Can Ping An Fu insure a friend, and is Ping An Insurance s Ping An Fu reliable

No, you cannot. Insurance must have an insurance interest in both the policyholder and the insured, that is to say, the relationship between the policyholder and the insured, spouses, parents, and children can only be insured, and friends have no way to insure, <>

Ping An Fu Insurance is still very reliable.

Ping An Fu is a combination insurance, including 1 main insurance + 2 mandatory additional insurance + n optional additional insurance.

The main insurance is a life insurance, and the distribution of additional insurance is a critical illness insurance, a long-term accident insurance that is covered up to the age of 70, a supplementary insurance with multiple claims for malignant tumors, and a premium waiver for the insured's critical illness and minor illness.

Such a lot, of course, is not low: a 30-year-old man, with a life insurance amount of 510,000 yuan, a critical illness insurance amount of 500,000 yuan, and a payment of 20 years, he has to pay yuan every year.

Ping An Fu 20 advantages:

1. The basic benefit covers 100 types of critical illnesses, 50 types of minor illnesses and death benefits.

Before the age of the year, each time a mild illness occurs, the sum insured for critical illness and death will be increased by 20%.

3. The amount of insurance increases after the exercise reaches the standard, which is commendable for the design of encouraging sports, but it is not easy to complete it according to the calculation that 10,000 steps for adults is equal to 7-8 kilometers.

Further reading] Life insurance.

Life insurance is a kind of life insurance, which takes the life of the insured as the subject of insurance and the life or death of the insured as the condition of payment. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium. Unlike other insurances, life insurance passes on the risk of survival or death of the insured.

Categories: 1Term Life.

Term life insurance is based on the death of the insured during the period specified in the policy, the deceased beneficiary has the right to receive the insurance money, if the insured does not die during the insurance period, the insurer does not need to pay the insurance money and does not return the insurance premium, referred to as "term life insurance", the insurance is mostly to provide protection for the insured to engage in more dangerous work in a short period of time.

2.Whole life.

Whole life insurance is a type of unscheduled death insurance, referred to as "whole life insurance". Insurance liability extends from the date of the effective date of the insurance contract until the death of the insured. Since the death of a person is inevitable, the benefits of a whole life insurance must eventually be paid to the beneficiary.

Due to the long duration of life insurance, its rate is higher than that of term insurance, and it has the function of savings.

3.Survival insurance.

Survival insurance means that the insured must survive until the expiration of the insurance period specified in the policy before he can receive the insurance benefits. If the insured dies during the insurance period, the insured cannot claim to recover the insurance premiums and cannot recover the premiums paid.

Ping An InsuranceVery nice and reliablePing An Insurance is the first joint-stock insurance company in China, ranking first among global insurance groups, and has the most complete financial licenses, and is a regular company.

The two major indicators for the CIRC's solvency assessment of insurance companies are: the core solvency adequacy ratio should be higher than 50%, and the comprehensive solvency adequacy ratio should be higher than 100%. In the fourth quarter of 2017, the core solvency ratio of Ping An Life was much higher than the standard given by the China Insurance Regulatory Commission.

The China Insurance Regulatory Commission has released a data that the complaint rate of Ping An Life in the first three quarters of 2017 was one complaint per 100,000 policyholders, which is just a complaint, not a real rejection result.

So, there really don't worry, the reliability of Ping An Insurance has been shown through data. In addition, Ping An is a super huge company, insurance is just one of the businesses, as well as finance, technology, medical care, etc., etc., so any wind and grass it will have a lot of follow-up, really don't worry about what to do if there is an unfair situation and no way to complain.

If Ping An Fu is good enough for the subject itself, then take out the insurance and don't have to worry about the claim later.

As a product of Ping An of China, Ping An Fu Insurance is reliable, but it is impossible to talk about cost-effectiveness.

The same ** other insurance can reach close to 500,000 critical illness insurance (multiple claims in groups), 150,000 for minor illnesses (multiple claims without grouping), and the insurance amount of Ping An Fu is only 300,000, and it is only a single claim. If you want to buy this kind of critical illness insurance, it is better to buy life accident insurance (life value insurance, which is also life-saving), because the effect is the same, but the premium paid is much less. For example, a 30-year-old person has to pay more than 9,000 yuan per year for 300,000 yuan of critical illness insurance (you can get a little money for surrendering the insurance), and the insurance amount of 300,000 yuan for life accident insurance is more than 1,000 yuan per year.

If you are responsible for the family, you can have life accident insurance, and there will be the least number of disputes with the insurance company. In critical illness insurance, the insurance company earns money from currency depreciation and a significant amount deducted from the surrender of the policy. At present, the annual accident mortality rate in China is less than 3/10,000, 10,000 divided by 3 is about 3,300 times, 100 yuan multiplied by 3,300 is equal to 330,000, even life accident insurance is already a huge profit, not to mention other types of insurance.

1. Ping An Fu is a combination insurance, its main insurance is life insurance, additional critical illness insurance and long-term accident insurance are mandatory, and additional cancer multiple claims and minor illness exemption are optional.

2. The biggest advantage of Ping An Fu Insurance is that it has a wide range of insurance, including multiple types of insurance, which saves users a lot of trouble in purchasing, and its biggest disadvantage is that the premium is higher.

3. In fact, whether it is necessary to buy Ping An Fu insurance mainly depends on the needs of different users, insurance is originally a product that provides protection for the future, so only the insurance that suits you is the best insurance, Ping An Fu insurance may be very suitable and convenient for some users, but there must be some users who are not suitable for this kind of insurance.

4. Insurance needs to be tailor-made, including the selection of the amount of insurance and what problems to solve with the tool of insurance, and a comprehensive needs analysis of the family is required to find the most suitable plan for you.

5. In addition, we need to remind you that you must read the terms and conditions when buying insurance, especially the claim terms, insurance coverage, insurance coverage period, whether renewal is guaranteed, etc.