Why are young people always in debt nowadays?

Because young people nowadays spend a lot of money, they are always in debt.

Because the expenses are probably higher now, and the pressure on people is greater.

The change of consumption patterns, young people now basically use mobile phones to pay, and there is no sense of spending without cash.

That's because their consumption is ahead of their time, so they are always in debt.

This is mainly because many young people nowadays always consume ahead of their time.

It is a change in the value of consumption concept, which used to be 50 years of saving money and spending 20 years, but now it is 50 years of spending money and repaying loans for 50 years, which advances the time of enjoyment.

Because nowadays most young people like to buy and buy on the Internet and spend a lot of money.

Because young people are in high demand, but their financial ability is insufficient.

Because the concept of consumption is unreasonable. A lot of young people like to overspend.

Because of the change in the concept of consumption, it is not always existing, and Huabei is very convenient.

Nowadays, many young people have entered the debt life of the elderly, which has a lot to do with the lifestyle and consumption concept of young people.

1.With the development of convenient payment, commodity transactions are more convenient. And it can be consumed in advance.

Today's young people can travel thousands of miles with a mobile phone. If you want to buy something, you can scan the code with your mobile phone to complete the transaction. This consumption has created an effect that consumers have the illusion that they are not spending more money, less they are spending.

Overpayment in advance, increasing debt. Today's young people are more impulsive in their consumption and will not take this kind of thing into account.

2.With the rapid development of the national economy, prices are too fast and the currency is depreciating too fast, which directly causes great pressure on everyone's life, and many people have to borrow money to get by. In fact, people nowadays have the psychology of comparison.

I saw that others bought a car, but they had to buy it with zero down payment, and they didn't have the money to refuel after buying it. These are the main reasons to spend early and get more people into the debt queue. With the advent of the Internet revolution, everyone can be their own boss online, and young people have become more likely to start their own businesses.

Many young people are vying to enter the entrepreneurial army and dream of becoming a boss online. These young people failed to start their own businesses, leading to a build-up of debt.

3.The current housing prices are beyond the reach of many ordinary people, and many people dare not even think about buying a house. However, the young people are all in the city and have nowhere to live.

In order to have their own snail's house in the city, many young people have taken out the pension money of several generations of their families to pay a down payment. It took them 30 years to find a bank loan and buy a palm-sized house. I believe that this phenomenon of turning the whole family into debt for the sake of a house has become very common.

At present, high prices and consumption levels are putting a lot of pressure on the younger generation. Housing loans, car loans, plus the cost of living for children, parents, and oneself, can only move forward in debt.

Mainly because the pressure of life is indeed very great now, many people have bought cars and houses, and they have all taken out loans to buy, so they have entered a life of debt.

Because of the current high housing prices, high prices, young people's wages are particularly low, and because young people now live exquisite lives, the concept of consumption has changed.

Some young people are impulsively spending, they have no idea of saving money, and sometimes they will over-consume their funds.