Can I surrender the policy in full? How can Ping An Insurance surrender be refunded in full?

Hello, according to the insurance contractThe insurance during the cooling-off period is fully refundable.

The following is the terms of an insurance contract: about the termination of the contract.

ButOnce the cooling-off period has expired and the contract has come into effect, there will be a loss of funds when the policy is surrendered.

So someone online tells you that you can surrender the policy in full.

Ordinary people will be pitted dead and brought back to life.

It is also possible that you need to bear the ** fee because of the loss of protection.

At present, there is a black ** situation of surrender, please be aware.

Because of the excessive number of victims who surrendered the insurance**, it also alarmed the China Banking and Insurance Regulatory Commission and issued a risk warning.

<> summary is that "** surrender" is harmful:

1. If you surrender the insurance blindly, it is likely that you will face the risk of refusal to re-apply for insurance due to changes in age and health status.

I can't buy new products, and I can't buy old products, so I can guarantee naked running!

2. **There is no guarantee whether the surrender is successful.

But you can't get your money back.

The other party may even run away with your premium money.

3. Disclosure of personal information.

Once various information such as ID cards, bank cards, and insurance policies are resold and maliciously used by criminals, there will be greater hidden dangers.

Therefore, it is recommended that you choose according to the situation.

I hope the above content can help you, if you still have questions about insurance, you can send a private message.

Ping An surrender, like other insurance companies, cannot surrender the policy in full, generally can be refunded 70%, even if it is good, so buy insurance to be cautious to surrender, heavy losses, mine can only get back 50% at most

After purchasing Ping An Insurance products, if you want to surrender the insurance, it is recommended that you see if your contract is still within the cooling-off period, if so, you will be refunded all the premiums, but you have to pay a cost, usually 10 yuan; However, if you apply for surrender outside the hesitation period, you may incur a loss, and the specific amount of premium that can be refunded should be analyzed in combination with the specific situation.

Can Ping An surrender be fully surrendered? This depends on whether it is within the hesitation period, after which it is difficult to fully surrender the policy. The general insurance contract indicates the hesitation period, the hesitation period is long and short, and the surrender of the policy during the hesitation period will not cause a great loss, but a certain cost must be paid.

A lot of money will be deducted after this time period.

Ping An Insurance. Surrender can be during the High Index Cooling-off Period.

A full refund is required within the policy application.

The cooling-off period means that within 10 days after receiving the insurance contract, if the policyholder does not agree with the content of the insurance contract, the policyholder can return the contract to the insurer at a loss and apply for revocation. During this period, the insurer agrees to the policyholder's application, rescinds the contract and refunds the premiums received from the airspace distribution department. In the case of surrender during the cooling-off period, the insurance company shall refund all premiums paid by the policyholder and shall not charge any other fees, except for the cost of not exceeding 10 yuan.

If you surrender the policy during the cooling-off period, you must pay attention to the following points:

1. First of all, if you cannot receive the policy in time due to special circumstances, it is best to notify the insurance company in advance;

2. Secondly, receive the insurance policy.

After that, be sure to fill out the policy receipt in person.

and dated. The determination of the cooling-off period by the insurance company is calculated based on the date of receipt;

3. Again, the policyholder must carefully read the terms of the insurance and ask the first person in time to avoid misinsuring.

Pretty sure this isn't true, as no insurance company will be liable for policyholders。Insurance companies are still mainly profit-oriented, they are not charities, do you think insurance companies will cover this cost? Don't be whimsical.

There are rumors on the Internet that Ping An Insurance can be fully surrendered. The credibility of these words is very low, they are all lies, and you must not believe them. If you want to surrender the policy in full, you must meet the following two conditions, the first is that the policy is problematic, and the second is that it is still in the cooling-off period

1. Cooling-off period.

We generally have a hesitation period after signing the insurance, and the hesitation period will be adjusted appropriately according to the different insurance companies and policies, but most of the hesitation periods are generally around 10 15 days. If you want to surrender the policy within this time period, then the premium can be fully refunded, of course, the insurance company also needs to deduct about 10 yuan of production costs.

Second, there is a problem with the insurance policy.

If you don't meet the above two conditions, then the insurance company will only refund you the cash value of the policy after surrendering the policy, which is the final amount after deducting the commission to the insurance salesman, the service fee for these years, and all other expenses. It is basically impossible to surrender the policy in full, after all, the insurance company will not cover the loss for you. It can also be seen from this that we should really be cautious when buying insurance, and don't start regretting it after buying it.

This is true, it is very good in Ping An Insurance, and there will be a contract, and the policy can be surrendered in full, so this statement is true.

It's true, now many insurances can be surrendered, as long as you pay the corresponding liquidated damages. You can surrender the policy in full.

It's fake. As long as you have not passed the cooling-off period, you can surrender the policy in full. But if the hesitation period is over, you can't retreat.

Under normal circumstances, any insurance purchased by consumers can be surrendered, but if you want to surrender the policy in full, you must meet the surrender conditions. The consumer can get a full refund if the policy is surrendered within the 15-day hesitation period, or the insurance contract signed by the policyholder is not signed by him, or the policyholder is fooled into buying the insurance by the insurance salesman, and only in this case can a full refund be made. And the surrender of the policy is likely to be a refund of the cash value only.

However, recently there have been some Ping An full surrender intermediaries on the Internet, these platforms claim that they can surrender in full, obviously these platforms are deceptive, surrender should have found an insurance company, this is basic common sense, insurance companies are impossible to refund in full, why can surrender intermediaries? There's definitely something greasy in this.

Full surrender, also known as the black market of surrender, has always been a key financial fraud crackdown by the China Banking and Insurance Regulatory Commission and insurance companies. If consumers want to surrender the policy, it is best to find the insurance company, and only the formal way to handle it will not be deceived, rather than easily believing these intermediaries and becoming the "cut leeks" in the **.

Many consumers want to surrender insurance products, may be because the protection is not suitable, or after paying for several years in a row, they feel that the premium is too expensive and some can't afford it, so they want to surrender the policy, but it needs to be reminded that insurance surrender should still be cautious, according to the relevant provisions of the insurance law, consumers have paid premiums for more than two years, and can only return the cash value of the policy when surrendering.

If the consumer has not paid the policy for more than two years, the remaining premium will be refunded less a handling fee at the time of surrender. In other words, the sooner the policy is surrendered, the less the insurance will be refunded, especially if the insurance has not been paid for two years.

It's not true, it may be a **, because it is impossible to surrender the insurance in full when you surrender the insurance, and only a part of it may be refunded according to your own payment.

Hello, I received your question, it is being sorted out, and I will reply to you as soon as possible, please wait!

Generally, the full surrender is possible under the following circumstances, 1: hesitation period, 2: the salesman misleads the purchase, 3, no autograph.

It's not true at all, at least a part of the handling fee will be charged, and there will also be a corresponding other fee, if you want to surrender the policy, it will definitely not be possible to refund you in full, and you will be deducted a part.

It must be true, and this is also a particularly good platform, and many people will go to buy Ping An insurance, so it can't be fake.

Probably yes. Some plans come with a full surrender setting, and some don't, depending on the plan you choose.

With the improvement of our living standards, we pay more and more attention to health preservation, with health problems are also worth paying attention to, nowadays, there are many insurance platforms on the Internet, it is because we pay attention to medical health, we can also choose the right insurance for ourselves on the Internet, but for some platforms, there are loopholes in his insurance system, in the publicity, there is some false information that is easy to mislead us, when we click on the wrong time, it is possible to buy insurance, so how should we surrender the insurance?Today we're going to talk about it.

In fact, there are a lot of insurance services on the Internet now, some may even use free gimmicks to let us click, after we buy insurance, he will ask for our personal information, and may deduct from us, because insurance is equivalent to a service, can be renewed, and some insurance is monthly, so there are still some pits, we need to dodge, for Ping An Insurance, is a relatively complete insurance system, but for him, it is also essential to enter the Internet, and now the payment of Ping An Insurance can also be carried out on the Internet。

The insurance has a period of time, for one month, you can be refunded in full within seven days, but after seven days, you need to make relevant reasoning according to the procedures and return proportionally. If you can't surrender the policy smoothly on the Internet, you can actually hold your own policy, but it is not easy to surrender the policy in full, because the full surrender is a breach of contract in the insurance contract, if you want to surrender the policy, you will have to bear a certain responsibility, you will need to deduct your handling fee, business expenses and some other things, so you also need to give you some information when you surrender the insurance, so when you buy insurance, we must consider whether the insurance is good for us, and whether we can use it.

Finally, if you need to surrender the insurance, you can carry out the relevant surrender on the Internet, if you can not handle it on time on time, there is a procrastination phenomenon, you can also bring your own contract, the policyholder himself brings his ID card to the counter to handle the business, or it is not recommended that you surrender the insurance, after all, the insurance company is for the purpose of profit, and there is more or less trouble when surrendering, and it may even not be possible to surrender the policy in full.

Ping An Insurance cannot be surrendered in full, and the insurance company cannot surrender the insurance in the middle of the policy, and 10% and 15% of the insurance premium will be deducted when the insurance is surrendered. It is difficult to surrender the policy in full. You can take your insurance contract and your ID card to the insurance company for negotiation.

There is no full refund at all, and a part of the handling fee and other fees will be deducted, and the specific operation should be to go directly to this Ping An insurance company, and then contact the relevant professionals to deal with the surrender.

During the cooling-off period, you can get a full refund, you can open the corresponding software, and then operate on the software, first understand the procedures and procedures for surrendering, and then follow the steps to handle it.

It is possible to refund in full, but it depends on the period and specific circumstances of your own insurance. You can go to the bank to check the corresponding purchase records, and finally understand the surrender process and go through the corresponding surrender procedures.