How do high school students manage their money? What are some books on this?

Today's boys are really pitiful, and they have been accumulating wealth since high school. I'm sticking with you. Personally, I think that first of all, financial management, to deal with, you have no income for the time being, in fact, you can't talk about real financial management, but you can learn what you said downstairs, record your every expense, and when you have a certain amount of funds, you can do investment, buy ** or do a little small business, wholesale gadgets, remember one thing, as long as you can meet the needs, you can make money.

There are a lot of books, but the most classic ones are the poor dads and rich dads.

Before managing money, be sure to read more books related to economics and financeHow much wealth a person can have depends on his level of self-confidence, and only by believing enough in his own abilities can he reap the rewards. And reading books is the best way to become confident and confident.

Personally, I would read books on money management and investing"Rich Dad, Poor Dad", "Puppy Money Money", "Millionaire Next Door".

First of all, let's talk about why we need to manage money, because now many families will have a spare money, financial management is to maximize the benefits of this spare money, followed by for some workers, earn less, spend more, how to change this status quo, then you need to learn to manage money, after all, if you have no savings, what to do if your family suddenly falls ill one day, these are things that need to be considered. <>

Personally, I think that reading books can actually learn a little financial knowledge, and increase some financial awareness invisibly, "Puppy Money Money" will be more suitable for young people who have just entered the society, or college students who have a little spare money to read, understand financial freedom and learn and understand some financial enlightenment, of course, it is also good to buy it for the children at home, and financial management can also be cultivated from an early age, of course, this may be more suitable for families with better family backgrounds. <>

"Rich Dad, Poor Dad" is a financial book recommended by various online financial courses, we do not evaluate the authenticity of financial management courses, but this book is still very good, it is very suitable for people who do not have financial thinking, and it is also a financial enlightenment book, it is divided into several sections, including accounting, investment and marketing. Of course, if you have spare energy, it is also good to take a junior accountant certificate. <>

"The Millionaire Next Door" is a typical case, combined with the life experience of the protagonistLearn some lessons from the life of a millionaire by telling about various aspects of a millionaire's life, learning about wealth accumulation, financial investment, and even family management and children's education.

Of course, before managing money, you have to have money to manage, so you must have a certain economic foundation first. Instead of a salary of only two or three thousand a month, I blindly enrolled in financial management classes, followed by learning, but actually learned nothing, and even wasted money in vain.

"The Way to Make Money", "Confessions of a Speculator", "Winning Wall Street", "Investing Like Warren Buffett", "Securities Analysis", "Investors of the Smart" and so on. You can also learn about financial management by reading books.

There are many books in this genre, such as Puppy Money, What the Poor Lack, Poor Charlie's Book, Warren Buffett's Letter to Shareholders, Millionaire Next Door, etc. Yes, some of the content in the book is very rich.

The more recommended ones are: "Rich Dad, Poor Dad", "Millionaire Next Door", "Puppy Money", "The Wealth of Nations", "Financial Management Product Strategy", and so on. You can also learn some financial knowledge by reading books.

Books on investment and financial management include "The Wealth of Nations", "Wall Street" series, "After 30 years, what do you use to support yourself", and "The Complete Strategy of Financial Products", you can learn the knowledge of financial management by reading these books.

Sophie's world is not an introductory book to economics, it should be an introductory book to philosophy, hehe, I haven't read a lot of it after reading it for two months, and the secret of solitaire should also belong to alternative philosophy, and it is not a primer on economics.

"The Secret of Solitaire", "Sophie's World", and "Maya" are all good, and it is recommended to watch them in this order

For the vast majority of individuals, human resources are their greatest wealth, and if they want to live a happy life, stable work income and growing talent are the most real and reliable means of wealth growth. Don't believe the so-called "you don't manage your money and ignore you" that popular books tell you, these are marketing methods - how can those insurance, **, and financial products be sold without these words and earn them work income?

Popular money books are not recommended, their goal is to "make your money", not "make you money". For people who are not from an economic background, I recommend "Walking on Wall Street", which is a very practical, light-hearted, and scientific investment book. If you want to be professional, I recommend the National Assistant Financial Planner textbook.

In fact, you don't need much theoretical knowledge to take care of your money, how much you earn, how much you earn, and when you will spend it in the future.

But this doesn't mean don't go to financial management, in fact, financial management is very simple, three principles:

1. Time and compound interest. Keep investing in stable investment varieties, such as indices**, currencies**, etc., and after a period of time, you will find that you have a lot of wealth. Don't follow the trend and buy financial products.

Collectibles are not for the general public, unless you have a hobby - know the recent Lafite ** no? This was a popular investment a year ago.

2. Robust. You are not speculating, you are not a professional investor, so stable investment is what you need. Don't touch anything you don't understand. Both investment and work need to be robust.

3. Guarantee. Ability to buy some additional commercial insurance (critical illness insurance, accident insurance is best to buy, not expensive, plus some medical allowance insurance, parents and children to rely on you to buy some life insurance, buy the simplest consumer insurance). Don't buy insurance that you don't understand and have investment functions, they are expensive and risky, not to mention that the investment channels of Chinese insurance companies are not special and not worth investing.

I recommend two books on financial management. "A Lifetime Financial Plan" and "The Financial Bible", both of which are very well written, the former has occupied the top spot in the sales list of Dangdang and excellent financial management books for a long time, and the latter book is also a good one. I have bought and read both of these books, and they are very practical and operable.

After you have carefully read these two books (or one of them), I believe that you no longer need other financial solutions from netizens. Because only you know your own reality best. A tailor-made plan is the one that suits you best.

1. Purchase the bank's own wealth management products, 90-180 days 2, purchase ** regular investment through the bank, and fix a certain amount of yuan per month.

3. The return rate of purchase of wealth management products launched by social investment companies is about 12%, and there is a certain risk.

There are many wealth management products, and now major banks have launched wealth management products, but generally speaking, the investment income is not very high, and the sealing period is long, but the bank's wealth management generally does not have any risks.

If you pursue high returns, you can go to the company, or financial institutions to consult, as far as I know, the company has a product called pledged repurchase with less risk, higher returns, no sealing period, and more flexible.

The thick lines are assigned as follows.

Allocate your funds appropriately:

1. Deposit 2** Regular Investment.

3. Monetary funds.

4. Bonds: Reading some financial books may be inspiring.

You can check it out.

33 Money Lessons to Take Before the Age of 35".

This is the most effective way to manage your finances

I am the only one to make money - fashionable women's financial management and wealth collection techniques

Suggestion: 1. 20% investment investment** or spot.

2. 30% investment in collectibles.

3. 50% is deposited in the bank.