Is a person who borrows money and doesn t pay it back?

a) Speak directly when due.

Friends who have not repaid their debts when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter which one they are, as long as they forget to repay the money, they can take the IOU.

Tell a friend. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted.

2) See the right time to ask in person.

This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and ask the borrower to ask for it, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

3) Reverse borrowing.

When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money.

4) If there is still no way to repay the loan through the above measures, it can be regarded as a loan dispute, and the parties can ask for the debt through the following methods:

There are many ways to resolve loan disputes, such as negotiation, mediation, arbitration and litigation, etc., as long as they are used in a timely and appropriate manner, they will achieve twice the result with half the effort. However, due to the fact that some creditors often delay the negotiation stage for too long in order not to hurt the peace, they have missed many good opportunities to recover their loans.

Apply for a payment order.

It is one of the effective ways to recover loans. According to the Civil Procedure Law of our country.

It is stipulated that if the creditor requests the debtor to pay money and valuable, it may apply to the basic people's court with jurisdiction for a payment order if the following conditions are met: the creditor and the debtor have no other debt disputes; The payment order can be served on the debtor. If the debtor fails to repay the debt within 15 days after receiving the payment order issued by the people's court, or fails to raise a written objection to the people's court, the creditor may apply to the people's court for compulsory enforcement.

It can be seen that the biggest advantage of applying to the people's court for a payment order to recover the loan is that it takes a short time and results quickly. Of course, if the debtor submits a written objection to the people's court within the statutory time, it must go through the litigation procedure.

Dispose. Hope.

If it's obviously returned, and you deliberately pretend that you can't remember, it's garbage in the garbage.

So sometimes I personally think that it's not that we don't lend them money, it's just that some of their credit really has a bad influence in our hearts, which leads to our reluctance to lend them money. This is also a very normal phenomenon, so try not to have an economic relationship with friends in the future. Because there may be some conflict between you.

Some people ask you to borrow money because you want to have a split ending, and blindly compromising in exchange for not necessarily gratitude, but also worsening the damage. Money is not a means of maintaining friendships, but borrowing money is more likely to tear a relationship apart.

Your side is already stretched thin and cannot afford to pay your debts again. When you meet such a partner, you can only treat it as a waste, hoping to see the money back in your lifetime.

This kind of person is generally more selfish, and it is also the most angry, he has money to spend, but he does not repay the debt, and he can only take legal means in the face of this kind of person.

More and more people are not paying back the money. Why is that? Ultimately, there are three reasons.

1) Selfishness. The characteristics of this type of people are: they have money to spend by themselves, but they don't pay their debts. I buy it myself, and I don't have the money to pay it back to others.

2) No money. Under the influence of Western thought, people nowadays generally live a life of advanced consumption. Car loans and housing loans overdraft people's financial capacity, repay the loan every month, and become insolvent! There is no extra money to pay back relatives and friends.

3) Hate the rich. This kind of person always feels that everyone else owes him. If you have money, you have to spend it. When I said that I borrowed money, it was actually a disguised way of asking for money. So I owe it and don't pay it back.

Whatever the reason, you still have to pay back the money you owe to someone. Don't hurt the feelings of relatives and friends because of money. Acquaintance is fate, do it and cherish it!

Knowing why more and more people owe money and don't pay it back? Therefore, when someone borrows money like you, you must think twice, don't blindly lend money to others, even if it is a particularly good relationship, if you have to borrow, you must have enough understanding of some of the other party's situation, such as economic status, repayment ability, etc., and then make a judgment on whether to borrow.

Because there are so many old people in the whole society who do not repay the money as an example, and there will be no particularly serious consequences if they do not repay the money, everyone has learned not to be honest.

So, now it's up to you to be vigilant. If you want to borrow money, you should first be mentally prepared that you don't want the other party to return the money. Otherwise, don't borrow money out!

Why are more people lending now, who borrows money from you when the time comes, you tell him that he can borrow money in **, Baitiao, Huabei, these early consumption channels are more, just say that you are spending in advance now, see if he is embarrassed to borrow, last time a male classmate who has not seen for many years said to a female classmate that he borrowed 200 yuan, and there is a problem with the man's character, and there is a problem with the strange netizen who has never met on the Internet, this kind of character is a problem, he wants good popularity, why not ask for help from the people around him, Such people have long been isolated in their lives.

People now. It's more impetuous! I like to slap a swollen face and rush to the fat man.

There is no money. I really love to enjoy it. A house and a car.

I like to follow the trend. Love the loans. I like to engage in credit cards.

Loves to brag. In the final analysis, it is moral education. People don't pay much attention.

I think there are indeed a lot of people who borrow money and don't pay it back, this social phenomenon is really bad, it is the uncle who borrows money, and the one who wants others to repay the money is the grandson. So I think it's better not to borrow money, if others really need to manage you to borrow money, you should also look at the integrity of the other party, so as not to hurt the harmony when you want others to repay the money in the future, after all, the money is not blowing in the wind, it is not easy to make money, some people can lend money to him, and some people can't borrow it, and they can't borrow it back, and they have to hurt their feelings, so they have to be cautious when lending money to others.

There are several kinds of people who borrow money and don't pay it back, one is that there are too many bankruptcy debts to pay off, the second is that they can't repay due to natural and man-made disasters, and the third is that they don't pay it back, so there are many people who don't repay the money they borrow now, and they must be cautious when lending money in the future.

In today's society, there are a lot of people who borrow money and don't pay it back, some borrow money and really don't have money to pay it back, and some people who have money just don't pay it back are very thick-skinned, and people in today's society are very selfish and immoral.

Hello, this is also what people are used to now, if you pull down your face and say don't borrow when he borrows, there will be no such things.

So don't borrow money now, you won't get it back if you lend it out, and you'd rather make him angry when you don't borrow than when you ask him for money!

Then why are there so many people who lend money to others, is it a relationship or high interest, so you can only give a small number of people who borrow money, forget it, and if you provoke this kind of thing, it is better not to do it, or give, borrow what to borrow.

In today's society, people's hearts are unpredictable, and real friends are not easy to make, so in this society, we must be cautious and optimistic about the essence of people before associating with him, and trustworthy friends can lend him money, otherwise this thing will never happen.

Now people's hearts have changed. Society has changed. There are too many people who have no conscience. There are too many selfish people who always ask for others. Take it for granted.

There are a lot of selfish people now, so you should be cautious when borrowing money, don't borrow money casually, it will be too sad and hurt your money if you don't come back when the time comes.

In these years, don't lend money to others easily, when you borrow it, you are a relative, and when you repay it, you are an enemy, and in the end, you can't even be an ordinary friend.

One is that I can't afford to pay it back, and the cost is too great. Second, some people just deliberately don't want to pay it back, but want to continue borrowing.

It's a matter of personal qualities and upbringing, so don't just lend money to others.

These are people who have lost their integrity and are not worth associating.

If he doesn't repay the borrowed money, it's his character problem. You know how to borrow money, why don't you know how to repay it? If you have the courage to borrow, why don't you have the courage to pay it back, and if you don't have the ability, why do you want to borrow?

So don't let Duan Sun pay attention to this kind of person Zheng Split, and don't lend money to this kind of person.

Borrow money to see the truth, and repay the money to see the character. When you are in trouble, there are still people who are willing to lend you money, that is the accumulation of virtue by ancestors, the righteousness of friends, and the meeting of good relatives, you need to feel the feast to inspire others. If you take the things that others lend you money to you as a matter of course, then you are hurting others and overdrawing the goodness of society.

When you have money, you are willing to lend money to others to prove that you are a kind person. Your help to others is worthy of recognition, and it also promotes the positive energy of society. Some people say:

Borrowing money, borrowing and borrowing, borrowing became enemies. "The society is very realistic, people's hearts are very complicated, there are always some people, when they borrow money, they pretend to be grandchildren, and when they repay the money, they become uncles, and they treat other people's money as their own money, and would rather be a lifelong liar. Most of the people who borrow money and don't pay it back are these kinds of people, and they are not worth associating.

When you lend money to someone, keep your eyes open and don't give it to a treacherous person.

That's the old man, you were the uncle when he borrowed your money, and now when he pays him back, he becomes the uncle. Don't be polite when you encounter this kind of person, you should report it.

People who borrow money and don't pay it back often have the following ten excuses, which make people speechless, have you ever met something more bizarre?

1.I borrowed money from you to show that we have a good relationship, otherwise, why don't you borrow from others? You borrowed it to show that you are interesting enough, and on the surface our relationship is indeed iron enough.

But how did our relationship come about? Why did you lend me money? Isn't it because I helped you before?

Without my help, you probably wouldn't be where you are today?

So, I'll borrow some money from you, it's deserved, you deserve to be in a hurry, really.

2.You can borrow money from me, it shows that your economic conditions are good, it shows that your luck is good, your fate is good, if I were like you, I will not open my mouth to borrow money from you, you look at me now, and then look at your appearance, this money is not so urgent for you, don't be so stingy!

3.I was ready to pay you back, why are you still urging every now and then, either explicitly or implicitly, urging me to be upset, just for that money, what are you doing, as for it, the more you urge like this, the more I just don't want to pay it back, see what you can do, right?

4.In life, who doesn't have a difficulty, I'm not happy now, I just borrowed some money from you, can you take advantage of people's danger like this, fall into the well, and force people into a corner? It's still so ugly, if you do it again and push me into a hurry, I really won't pay it back.

5.It's so unjust, I will lend you some money, you go around saying that you make yourself like my savior, borrowing money is my personal privacy, but you use it as a handle to step on me, it's really unkind! If you want to take a few broken money to insult my personality, you are unkind, then don't blame me for being unjust, don't want to go back to this money for the time being, see if I am in a good mood that day, right?

6.You said that you, when you lent me money, you said that you were not in a hurry, you would pay it back slowly, and you would pay it back, but now why are you in such a hurry? (Take other people's politeness as an excuse).

7.Don't say it, if you refused to lend me money at that time, it would be fine, if it wasn't for your money, I wouldn't have been fooled by my investment? In other words, if you hadn't lent me money, I would have been able to stop the loss in time, and I wouldn't have lost so much at all!

I've lost all my money now, I don't have any money, I just want to die, you can do it!

8.Didn't you just borrow some money from you, and your face at that time made me unhappy when I thought of it, and treated me as if I was asking for food. Now that you've come to ask me for money, you can first experience the humble feeling I felt when I borrowed it.

9.Don't think I don't know where you got that money, and now asking me for money is pushing me so hard, be careful that I tell your secrets!

10.You have a car, a house and a deposit, and I'm struggling at the trough right now, can't you give me more leniency? Besides, it's not that I won't pay you back, it's just that I'm really tight now, so you are so aggressive, you know, the rabbit is in a hurry and bites.

After reading the above ten psychology or excuses for borrowing money and not paying it back, it really makes people speechless, and it is reasonable to borrow money and not pay it back, which is really unreasonable! So, have you ever encountered a more bizarre excuse for borrowing money and not paying it back? And how do you deal with it? Welcome to leave a message to discuss.