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After obtaining the written consent of the insured, you can choose to change the policyholder to the insured himself or his parents, spouse and children to exercise the relevant rights of the policyholder. At the same time, it should be noted that if the terms stipulate that the policyholder cannot be changed, it cannot be handled, and the policyholder needs to be re-selected after the policyholder is changed.
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I am doing safe car insurance, the owner of the car is only the owner of the property, the policyholder is the person who pays, the insured is the beneficiary, that is, the insured writes your name, then the cost of the car claim will be paid to the account opened by the insured himself, so it will be more convenient to write you, because your father does not drive, that is, in the future, if the car touches it, you will also handle it, write your father's name, and you will have to take your father's ID card to take multiple steps. So writing yourself has no impact on claims and driving, extended reading: [Insurance] How to buy, which is better, and teach you to avoid these insurance"pits"
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To change the policyholder's information, you can contact your insurance person and ask him to help you modify it. You can also go to Ping An Insurance Company on your own.
You can change the policyholder through the online ** Ping An Gold Butler APP, first open Ping An Gold Butler on your mobile phone, open it on the home page of the application, open it in turn, click on the policy service, enter the common service page, select Open All, enter the All application interface, and choose to click on the policyholder change. Enter the policyholder change page, select the specific insurance information you want to change the policyholder, fill in the truthfully in turn, and then fill in and submit the open button.
Go offline to handle it yourself, and the policyholder should bring the application form for change of insurance contract.
Health can be handled at Ping An's customer service center with financial notice, original policyholder's identity document, new policyholder's identity card, insurance policy, etc. In addition to the application for change of insurance contract, health and financial notice, the identity document of the original policyholder and the identity document of the new policyholder, and the insurance policy, the client also needs to bring the power of attorney signed by the original policyholder.
Go to the customer service center to get it.
Test your anti-risk index, experts will interpret it for you for free!
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After purchasing Ping An Insurance's products, you can change the policyholder through the mobile app. First of all, **"Ping An Gold Butler", then click on Policy Service, then click "More" at the service office, select "Change Policyholder" in the policy change area, then select the policy that needs to change the policyholder, scroll down to the bottom and click "Change Policyholder" to carry out relevant operations.
Maybe many friends who are new to insurance do not know much about the relevant content of the policyholder, and interested friends can also take a look at the explanation of this article:What is the difference between a policyholder and an insured? One article tells you the details!
However, it should be noted that although the change of policyholder generally does not have any impact, as long as the premium is paid on time. However, the written consent of the insured, the original policyholder and the changed policyholder is required for the change of policyholder. In addition, if there is protection for the policyholder in the insurance clause, if the policyholder is exempted, a health notice is required when the policyholder is changed, and it will be reviewed by the insurance company.
If you have any other questions about health information, you can also take a look at this information:Is the health notice of the insurance company making it difficult for us?
Ping An Insurance was born in Shekou, Shenzhen in 1988, and after years of development, it is now one of the most complete financial licenses and the most extensive business scope of personal financial life service groups in China, with total assets exceeding 10 trillion yuan, making it the world's largest insurance group in terms of assets.
In terms of claims data, according to the 2022 annual claims report of Ping An Life, a subsidiary of Ping An Insurance, Ping An Life paid 4.1 million claims in 2022, with a total amount of 39.8 billion yuan, with an average daily compensation of 100 million yuan.
It can be seen that the claims service provided by Ping An Chirop Insurance is very efficient.
For more information about Naye Ping An Insurance, the senior sister has been sorted out in this article, if you still want to know more, you can click here to get:What are the products worth buying with Ping An Insurance? You'll know after reading it! Hope.
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Ping An Life Insurance of China can change the information of the policyholder in the following three ways:
1. The customer visits the customer service center to handle the inquiry of Ping An Life's customer service center and cooperative banks.
Required documents: 1) Maintain the application form for change of limb insurance contract (customer information change) 2) Supporting materials for the corrected items.
2. The customer entrusts the salesman to go to the customer service center to handle it.
Required documents: 1) Application for change of insurance contract (change of customer information).
2) Power of Attorney.
3) Proof of the corrected matters.
4) Agent's ID card.
Note: Only in the case of entrusting others to act on behalf of others, the agent's certificate must be provided.
3. Customers should handle it by mail.
Required documents: 1) Application for change of insurance contract (change of customer information) 2) Copy of the policyholder's identity document.
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1. Handle it by yourself: The policyholder can go to Ping An's customer service center to register with the application for change of insurance contract, health and financial notice, the identity document of the original applicant and the identity document of the new policyholder, and the insurance policy. 2. Entrustment:
In addition to the need to clear the business trip, the client must bring the policyholder to bring the application for change of the insurance contract, health and financial notice, the identity document of the original policyholder, the identity document of the new policyholder, and the insurance policy, and also bring the power of attorney signed by the original policyholder to the customer service center for processing.
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The change of policyholder of Ping An Insurance can generally be operated in the following ways:
1.The insured shall obtain the written consent of the insured to change the insured. If the reason for the change of the insured is the death of the original insured, the death certificate of the insured shall also be provided, and the legal heirs of the original insured shall entrust one of the representatives in writing to apply for the change of the insured, and the new insured shall have an insurance interest in the insured;
3.Prepare the information required for the change according to the requirements of the insurance company, including the application for a change in the insurance contract (change of customer information), health and financial notices, and the identification of the new policyholder, the insured and the original policyholder. Among them, the application for change of insurance contract (change of customer information) can generally be filled in the official **** of Ping An Insurance Company or at the offline service outlets of Ping An Insurance Company; Health and financial notices are policies filled out by new policyholders;
4.where others are entrusted, a power of attorney and the identity certificate of the person to be entrusted shall also be provided;
5.Bring the materials to the offline service outlets of Ping An Reform Insurance Company to go through the procedures for changing the policyholder;
6.After the staff of the insurance company assists in the formalities, it will be immediately changed to a new policyholder, and the new policyholder shall bear the corresponding obligations and enjoy relevant rights and interests.
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After obtaining the written consent of the insured, Ping An Investment Insurance can choose to change the policyholder to the insured himself or his parents, spouse and children to exercise the relevant rights of the policyholder.
1. Applicant: the policyholder.
3. Handling methods and documents to be prepared.
1) The policyholder's own customer service center handles the Ping An customer service center.
2) Required documents:
Application for change of insurance contract in Nazhen (change of customer information).
Health and Financial Notices.
Identification documents of the new policyholder, the insured and the original policyholder.
The customer entrusts the salesman to go to the customer service center to handle the inquiry of Ping An Life's customer service center and cooperative banks.
Note: 1. If the reason for the change is the death of the original policyholder, the death certificate of the policyholder must be provided, and one of the representatives of the original policyholder shall be entrusted in writing by the legal heirs of the original policyholder to apply for the change of the policyholder and the new policyholder must have an insurance interest in the insured.
2. The power of attorney of all the first legal heirs (parents, spouses, children of the original policyholder), valid identity documents and proof of their relationship with the original policyholder shall be provided.
3. If one of the heirs has passed away, the death certificate must be provided, and if the death certificate or the relationship certificate cannot be provided, the other heirs shall jointly declare it.
As of February 2020:
Ping An car insurance includes compulsory traffic insurance and commercial insurance, commercial insurance is affected by a variety of conditions, it is difficult to give a unified table, but compulsory traffic insurance is a unified national regulation and unified charging standards, so the ** is relatively fixed, but the standard of compulsory insurance for different car seats will be different. Take a family car with less than 6 seats as an example: >>>More
No, you cannot. Insurance must have an insurance interest in both the policyholder and the insured, that is to say, the relationship between the policyholder and the insured, spouses, parents, and children can only be insured, and friends have no way to insure, <>
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You can return, the return is the cash value of the policy, when the cash value is high, withdraw, after the withdrawal, the original protection will be gone, and then want to buy the age is much older than when I bought it before, the premium will become correspondingly higher, so the surrender is not cost-effective, try not to return, urgent money can be policy loans, feel that the protection is not suitable can be increased protection.