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Because SMS notifications are not a must-have service for banks. For example, there is no SMS notification for the platinum credit card of the Agricultural Bank of China for purchases of less than 500, and there is a monthly charge of 5 yuan for each notification to be opened.
Extended Materials. Rural credit cooperatives.
The English name is rural credit cooperatives, and the Chinese abbreviation is rural credit cooperatives.
Rural Credit Cooperative) refers to the People's Bank of China.
Approve the establishment of rural cooperative financial institutions that are composed of members as shares, practice democratic management, and mainly provide financial services to members.
Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state. Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development.
In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.
Rural credit cooperatives are divided into the following departments: rural credit cooperatives and rural credit cooperatives international finance.
Departments, such as the Zhengtong Rural Credit Cooperatives Training School, the Rural Credit Cooperatives Credit Department, etc., are departments under the dual leadership of the China Banking Regulatory Commission and the China Banking Regulatory Commission.
The relationship between the county association and a single credit union is equivalent to the relationship between the head office and the sub-branch.
In a county, there was a county association, and at first the county association was under the management of the Agricultural Bank of China; After 1996, it was placed under the control of the People's Bank of China; After 1999, the People's Bank of China gradually established the prefectural (city) federation, and the county federation was placed under the management of the prefecture (city) federation; After 2003, the People's Bank of China withdrew, abolished the prefectural (city) federation, and handed over the management of rural credit cooperatives to the province, which in turn established the provincial federation, which managed the county federation.
So far, from an economic and legal point of view, each county association is equivalent to an independent bank (enterprise), the actual owner is the provincial **, and the county association in the province jointly invested in the formation of the provincial association, so the provincial association is actually the "son" of the county association; From an administrative point of view, each county association is an administrative department that manages credit cooperatives, and the provincial association is the highest administrative department, so the provincial association is the "old son" of the county association. Because of the higher administrative status, the provincial association has become the actual manager of the county association economically.
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There may be a system problem, you can call the customer center** to consult, and there is a problem with your own mobile phone settings, check it yourself.
1. Bring your ID card and bank card to the counter of ABC Credit Cooperative.
The content of the bank card SMS service of rural credit cooperatives is to provide SMS reminders for account movements, so as to facilitate customers to grasp the changes in account balances, and the charging standard is 2 yuan per month for individual customers and 10 yuan per month for corporate customers.
This service is not mandatory for customers to apply for according to the situation. If there is no need to use it after activation, customers can cancel the service at the counter of the rural credit cooperatives with their ID card and bank card or directly call the service**, and no fee will be charged for the next month after cancellation.
Extended Resources: Institutional Characteristics.
As a banking financial institution, rural credit cooperatives have their own characteristics, which are mainly manifested in:
1. Farmers and other individuals in rural areas raise funds to jointly form a cooperative financial organization with mutual assistance as the main purpose, and its business operation is managed and operated by personnel designated by members on the basis of democratic elections, and is responsible to members. The highest authority is the Members' Congress, and the executive body responsible for the management of specific affairs and business operations is the Board of Directors.
2. The main funds are the shares paid by the members of the cooperative, the retained provident fund and the deposits absorbed; The loan is mainly used to meet the financial needs of its members. At first, it mainly issued short-term loans for production and living and consumer loans, but with the development of the economy, the lending channels were gradually expanded, which was no different from commercial bank loans.
3. Since the business object is a member of the cooperative, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are: to organize and regulate rural areas in accordance with the provisions of state laws and financial policies, to support agricultural production and comprehensive rural development, to support various forms of cooperative economy and members' family economy, and to restrict and crack down on usury.
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Yes, SMS notifications are not a must-have service for banks.
For example, there is no SMS notification for CCB's platinum credit card consumption below 500, and each notification will be charged 3 yuan per month for each transaction.
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Limit spendingThe limit is 500 yuan, and users can use the POS machine to swipe the card to consume, or go to different places to swipe the credit card to consume, so that the limit will be lifted.
Therefore, the credit card can only be swiped 500 at a time, and the user only needs to know what causes the limit, and the solution is relatively simple.
Rural credit cooperatives.
There are three ways to modify the limit, as follows:
1. Users log in to the mobile banking of rural credit cooperatives.
Users can then modify the credit union's socks transaction limits through the "Secure Settings Transaction Limit Settings".
2. The user logs in to the personal ukey version of the online banking.
Then, through "Personal Settings Signing Management - Mobile Banking Contracting", you can change the credit union's limited provision for the incentive amount service.
3. Users can bring their identity documents, bank cards or passbooks.
Go to any business outlet of the rural credit cooperatives to handle the business of modifying the quota.
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It depends on how much you have the limit, if the amount is only 500 yuan, then you can only consume 500 yuan.
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Hello dear. Rural credit low suspicion family accompanied by 300 did not send text messages, rural credit consumption less than 500 did not have SMS notification, because SMS notification is not the bank's stupid Bisui change service. For example, there is no SMS notification for the platinum credit card consumption of less than 500 yuan in the Agricultural Bank of China, and the monthly fee is 5 yuan for each notification to be opened.
CCB's platinum credit card will not have an SMS notification if you spend less than 500, and you will be notified for each transaction to be charged, and a monthly fee of 3 yuan will be charged.
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If it's really like you say.
Then you can consume it again and try it.
See if you can spend tens of thousands of dollars.
It would be great if you could.
You can spend it without money, and that's a god card.
The god card should be put away.
No one else has such a thing.
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There are the following possibilities:1This is a credit card that can be overdrawn, 2It is the payment platform used, although the bank card is bound, but the choice is to pay with other accounts.
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The debit card of the rural credit cooperatives is the most commonly used in our daily life, where we can save money first and then withdraw money and spend. A credit card, which is what we usually call a credit card, can be overdrawn. I feel that when you are spending, you may have chosen other payment methods such as WeChat change, Alipay's Huabei, etc., and you think it was deducted from your bank card.
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It must be a credit card, which can be used for consumer loans, but there is a credit limit, and at the specified time, it is generally thirty days, and it must be repaid. Overdue interest will affect credit reporting.
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Generally no, no.
It may be more than 200 in arrears, annual fees or handling fees.
You can go to their bank and find out what's going on, right?
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The first step is to go to your local credit union.
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