How long does it take for Ping An Bank to modify the bill to take effect, there is a text message no

After you have successfully modified the statement date, you will be notified by SMS, which will take effect immediately if the latest effective date is more than 30 days (inclusive) from the last statement date, and will take effect in the next month if it is less than 30 days.

If you have any questions, you can click the link below to select the **customer service icon in the upper right corner of the home page - credit card or follow Ping An Bank credit card WeChat*** (paxyk95511) for consultation.

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Hello, if you modify the statement date of Ping An Credit Card, it depends on the time of your change, and the specific effective time will be prompted when you change the bill date, and our staff will inform you directly.

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After the statement date is amended, it will take effect immediately if the latest effective date is more than 30 days (inclusive) from the last statement date, and it will take effect in the next month if it is less than 30 days.

This can be modified in the following ways:

2.Log in to the credit card online banking through the following link Ping An Credit Card Online Banking, go to "Account Management - Bill Management", and select "Modify Bill Date" (if you have been less than 180 days since the last modification, you cannot submit the amendment) to update.

1. The optional billing date has a monthly number.

2. The change of billing cycle must be at least half a year after the last modification.

If the bill date is changed earlier, it will take effect after one month. At that time, the 2-month bill will be out in one piece.

If the bill is amended after the date of the bill, it will generally take effect immediately in the current month or the following month.

The changes will take effect immediately.

Amendment method: The first method: bank counter processing. Take your ID card and bank card to the bank for processing.

The second method: online banking. Plug in the device of online banking and log in to online banking (for example, ABC).

1.Connect your device such as K-Treasure or U-shield directly to the computer to log in to online banking.

2.Log on to Personal Internet Banking. Go to the online banking interface, select the first option, Personal Banking Login, and then select Certificate Login.

It should be noted here that if the account and password can be logged in with a username, do not use it, because self-service users cannot perform this business.

3.Select the customer service option. There is a row menu at the top of Online Banking, select Customer Service.

4.Modify the mobile phone number in the basic information. In the submenu of customer service, there is a basic information, click on the basic information to modify the mobile phone number.

Ping An Credit Card reminds the bill 3 days after the bill date and 5 days before the repayment date through WeChat, Pocket Banking APP or SMS, if the bill has been fully repaid 6 days before the repayment date, it will not be prompted 5 days before the repayment date; If the monthly bill amount is 0 or negative, the SMS will not be sent to the due bill. If you are bored (late repayment), you will no longer send bill reminders.

Ping An Bank credit card bill reminder is generally sent to you one week before the due date of repayment, if you have repaid the royal money before this time, it will generally not be received quietly, and your bill date is generally received paper bills or electronic bills, paper bills are sent to your contact address when you apply, and electronic bills are sent to your email address when you apply.

Hello, according to the information you provided, if you make a purchase on June 10, the purchase will be settled in your bill on July 5, and the last repayment date is July 23. For specific repayment details, please log in to the credit card online banking to inquire.

At present, we have a social butler in the world, you can sell closed rubber socks to carry the safe world and bind a credit card to experience a different business circle, and the information can be grasped in one hand!

You can change the number, do not use the counter, hit **, enter the card number and password according to the prompts, manual service, say your requirements, change the number will ask you a few questions about the information of the card, and change the number immediately after verification.

Ping An Bank credit card.

If you forget to repay the loan, the bank SMS reminder will not be on the credit report after 5 days of delaying the repayment date, as long as you repay it on time.

For example, 1-30 days is marked as 1, 31-60 days is 2, 61-90 days is 3, and it is pushed in turn.

> criteria for overdue credit cards:

1. How long will the credit card be overdue before it will be filed:

1. Overdue for more than one week: The bank will reduce the credit card limit.

ways to remind you to repay.

2. Overdue within one month: The bank will take the form of calling ** and sending text messages to notify you that you have overdue and need to repay the fraud. During this period of time, it is directly notified by the bank, and no compulsory means will be used to collect it.

3. Overdue for more than one month but within three months: the bank will not directly collect the money, but outsource it to a professional collection company. This can have an impact on your life.

4. If you are overdue for more than three months, the bank will charge you with fraud.

Take it to court. 2. Criteria for filing overdue credit card cases:

Generally, there are two situations in which a credit card is overdue, one is a civil case and the other is a criminal case. The specific criteria are as follows.

1. Civil case filing: The standard for civil case filing is low, as long as the overdue user does not meet the criteria for criminal case filing but fails to repay it within the time limit, the bank can file a civil lawsuit with the court.

2. Criminal case filing: If it is a criminal case, the case filing standard will be relatively high, first of all, if the cardholder is collected by the bank twice for more than 3 months, and the minimum amount of repayment is still made.

In addition, the overdue amount of the credit card reached 50,000 yuan. If these two conditions are met, the cardholder will be sued by the bank for malicious overdraft.

A malicious overdraft of 50,000 yuan meets the standard for filing a criminal case, and after the court judgment, the cardholder is likely to be imprisoned.

III. Late Sentencing Standards:

1. The overdue amount of 50,000 500,000 yuan: sentenced to fixed-term imprisonment of not more than 5 years, and a fine of 20,000 200,000 yuan will be paid.

2. The overdue amount of 500,05 million: sentenced to 5 10 years in prison and paid a fine of 50,000 150,000.

3. The overdue amount is more than 5 million: sentenced to more than 10 years in prison, and needs to pay a fine of 50,000 500,000 yuan, or directly confiscate the property.

To sum up, China's handling of credit card overdue is still very strict. It is recommended that users still pay attention to their personal credit, maintain good repayment habits, and do not overdue, otherwise the consequences will be very serious.

Timely repayment after receiving the SMS 5 days after the repayment date will not affect the credit investigation.

If the minimum repayment amount is not repaid in time on the current bill, interest and liquidated damages will be incurred, but if the minimum repayment amount of the previous period has been repaid two days before the settlement of the next bill, the credit will not be affected.

If the bill date is the 5th, the repayment date is the 23rd, and the 5 days after the repayment date is around the 28th of the next month, it will not affect the credit investigation.

Tips: Ping An Credit Card Platinum Card reminds the bill amount and repayment time through the SMS 5 days before the repayment date, while other cards remind the bill grinding amount and repayment time through the Pocket Banking APP WeChat 3 days after the bill date and 5 days in advance of the repayment date (if the bill has been fully repaid 6 days before the repayment date, it will not be prompted). It is advisable to repay the loan in a timely manner according to the prompts.

It's okay to repay the loan on time.

Ping An Credit Card Statement Date Change Rules: It can be changed once every six months, and you can call Ping An Bank Credit Card** to apply when you change.

Credit cards can be changed to the billing date, which is really useful when it matters, allowing you to defer your payments for at least 18 days.

Some can be changed, some can't. The banks that can be changed are Industrial Bank, China Merchants Bank, Minsheng Bank, Huaxia Bank, China Construction Bank and Bank of Communications. Among them, Industrial Bank and China Merchants Bank can change once every six months, Minsheng Bank and Huaxia Bank can change once a year, and China Construction Bank and Bank of Communications can change once during the validity period.

Nothing else can be changed, that's all I know.

Yes, call ** directly to Ping An customer service, and you should be able to change the billing date directly, but you need to wait until the next time it takes effect.

It is not possible to modify the billing date without activation.

After the bill is issued, Ping An Bank will notify the customer that if the repayment date is not notified separately, the credit card will not be repaid in time and will incur late fees and interest.

1. The late fee for overdue credit card is 5% of the minimum repayment amount. Billed monthly.

2. Calculation formula of credit card overdue interest: credit card overdue interest = consumption amount of the previous month * number of overdue days *

There are three numbers in the above formula for calculating overdue interest on credit cards, which are the overdue amount, the number of overdue days, and the daily interest rate. Here's what each of these three numbers means.

1.Spending in the previous month.

It's important to note that the credit card overdue is not calculated as the amount owed, but as the amount spent in the previous month. That is, if you spent 10,000 yuan last month, even if you have repaid 9999, then if you owe 1 yuan, you will calculate the overdue interest on the credit card according to the amount of 10,000 yuan owed.

Therefore, try not to cause credit card overdue, otherwise, if the consumption amount in the previous month is large, the base of interest calculation is too large.

2.Number of days overdue.

Because credit card overdue interest is calculated on a daily basis, the number of days credit card is overdue is also important. Overdue days are the number of days from the billing date to the current billing date.

3.Daily interest rate.

The daily interest rate of credit card overdue interest is uniformly stipulated to be 5/10,000 per day, that is.

Bank branch closure process:

1. Bring a valid ID card and bank card to the local bank branch.

2. Fill in an application form for business handling, and select "Turn off SMS reminder" in the business handling column of the application.

3. Submit the original bank card, ID card, and business application form.

4. You can turn off the SMS reminder service.

2. Provide the bank card number and appropriate identity information according to the prompts, and then you can close it.

2.Call 95511-2 for human assistance;

If you need to cancel the Ping An Savings Card fee SMS subscription reminder, please call 95511-3 for manual consultation.