platform under DBS Investment in Hunan Province. As a well-known auto loan platform in Zhongnan, since the establishment of the company, it has successively reached credit information system cooperation with Shanghai Credit Credit, car loan financial research cooperation with Zhongnan University of Forestry and Technology, car loan cooperation with Chang'an Insurance, and credit risk control cooperation with Tongdun Technology, becoming the Internet finance research base of Hunan University, listed on the Hunan Equity Exchange, and online Rao Bank Direct Gold Depository in 2017. As of early December, the transaction volume on the platform exceeded 100 million.

    There are more than 30 stores nationwide.

    Judge for yourself if you copy it.

  2. Anonymous users2024-02-07

    58 car loans are too pit. Don't be fooled. I have experienced it myself.

  3. Anonymous users2024-02-06

    Don't be fooled, just a loan shark company, I have experienced it myself.

  4. Anonymous users2024-02-05

    58 car loans are routine loans.

  5. Anonymous users2024-02-04

    I don't know how the 58 car loan is, I haven't used it, but these online lending platforms have certain risks, so you must be cautious when choosing, and it is recommended that you use Aegis risk control to check it after you are optimistic, and finally make the right choice.

  6. Anonymous users2024-02-03

    Conditions for applying for a loan business:

    1. Natural persons aged 18-65 years;

    2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

    3. Have a stable occupation and income, and the ability to repay the principal and interest of the loan on time;

    4. Good credit and no bad record;

    5. Other conditions stipulated by the bank.

  7. Anonymous users2024-02-02

    It is not recommended to use it. Since it is a car loan, you can choose a formal financial lending institution. The platform is regular, the funds are ***, and the interest will be low.

  8. Anonymous users2024-02-01

    58.com car loan is still reliable, and it must be how many years 58.com has been a brand blind wheel.

    Then again, when you do a car loan, you must see that the money is matched after signing the contract.

  9. Anonymous users2024-01-31

    Reliable.

    58 Finance has been online for a while, and can provide users with online consumption, loans and other services, with the background of a large company, it is a platform that can really lend money.

    It is very easy to use 58 financial loans, users need to meet the age of 18-55, have a stable job and income, and can provide relevant certification information to apply for a loan.

    Install the 58 financial app on the mobile phone, and operate the whole process, which is very convenient and fast. At present, the 58 financial loan is to be on the credit report, if the user's credit record is not good, it is difficult to get a loan on this platform, and the credit must be passed to apply for a certain amount of loan.

    The obvious feature of 58 financial loans is that there are a large number of loan platforms, and you can choose from a wide range. In addition, because 58 Finance will have a preliminary review of the loan platform, the degree of security is slightly higher.

  10. Anonymous users2024-01-30

    Reliable. Extended Materials].

    1. What are the application conditions for interest-free accounting?

    1.Otherwise, the cardholder still has to repay the loan according to the original repayment plan, and the reason for applying for interest suspension must be explained, and if the reason is not passed, it will not be passed.

    2.Moreover, the longest period of suspension of interest cannot exceed 5 years, that is, the repayment plan cannot exceed 5 years, and all arrears must be paid off within 5 years.

    3.The process of interest suspension and posting of China Merchants Bank credit card is that the cardholder first calls the customer service of China Merchants Bank credit card**, and according to the actual situation of the individual, the customer service must explain the reason why the repayment cannot be made; After the bank agrees to the application for interest suspension, the cardholder must go to the designated business outlet to continue to sign a personalized repayment agreement. After signing the repayment agreement, the cardholder can choose a reasonable repayment plan according to his actual situation, and China Merchants Bank can also formulate a more detailed and comprehensive repayment plan for the cardholder.

    2. Car loan prepayment process:

    1.Make an appointment in advance: Whether it is a car loan or a bank car loan, as the state will have requirements, if you want to repay the car loan in advance, you must apply for it a week or a month in advance (different banks have different regulations), and then agree on a repayment date, otherwise you cannot repay the loan in advance.

    2.Bring the application materials: If you have made an appointment in advance, then you can bring the relevant application materials to handle it within the agreed time, and it is recommended that you must contact the business staff first to ask what materials are needed for early repayment, so as not to run in vain.

    Generally, you need to provide your valid identity documents, loan contracts, motor vehicle registration certificates, etc.

    3.Liquidated damages: Regarding the content of liquidated damages, it depends on how the contract is stipulated when the car loan contract is signed, and some institutions will agree that early repayment is not allowed within one year, or what fees need to be paid for early repayment, and the specific charging standards, which should be specified in the contract.

    The specific fees to be paid are subject to the loan contract.

    4.Minimum repayment limit: Many people don't know, some banks will set a minimum repayment amount, there are requirements for the amount of early repayment, you can ask the staff in advance, the specific regulations vary from bank to bank.

  11. Anonymous users2024-01-29

    Summary. 58 loans have a bad reputation and are unreliable.

    As one of the earliest online information platforms, 58.com covers all aspects of life, especially recruitment. However, recently, surging news and others broke the news that 58.com released false recruitment information, and more than 5,000 people had been deceived, involving nearly 100 million yuan.

    Are loans on 58.com reliable?

    58 loans have a bad reputation and are unreliable. As one of the earliest online information platforms, 58.com covers all aspects of life, especially recruitment. However, recently, surging news and others broke the news that 58.com released false recruitment information, and more than 5,000 people had been deceived, involving nearly 100 million yuan.

    Don't lend. I've already taken out a loan of 5600.

    There's no way, they're all on the thief ship, and the dead horse is a live horse doctor, so you have to admit it! Remember to repay on time, don't overdue.

    Good. If you are satisfied with this service, please give a thumbs up and thank you!

    Also 562 per month

    Oh, yes. 1144 5600 = 20 percent interest is a bit high.

    Isn't the interest a bit high.

    Twenty percent interest is a bit high, but it's not usury.

  12. Anonymous users2024-01-28

    After I applied for a 58 financial loan, the system has been in the approval state, and then I immediately received several foreign ** calls to me, asking if I need a loan. You can think about it! Young people don't talk about martial arts!

  13. Anonymous users2024-01-27

    58 Finance is a fraud. The service attitude is extremely poor.

  14. Anonymous users2024-01-26

    58.com? You can only learn from his good places, investment is risky, be cautious!

  15. Anonymous users2024-01-25

    Don't use 58 finance to trap you.

  16. Anonymous users2024-01-24

    They are all intermediaries, and 58's own finance can still be trusted. As for the merchants on 58, forget it, don't bother them, let them lie quietly.

  17. Anonymous users2024-01-23

    Really, 58 Finance is real, not necessarily in 58.com.

  18. Anonymous users2024-01-22

    Pit Don't be fooled Black loan shark company I've been cheated Complaints** No one will ever answer It's the same with 10,000.

  19. Anonymous users2024-01-21

    Is 58 a car loan **? 58 Auto Loan App is a financial platform focusing on car loans. It was officially launched on March 12, 2015. At present, there are 6 auto loan companies with 58 in Changsha, Zhangjiajie, Hengyang, Huaihua and Nanning, Hunan.

    58 Auto Loan Peer-to-Peer Lending Platform (referred to as 58 Auto Loan) is an Oak P2P lending platform mainly engaged in vehicle mortgage loans, which is operated and managed by Hunan DBS Investment. It is a leading auto internet finance platform in China, focusing on the highly vertical segment of auto mortgages.

    Business model. 58.The car loan adopts prudent and professional evaluation methods, a unique comprehensive credit evaluation system, and strong risk control methods, with a cumulative loan amount of more than 50 million yuan, and the non-performing rate is kept at zero.

    58.The customer groups of car loans include: individuals, individual industrial and commercial households, and small and micro enterprises. The main purpose of the loan is to pay rent, decoration, purchase of raw materials, payment for goods, payment for construction, deposit, production and operation turnover, living consumption, etc.

    58.The average loan amount of car loan is about 80,000 yuan, and the loan term is 1-12 months, which is a short-term temporary revolving loan.

    58 Car Loans require a vehicle as collateral for every loan. 58 car loan appraisers accurately evaluate vehicles. The loan amount is about 70% of the estimated value of the vehicle, and GPS 24-hour monitoring is installed.

    58 Car Loan is not engaged in the loan of one car and two loans and mortgaged vehicles. 58 car loan guarantees that all vehicles are full-payment vehicles, and they must go to the local vehicle management office for mortgage registration, just like the real estate certificate is registered at the housing management office to obtain other warrants.

    For borrowers who default within the time limit, first of all, 58 Auto Loan will repay the loan in advance, guarantee 100% of the principal and interest of the online investor, and automatically transfer the creditor's rights to 58 Auto Loan, and then 58 Auto Loan will entrust the guarantee company to collect and dispose of the vehicle**.

    58.Sort out and optimize the car loan process, establish a loan system including loan acceptance, credit investigation, risk assessment, loan approval, contract signing, loan issuance, loan payment, post-loan management, and overdue disposal, and strictly control risks with the backing of strong funds and professional teams.

    Millions of car purchase subsidies.

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