I want to buy an insurance policy for my daughter, which company is better? 10

In fact, it's the same when you buy insurance there.

The key depends on why you are buying insurance for your child.

Are you worried about those things?

Once these things happen, it will bring great financial losses or burdens to our families.

For example, the child had a cold and fever and went to the hospital, which cost more than 500.

Are you worried about not having the money to pay for your child's medical treatment? Will this money become a burden on the family?

What if you need a ** fee of 300,000???

This is actually the purpose of buying insurance.

Avoid some unexpected things that will put a heavy burden on our family.

1. The perfect protection established by adults is the biggest umbrella for children, and the upstream water is broken, how to ensure the irrigation of the downstream?

2. Local children's social security should be handled in a timely manner.

3. Establishment of basic protection for children's critical illness and accidents.

4. Finally, according to the actual situation of your family, establish a reserve plan for your child's education fund.

Is it to reserve through insurance? Or is it achieved through the way of regular investment?

It is necessary to carry out a specific and feasible comprehensive plan according to your family's specific financial management methods, financial goals, etc.

Insurance companies are almost the same, the key lies in the ** people.

If you choose the right person, you can buy the right insurance.

New China Insurance's good profits have more protection and high dividends every year. 10% of the sum assured will be refunded every two years.

The insurance company is not good or bad, the key is to look at your appeal and what type of insurance you choose.

Where is your account? Reply to me and I'll tell you again.

The Ping An Century Angel I bought has a rebate every three years and triple protection, which is very good. The types of insurance are similar for each company, and the key is your needs.

What you need is to buy insurance products, you must find a professional and honest salesman to handle it for you!

As the most basic insurance package for children, it is also the most practical insurance package, which should be based on education fund + comprehensive accident hospitalization.

After having a sound insurance foundation, and then considering critical illness and pension insurance, it is like building a building.

Hello, buying insurance does not say which insurance company is particularly good, because we are buying products, so the focus is still on the protection of insurance products.

Dad has written a configuration strategy for children's critical illness before, and I suggest you also take a look: "Children's Critical Illness Insurance Ranking, the most complete product analysis!" 》

1. Don't care about choosing an insurance company, there is no operability, there are large and small domestic insurance companies in terms of scale, but everyone is unified national supervision, and the degree of safety is the same; All of them are based on specific policy terms as the contractual principle, and there is no question of which claim is good and which is bad.

Second, the current baby insurance is mainly accidental, medical, education, these categories, there are many specific types of insurance, and there is a certain degree of professionalism, do not personally look for insurance, otherwise you will only get lost in the ocean of insurance. This is not just a simple purchase of goods, it is a process of comprehensive financial analysis.

It is suggested that the process of "clarifying the needs - > preliminary selection - > negotiation and verification - > effective choice"!

First of all, it is clear why you want to buy insurance for your baby, what you are worried about or what you want to achieve, maybe there are many requirements and expectations, it doesn't matter, but it is best to give it a ranking in your heart.

Then explain your approximate economic ability or premium budget, so that excellent insurance people can consider comprehensively, make a choice of priorities (not necessarily all your needs can be met, but there will be priorities), and most effectively realize your insurance needs through a reasonable combination of insurance types, which is a scientific process.

You can choose one or two of these three to buy, Chinese life.

As the largest insurance company in Chinese mainland, Chinese Life has ranked first in the competitiveness of life insurance for many years. In 2016, Chinese Life rose 30 places to 70th in Asia in the liquidity test ranking, and the rest of the sub-rankings remained stable. By the end of 2016, Chinese's life premium income reached RMB362.3 billion, a year-on-year increase.

The total assets reached RMB2,248.3 billion, ranking first in the domestic life insurance industry.

Ping An of China. Ping An Life also maintained its second place in the Asian market ranking last year. In 2016, Ping An Life's premium income and total assets were nearly 20%**. Its total assets and premium income have consistently ranked second in the life insurance market in Chinese mainland.

In this year's sub-rankings, Ping An Life's market size test rose one place to second place in Asia. Except for a slight decline in the stability test rankings, from fourth place in Asia last year to 21st place in Asia, the rest of the rankings remained basically stable.

Pacific Life.

Pacific Life's ranking in Asia dropped one spot to fifth place due to the strong performance of Taiwan's Cathay Life. As of the end of 2016, Pacific Life's total premium income was RMB108.6 billion, ranking fourth in Chinese mainland. Except for a slight decline in the stability test rankings, the rest of the sub-rankings remained stable.

It is more convenient to choose an insurance company with a good reputation, strong strength, many outlets, and good service, and an insurance company with physical outlets nearby.

It is recommended that you consult with the insurance agent of the insurance company for this question, because which insurance company is better. I think it is more reliable and more certain to buy insurance from a big insurance company.

Which insurance company is better for children to buy insurance? How many insurance companies are there now? You can choose Ping An Insurance for him, or Pacific Insurance, these insurance companies are relatively large, and they can grasp some.

Hello, buy insurance for your child, in general, it is the most cost-effective to buy from an early age, I personally recommend buying an 18-year-old return to the capital, rebate insurance can, thank you.

To buy insurance suitable for children, Ping An PICC is a good choice. Guaranteed.

Chinese Life, Ping An of China, Taikang Life and other insurance companies are more reliable insurance companies, to buy insurance for children, the most important thing is to see the type of insurance suitable for children.

It is recommended that your child purchase community cooperative medical insurance first, and then purchase critical illness insurance and accident insurance from the insurance company.

There are many kinds of displays, and if you want to insure your child, it is best to consult if you want to buy insurance. Generally speaking, we are good for both Ping An Insurance and Life Insurance.

If you buy insurance for your child, PICC, like Ping'an, these big ones are still okay, right?

When buying insurance for children, you should buy it according to your family's financial situation, not which insurance company you want to buy.

Children's insurance from a life insurance company is a good fit.

Or find some big platforms to buy, Ping An, Life and the like.

If you have insurance for your child. At present, several formal insurance companies in China are relatively good.

Buy insurance for your child, that insurance company is better, you can go directly to Chinese life insurance.

Buying insurance should not only pay attention to the value of the insurance company, but more importantly, buy the right insurance, a suitable children's education insurance needs to be combined with your child's current protection situation and your family's economic situation comprehensive analysis, only buy the right education insurance is good insurance. When choosing which insurance company to insure your child with education insurance, experts recommend that you give you a few tips first:

1.When buying insurance, you must first understand what your child's actual needs are, and then pay attention to the coverage of the insurance to see if it is suitable for your child;

2.When buying insurance for children, you must follow the order of insurance: protection first, then education; Adults before children;

3.The insurance purchased must have exemption authority, and it must be exempt from adult;

4.The sum insured must be sufficient.

In the end, parents only need to choose a reputable, large insurance company.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

There is generally no better way to buy insurance for your child.

In fact, when you buy insurance for your child, you can pay attention to whether the insurance company is regular and reliable. Yinqing Insurance Company is not the focus of everyone's selection of insurance products.

Because, even if it is the same insurance, there are many insurance products within it, and the performance of insurance products is different. In addition, each of us has different protection needs.

Therefore, we should pay more attention to whether the insurance product we choose is suitable for our children.

In-depth article - How to buy insurance for children? Netizens shouted: Why did you only see it now

So, what kind of insurance products are more worthy of insurance for children?

You can first analyze your child's insurance needs and then determine the appropriate type of insurance.

For most children, the risk of illness and accidents is something to be aware of. So generally speaking, critical illness insurance, million medical insurance, and accident insurance are more worth buying for your children.

So what are the more high-quality insurance products on the market?

In terms of critical illness insurance alone, Tongfang Global Life's Versailles Plus Critical Illness Insurance and Guolian Life's Darwin No. 7 Critical Illness Insurance are all good. And these two insurance companies are also reliable and strong!

Top 10 [cheap and high-quality] children's critical illness insurance in 2023

Less than 1000 yuan, get the child's insurance! Hope.

If we want to buy insurance for our children, we mainly look at the insurance product itself. Because the insurance companies established in China will be subject to the supervision of the China Banking and Insurance Regulatory Commission, their insurance products also need to be filed and are reliable.

But when we buy insurance for our children, we don't look at which insurance company underwrites this product, but also whether this product and the child's protection needs are compatible.

How to choose a protection company to buy insurance for your child? Here's what the experts have to say:Is it better to buy insurance for a large company or a small company?

If we want to insure the right insurance products for our children, such as critical illness insurance, medical insurance, accident insurance, etc., these personal protection insurance can be fully equipped for the child first.

When choosing critical illness insurance for children, we can choose some products that have additional protection for children's high-incidence diseases, after all, the cost of critical illness is not low, even if the child is unfortunately sick, if it is eligible for claims, the claim of critical illness insurance can also greatly reduce our financial pressure.

For example, medical insurance is mainly used to reimburse the ** expenses incurred by the child's illness and hospitalization; Accident insurance is mainly used to protect personal injury caused by external, sudden, unintentional, and non-disease events.

Therefore, if we want to configure insurance for Luque children, it is mainly to see whether the product itself is consistent with the child's protection, if we have configured the child with a complete personal protection insurance, if we want to reserve education funds for the child, we can configure an education insurance for the child if conditions permit.

Hope.

There is no standard answer to which insurance company to choose for your child's insurance. After all, each insurance company has its own characteristics, and the insurance company will settle the claim in accordance with the terms when the accident occurs.

Therefore, when parents insure their children, it is more important to look at the content of the product itself, the cost performance of the premium, and whether the protection meets the actual needs of the child.

For example, when buying critical illness insurance for children, in addition to seeing whether the product covers critical illness and moderate and mild disease chain travel protection, special attention should be paid to the high-incidence diseases of children, and children's critical illness insurance should cover more high-incidence diseases of children, so as to give children targeted disease protection.

Below, the senior sister has compiled a cost-effective children's critical illness insurance for you, parents can see if there is a suitable one for your childTop 10 [cheap and high-quality] children's critical illness insurance in 2023

Secondly, when buying critical illness insurance for your children, you should also pay attention to the budget of the premium source. For example, if the burden on the family is heavy and the budget is limited, you can choose to purchase term critical illness insurance for your children first. In this way, it can not only give children a more comprehensive protection, but also effectively reduce financial pressure.

In addition, in order to better transfer the economic risks caused by illness and accidental injury, you can also purchase medical insurance for your children. Medical insurance is a reimbursement type of insurance that can reimburse the medical expenses incurred by the child's illness and hospitalization on a pro-rata basis.

The child is still young, the sense of self-protection is still relatively weak, and it is easier to get injured when bumps and bumps. Therefore, accident insurance can also be purchased for children.

Finally, in order to avoid stepping on the pit when insuring the child, the senior sister specially prepared a detailed insurance strategy:In-depth article - How to buy insurance for children? Netizens shouted:

Why only now to seeHope.

Hello. First of all, it is recommended that you indicate which city you are in, so that local business colleagues can help you and avoid receiving a lot of invalid responses.

As one of the three "national prefix" life insurance companies, China Pacific Life Insurance has stable operation, excellent performance, strength and reputation are worthy of your trust, and many of our company's protections are also in a leading position in the industry, with comprehensive protection, excellent terms, low rates, convenient and fast claims settlement, and high return on investment. At present, in 54 large and medium-sized cities across the country, more than 6,000 branches, more than 10,000 employees and more than 300,000 marketers, we can provide you with a full range of seamless services.

At the same time, in 2008 and 2009, China Pacific was awarded the honorary title of "Top 10 Comprehensive Strength of Beijing Insurance Industry" and ranked first (see The Beijing News for details).

On January 18, 2010, the China Association for the Promotion of Quality announced the results of the unannounced inspection of the customer service quality of Pacific Insurance: after the on-site inspection of the window service quality of 11 service agencies of Pacific Life Insurance, the company's overall evaluation of service quality belongs to Class A, with a pass rate of 100%. Pacific Insurance was rated as "Excellent Member Unit of China Quality Journey".

So far, CPIC has been among the best in the property insurance industry for 8 consecutive years.

If you are considering insurance for your baby, you can do it after 30 days of birth.

When choosing insurance for your child, focus on the following aspects:

Let's start with social security.

For example, the "old and young" in Beijing are only 50 yuan a year, and the protection is relatively comprehensive. If the baby is not registered in Beijing, contact the local social security department to see if there is a similar type of insurance.

Secondly, make up for it in terms of commercial insurance.

Critical Illness Benefit: This is the most basic benefit, just in case. It's like a goalkeeper in a soccer game, you can not use it for a long time, but you can't do without it.

Accidental injury protection: children are small, the ability to control behavior is weak, bumps and bumps are common, if there is another pet at home, the risk of accidents is higher. Our company's accident injury protection, 0 deductible, 100% reimbursement, is the best choice for babies to avoid accidental injury.

Hospitalization medical reimbursement: The child is young, his own resistance is weak, and it is inevitable to be hospitalized when he is sick.

Finally, look at your own financial ability, if conditions permit, and then consider an education fund insurance for your baby.

If you don't consider the education and wedding money, the annual premium of the above protection is about 2000 per year, or choose a better type of insurance.

At the same time, it is recommended that you consider the protection of yourself and your loved ones, after all, you are the biggest support for your children.