Whether a portfolio of investments can increase returns and reduce risk is justified

12 answers

Anonymous users2024-02-08

It is true that portfolio investing can reduce risk, but it cannot increase returns. The reason is as follows: portfolio investment to buy many kinds of ** bonds, similar to putting eggs in different baskets, which can reduce a certain risk, so portfolio investment can reduce risk.

However, it is often a high-risk project with a high return on investment, so portfolio investment cannot be mentioned.
Anonymous users2024-02-07

This statement is inaccurate. Portfolio investment can effectively avoid investment risks. But it doesn't have to be the most profitable.

Because it is also very difficult to choose the best ** to check the shortcomings. Because the past performance can only be used as a reference for investment, however, it is not known whether the future will be the best return. And I don't know which one is the least risky.

Therefore, diversifying into several ** investments, you can diversify the investment risk, and the return will be moderate.

The best kind in the market

**Classification risk from low to high.

1. Currency**.

Money** is characterized by high security and high liquidity. Normally, the possibility of currency loss will be very small, investors only need to choose a company with strong risk resistance, and currency ** is more suitable for stable and conservative investors to invest.

2. Bonds**.

Bonds** are government bonds.

Or corporate bonds and other fixed expected income bonds for the investment object, is with the characteristics of redemption at any time, usually, the bond will fluctuate in the short term, in the long term will grow steadily, more suitable for stable investors, more able to meet the needs of investors security.

3. Hybrid**: Hybrid** can invest in all the targets of others**, so its risk level can also be adjusted, generally based on bonds, mainly mixed**, or balanced**. Therefore, investors can choose according to their own risk appetite**.

The risk level is medium to high risk.

4. Index**.

The index is tracked by the index, and compared to the others, it has a positive effect on the manager.

will be less dependent, and its information transparency will be higher because it has the function of tracking the target. The general risk level is high risk.

5、****。

It is the riskiest investment among the investments. Because its investment target is the first listed company, so the volatility is larger, so it is very important to choose a better manager, the better the manager, the better the capital allocation and investment strategy, and the higher the profit may be.

6. Other**Tanyuan type: hedging**.

Connections and enhancements are developed on the basis of conventional, which have their own investment advantages and different risk levels, and generally need to be analyzed according to specific situations.
Anonymous users2024-02-06

Portfolio investment can effectively avoid investment risks. But not necessarily the most profitable. Because it is also difficult to choose the best**.

Because the past performance can only be used as a reference for investment, you don't know whether the future will be the best return. I also don't know which brother is the least risky. Therefore, diversifying to several ** investments can diversify investment risks, and the returns will be moderate.

The so-called (the east is not bright, the west is bright)! "

1. Interest.

Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds. Under capitalism, the source of interest is the surplus value created by wage workers.

The essence of interest is a special form of transformation of surplus value, which is part of the profit.

The amount of interest depends on three factors: the principal, the tenor, and the level of the interest rate.

The formula for calculating interest is: interest = principal interest rate deposit period.

According to the provisions of the State Administration of Taxation Guo Shui Han No. 2008 No. 826, the individual income tax on the interest income of savings deposits has been temporarily exempted since October 9, 2008, so the interest tax on savings deposits is temporarily exempted.

Second, the impact of interest on **.

1. Abolish or reduce interest tax.

At present, the real interest rate on savings is negative, and in order to reduce the diversion of residents' savings to **, although the adjustment of interest tax is theoretically bad news for **, it is not completely true.

First of all, even if the interest tax is completely abolished, it is only equivalent to an increase in the bank's interest by one percentage point, and the annual interest income of 100,000 yuan deposit will increase by 612 yuan, which is almost "minimal" compared with the yield on investment.

The adjustment of interest tax has not increased the loan cost of enterprises, and there is no negative impact on the operation of listed companies. However, it has had a positive effect on the "return of savings" to listed banks in the banking category.

2. Increase the interest rate on bank deposits.

There is an obvious "leverage effect" between interest rates and **, which will be related to the increase or decrease of ** and the amount of bank funds. However, the rise in interest rates will increase the production costs of enterprises, suppress corporate demand and personal consumption demand, and ultimately affect the performance level of listed companies.

The rate hike is raising the cost of capital for investment. Bank interest rate hikes and government bond interest rates generally complement each other, and if the market's risk-free rate of return increases, it will also invisibly affect the risk rate of return.

However, judging from the current magnitude and space of China's interest rate hike and the development status of China's first country, the core question of whether it can attract residents' savings flow to the first is how to make money and safety benefits.

That is, if the investment benefit of the first class is higher than the return of bank deposits after comparing with its safety benefit, the choice of the first will be the main reason for the diversion of savings.
Anonymous users2024-02-05

It is true that portfolio investing can reduce risk, but a losing game does not increase returns. The reason is as follows: portfolio investment buys many kinds of ** bonds, and it is like putting eggs in different baskets, which can reduce a certain risk, so portfolio investment can reduce risk.

However, it is often a high-risk project with a high return on investment, so portfolio investment will not increase returns, but will only reduce the volatility of returns. Hope it helps. Also, the investment vehicle is nothing more than a withered treasury bond,**,**.
Anonymous users2024-02-04

It is true that portfolio investing can reduce risk, but it cannot increase returns. The reason is as follows: portfolio investment to buy a lot of ** bonds, similar to putting eggs in different baskets, which can reduce a certain risk, so portfolio investment can reduce risk.

However, it is often a high-risk project with a high return on investment, so the portfolio investment cannot be raised.
Anonymous users2024-02-03

It can reduce risk, but it does not increase returns. And the individual and the head of the dry said, you portfolio investment may lead to a lack of concentration, every investment is not in the income level and loss, if it is a collective financial management with a hole is different...
Anonymous users2024-02-02

Summary. Expansion: The portfolio theory holds that the combination of different risk assets can effectively reduce risk on the basis of ensuring investment returns.

Wrong. As long as there is a benefit, there must be a risk, this statement is wrong.

Expansion: The portfolio theory holds that the combination of different risk assets can effectively reduce risk on the basis of ensuring investment returns.

Hope mine is helpful to you.
Anonymous users2024-02-01

It is right that portfolio investing can increase returns and reduce risk. Diversification, also known as portfolio investing, refers to investing in different asset types or different products of the same asset type at the same time.

Diversification introduces an important change to the principle of equivalence of risk and return, and an important advantage of diversification over single-asset investment is that it can reduce risk without reducing returns. This also means that by diversifying our investments, we can improve the risk-reward ratio.
Anonymous users2024-01-31

Answer]: a, b, c, d

The main assessment point of this question is the type and meaning of investment risk. A ** risk consists of two parts of cavity rock, they.

is a systemic risk and a non-systemic risk; Non-systematic risks can be eliminated by investing in a combination of investments; **Combination can not eliminate tie bridge round sell.

system risk; The coefficient measurement is not dispersible risk, i.e., systemic risk, and non-systematic risk cannot be measured by the b-factor.
Anonymous users2024-01-30

Answer: C, E

Option A, diversible risk is unsystematic risk; Option B, the coefficient measures non-divergeable risk; Option D, the company-specific company's hail lease macro book insurance can be dispersed.
Anonymous users2024-01-29

An effective portfolio investment strategy can increase the yield of the asset portfolio and reduce the risk level by:

1.Diversification: Diversify assets across different sectors, industries, regions, or companies to reduce investment risk.

By investing in different types of assets, you can achieve a balance of the regular economic cycle and avoid the loss of significant losses caused by a certain market or product.

2.Asset allocation: Allocate funds to different assets in order to achieve better risk-adjusted returns.

For example, investing most of your money in low-risk fixed income assets, such as bonds, can reduce the risk of volatility across the portfolio, but it can also reduce potential returns. However, if you invest money in a highly volatile market**, your potential yield is higher, but you are also exposed to a higher level of risk.

3.Time allocation: Optimize yields by systematically adjusting the duration of the asset held,** and the point at which it is sold.

For example, in a projected cycle, you can reduce your investment risk by selling ** and transferring it to the bond market. Similarly, in certain periods when the economic cycle is expected to grow, it is possible to increase investment funds in ** and other risky assets.

4.Stock selection and focused investments: Search for high-quality companies and industries based on business model, quality, PE ratio, price-to-book ratio, and other factors, and invest more capital in these areas to bring higher yields.

At the same time, it is also necessary to do a good job in risk control while focusing on investment, so as to avoid excessive concentration of investment in high-risk businesses or enterprises.

5.Hybrid: Mix more noteworthy asset classes with multiple investment strategies to achieve an optimized level of risk-return. For example, a small portion of the funds can be used to plan to purchase an option to receive an initial return that comes with market volatility.

6.Regulatory Monitoring: Conduct stock-taking, evaluate portfolio and returns, and reiterate investment strategies based on market conditions and economic conditions to ensure that the portfolio remains in line with investment objectives.
Anonymous users2024-01-28

a.A ** risk consists of two parts, which are systemic risk and non-systematic risk.

b.Unsystematic risk can be eliminated by investing in a portfolio.

c.The risk of the sail front system cannot be eliminated by a combination.

d.Non-divergeable risk can be measured by coefficients.

Correct answer: A kind of scattered risk** consists of two parts, which are systemic risk and non-systematic risk; The systemic risk cannot be eliminated by a combination; Non-diversible risk can be measured by the factor.