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Scan the QR code to pay. Users can use the money in the change pass directly for consumption, such as transferring, sending red envelopes, scanning QR codes to pay, and repaying credit cards. At the same time, when the funds are placed in the change pass and are not used, you can automatically earn income.
Features: Transfer funds to the change pass. Funds can also be transferred out at any time. There is no handling fee for the transfer in and out of the change pass. Funds transferred to Coin Pass via bank card can be transferred out of charge free of charge.
Can pay: Users use Coin Pass to send red envelopes, transfer money, and spend.
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In fact, the change pass is similar to Alipay, the change pass is equivalent to an account connected with WeChat change, and the money in the WeChat change can be directly transferred to the change pass for financial management, but at the same time, it can also be used for daily payment; WeChat change pass is very convenient, friends send and receive red envelopes, transfers, taxis, meals, shopping can be directly paid through change; After you click on payment, the interface will pop up and click on change, and there are options when you go in, change, change pass, bank card, and then you can use change pass to transfer or pay.
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Change Pass and Change Payment is a path, that is, when you pay on WeChat, you can directly choose Change Pass payment. And if you use Coin Pass to pay successfully this time, the next payment will be made by default.
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Use Coin Pass.
Payment Method:
2.Then click on Receiving and Payment, and then click on the change below ***;
3.Select Coin Pass, click OK, and you can use the payment code.
Paid directly.
After identifying the other person's payment***, enter the payment amount, and then click Pay;
4.Click on the payment method and select the method as Coin Pass;
5.Finally, enter the payment password to make a successful payment.
Extended Information:1Coin Pass is a function launched by WeChat, users can use the money in Coin Pass directly for consumption (such as transfer, send red envelopes, scan code payment, etc.), and when the user's funds are placed in Coin Pass and are not used, they can automatically earn income.
Its "Yue Bao.
3.The capital scale of WeChat's "Change Pass" is not large, and it belongs to the "small amount and high-frequency" financial management scenario. The ** of WeChat change mainly comes from sending and receiving red envelopes and transferring money between friends, and the consumption scenes are mainly taxis and meals, which are all small-amount scenes.
4.WeChat has previously launched the "change money" function, but this part of the financial funds and the change account are separated, can not be spent at any time while managing money, Tencent said that the launch of "change pass" is to better improve the user experience of WeChat.
Nanfang**, Harvest**, and Huaxia** have no cooperation. The funds transferred by users to "Coin Pass" will be a marketplace managed and sold by the above three **companies**.
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Summary. Hello dear, I'm honored to answer for you! Putting a large amount of money in Coin Pass may be risky to:
1.Security risk: Coin Pass usually refers to a savings product offered by a bank or financial institution to store loose change.
However, as Coin Passes usually do not have the same insurance protection as bank deposits, the funds deposited in Coin Coins may be at risk of loss in the event of a bank bankruptcy or financial institution failure. 2.Liquidity Risk:
Coin Pass usually has certain restrictions on the withdrawal of funds, and it may be necessary to make an appointment in advance or take a certain amount of time to withdraw funds. If you suddenly need a large amount of cash, but you can't withdraw the money in the change pass in time, it can be inconvenient. 3.
Inflation risk: Coin Mix® usually offers relatively low interest rates and may not be able to match inflation. Keeping a large amount of money in a change pass for a long period of time may lead to a decrease in the real purchasing power of the money.
Therefore, it is advisable to keep a large amount of money in a bank deposit account with insurance protection to ensure the safety and liquidity of funds. The above is mine, I hope it will be helpful to you, if mine is helpful to you, please give me a thumbs up<>
Have a great day!
Don't put your money in the change pass.
Hello dear, I'm honored to answer for you! Putting a large amount of money in Coin Pass may be risky as follows:1
Anqing with full risk: Change Pass usually refers to a savings product provided by a bank or financial institution to store loose change from acres of lu. However, as Coin Passes usually do not have the same insurance protection as bank deposits, the funds deposited in Coin Coins may be at risk of loss in the event of a bank bankruptcy or financial institution failure.
2.Liquidity risk: Coin Pass usually has certain restrictions on the withdrawal of funds, and it may be necessary to make an appointment in advance or take a certain amount of time to withdraw funds.
If you suddenly need a large amount of cash, it may cause inconvenience if you are unable to withdraw the funds in the change pass in time. 3.Inflation Risk:
Coin Passes usually offer relatively low interest rates and may not be able to match inflation. Keeping a large amount of money in a change pass for a long period of time may lead to a decrease in the real purchasing power of the money. Therefore, it is advisable to keep a large amount of money in a bank deposit account with insurance protection to ensure the safety and liquidity of funds.
The above is mine, I hope it will be helpful to you, if mine is helpful to you, please give me a thumbs up<>
Have a great day!
Why can't the money in the change pass be transferred directly?
Hello dear, this is because the original design of the change pass is to facilitate small payments and daily consumption, rather than as a complete bank account. As a result, Coin Notes can generally only be used by specific merchants or service providers and cannot be used to transfer money directly to other individuals. You will need to make a large transfer or transfer money to another individual, and you may need to use another payment instrument or bank account to do so.
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To exchange money is to put money in it and get a regular income. It is equivalent to a wealth management product. There is no limit to the amount of deposit.
Access it at any time, or use it directly for payments, transfers, or credit card payments. If you want to open Change Pass, we need to open WeChat, click on Wallet, then click on Change, find Change, and apply for activation.
1. Long Money Pass is a function in WeChat wallet. With functions such as transfers, payments, and credit card repayments, it can generate a certain amount of income every day. The amount of income depends on the amount deposited.
It can be considered a wealth management product, but it is more flexible than traditional wealth management products.
2. The goal of Long Money Pass is the payment function of Yue Bao, which was launched in November 2018, we can choose to deposit WeChat change to change, or we can choose to transfer the money in the bank card to change, or we can transfer money at any time. Additional Charges.
3.There is a limit to the rise and fall. The maximum daily limit is $100,000.
Although the function is similar to that of Yue Bao, there are still many differences. For example, it cannot be used in various financial alleys. In daily consumption scenarios, such as QR code payment, red envelopes, etc.
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The advantages and disadvantages of Coin Pass are analyzed in detail as follows:
1. Advantages of Coin Pass:
1. High interest income. Whether you deposit 100 or 1,000, the change pass will give you an annualized return calculation, you must know that the bank's demand deposit is only about about, and the small deposit for a fixed year is also.
2. Save money flexibly. I have used the change pass for three years, whether it is five o'clock in the morning or two o'clock in the morning, the change pass reflects the second arrival, and the flexibility of access is also its reliable place.
3. Low risk. The income of the change pass is in line with the income stipulated by the state, except for the bank, it is the lowest risk financial choice, and there has never been a loss in three years of use; The low risk is also one of the highlights of its reliability.
Second, the disadvantages of the change pass:
1. The disadvantages of change pass are mainly focused on the risk of scanning the code and financial risk, for most consumers, the change pass and WeChat balance are basically no different, both are unimpeded in the purchase of goods, so when we scan some wrong *** or others are easy to be deceived.
2. In addition, Coin Pass is a kind of currency wealth management product, so its income is unstable, and when its income declines, we undoubtedly lose a certain degree of interest.
3. Theoretically, the change pass is a kind of currency ** financial management, but in essence, it will show signs of floating yields in actual operation, sometimes high and sometimes low.
4. In this regard, if we simply use Change Pass to manage our finances, our overall income will not be high, but if we use Change Pass as our usual consumption expense account, frequent scanning of the code will cause us a certain degree of risk.
1. Coin Pass is a function launched by WeChat, users can directly use the money in Coin Pass for consumption (such as transfer, red envelope, scan code payment, etc.), and when the user's funds are placed in Coin Pass and are not used, they can automatically earn income.
Operating environment: brand model: iphone13
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Is it true that Coin Pass will have less money? How to use WeChat Change Pass correctly? As we all know, Tencent is the largest company in China, and will not give its assets to others, and will not suck away the funds, will the funds be reduced?
First of all, we need to understand that Coin Pass is a low-risk and low-return currency, and there will be no risk and no risk.
However, now there are rumors that the change pass is not realistic, and there will be no losses, and there will be no losses, only 2% profit. It is also a kind of bond, hybrid, index, etc., but the risk is much higher than that of the company, and the return will be higher if it is the same.
In fact, it is also very easy to use the change pass, which allows us to withdraw our cash freely, and we can also deposit it at will, which can not only ensure our daily expenses, but also ensure our normal consumption. The interest rate of WeChat Change Pass is higher than that of bank checks, so when you pay your salary, you can use WeChat Change Pass.
Conclusion: Coin Pass will not swallow up funds, and moreover, Coin Pass is a financial instrument with low risk and low return, which will not lose the principal and will not affect your funds. In fact, whether it is depositing money in the bank, or things like "change pass" and "Yue Bao", it reflects the preparation of modern people in order to save money.
This is a good sign, but it depends on the needs of the consumer.
Those who don't care too much about the flexibility of savings and cash can use "Change Pass", "Yue Bao" and so on. For those who value stability and are not short of cash, they can save at higher interest rates. So, will you keep this money in the bank or put it in a change account?
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WeChat change pass is a kind of currency**, is a low-risk, low-yield financial product, basically will not lose the principal, but there is no guarantee of the principal, and there will be a difference with bank deposits. However, there are remarks on the Internet that WeChat change is much less, or a few hundred, which is basically impossible and deceptive, although it is possible to lose the principal and lose money in WeChat change, but as of now, there has never been a negative return, and the income is about 2%. Coin Pass can be used directly for shopping, transfer, bill payment, credit card repayment, etc., and the user may have paid if the money is less.
Currency is also a kind of currency, and there are other types, such as: bonds, hybrid, index, etc., but these risks are greater than currencies, and their returns will far exceed currencies if the market rises. Coin Pass, which is equivalent to a demand deposit in WeChat wallet, and the interest rate generally fluctuates left and right.
You can put"Loose change"Inside the money is deposited"Coin Pass", so that the change you don't use for the time being can bring you a steady stream of interest. If there is a need to pay for a red envelope, and the money in the change is not enough, the system will automatically send it from"Coin Pass"It is very flexible and convenient to make payments inside! There are many types of currency products, and it is most important to choose the most suitable one, and users should consider investment returns, maturity and risk tolerance.
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It's definitely not true, I've used it for many years and haven't seen less money, if it's less money, then you must have transferred it, and the change is profitable, and it's easier to use.
More than a penny can be profitable.
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