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Jingdong Baitiao is a product similar to a credit card, of course, there is a temporary freezing function, if you just don't want to use it temporarily or ask for locking when you encounter risks, you can use this measure.
How to operate: Log in to the JD Finance app and select [Lock White Bar Account] to complete the stop payment operation of the white bar account. In addition, you can also click on the white strip issued by JD.com"Settings"item, click"Account Security", directly to"Lock the white bar account"。
Freeze JD Baitiao data: Select one of the reasons on the page (not commonly used, feeling insecure, account stolen, etc.)
If you really don't want to use JD Baitiao, but you are worried about the risks, such as stolen brushes, information leakage, etc., you can choose to cancel the white strip directly, this operation should be very careful, because once you log out, you may not be able to open it again.
How to operate: Click [My] - [Customer Service], enter "Close White Bar", the electronic customer service will pop up the answer, click to enter the [Financial Customer Service] below the text. Select the reason for cancellation (the limit is too low, I feel that the account is not safe, I don't want to use it, change my identity and re-open it, report the reason for credit investigation, and others) and click OK.
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If you don't want to use JD Baitiao after activating it, it is recommended that you can lock the Baitiao account, and you can't use Baitiao to pay after locking, or you can cancel the Baitiao account, once you apply for cancellation, there is no guarantee that you can open it again.
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OK. The white bar can be disabled after it is activated. After the bar is activated, if the bar is not used for a long time, the user can choose to disable the bar directly, and the bar is allowed to be re-activated after the bar is closed.
However, if the white bar is re-activated, the activation quota will change. If you do not use the white bar for a short period of time, you can choose to lock the white bar instead of disabling it, after all, you need to pass the review to enable the white bar, and the user may not be able to pass the audit 100%.
Extended Materials. 1. "JD Baitiao" is the industry's first Internet credit payment product, allowing users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and random installment", which has quickly become an industry model and established JD Finance's position as a leading brand in the consumer finance industry.
2. In terms of positioning, "Jingdong Baitiao" is a credit payment service provided by big data for users with high credit ratings and large consumer demand. Users can enjoy the shopping service of use first and pay later and pay in installments in JD.com**, the longest 24 installments, can be repaid in installments, the lowest repayment interest rate, and the implementation interest rate is lower than that of bank credit cards. JD Finance's consumer finance has opened more than 100 million users.
3. Since then, "White Belt" has also opened O2O (JD Daojia), global procurement and product crowdfunding in the JD system. Later, it gradually covered leasing, tourism, decoration, education, weddings and other fields, expanding from credit purchase services to providing credit consumer loans, covering more consumption scenarios and providing credit consumption services for more consumers.
4. While bringing convenience to users, JD IOUs also attach great importance to the security of users being stolen by JD IOUs. In the whole process of login, activation, transaction and information modification, the Tianteng decision engine system, Tiandun security anti-fraud system, and Tianwang transaction risk monitoring system of JD Digital Technology Department conduct background security scanning and real-time calculation for each behavior, identify malicious behaviors and high-risk orders, and open up the last mile of the mall distribution system to intercept high-risk orders. JD Baizhi anti-theft brush is unique in the industry.
5. In addition to providing users with the convenience of paying first and then paying in installments, Baizhi has also launched the official creative product store - Time Grocery Store, which adheres to strict aesthetic standards and quality standards, creates and selects a variety of attractive and interesting life objects for users, and works together with teenagers to establish a healthy and high-quality life attitude.
Operating environment: ipad2020 JD.com.
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If you want to cancel or close JD Baitiao, you can follow the steps below:1Log in to JD.com and click "My JD.com" on the home page to enter the personal center.
2.In the Shenzao personal center page, click "Jingdong Baitiao" to enter the Baitiao service page. 3.
On the White Bar Service page, find the "White Bar Management" option and click the "Remove White Bar" button. 4.In the pop-up window, select "I want to remove the white bar" and fill in the relevant reason, then click the "Submit" button.
5.You will be prompted to confirm the removal of the white bar, and click "Confirm" to complete the removal of the white bar. It should be noted that if you have an outstanding white slip bill, you still need to continue to repay according to the original repayment plan after the white slip is lifted.
In addition, you will not be able to apply for the white stripe service again after the white bar is removed, so please be cautious.
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Open JD Finance and select the white bar on the homepage.
2.Click on the My icon below and scroll down to find Others in the White Bar Account Settings.
3.After clicking to enter the interface, you can choose to lock or cancel JD Baitiao.
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Hello! When I buy something on JD.com and pay, the page shows that JD.com Baitiao is opened, and I follow the steps to enter my name ** ID number I don't know if it's already opened.
Do you have a quota when you open the white bar, if so, it is activated.
You can turn it off by following the steps.
If you don't turn it off, you don't use the white strip to pay, and it won't have any impact on you.
If Jingdong lets you activate,You didn't activate it, I don't need to activate it,I just want to know if I've been misled to open it,I've heard that Jingdong Baitiao is very pitiful,I'm afraid of falling into the pit。
There is no such page.
If you don't, you'll be fine.
Is it the page opened by JD Finance?
Click on the white bar in the middle to enter that page.
Then you didn't activate it, and you didn't activate it.
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