Can I surrender the universal insurance after buying universal insurance in Ping An Insurance?

You can return, the return is the cash value of the policy, when the cash value is high, withdraw, after the withdrawal, the original protection will be gone, and then want to buy the age is much older than when I bought it before, the premium will become correspondingly higher, so the surrender is not cost-effective, try not to return, urgent money can be policy loans, feel that the protection is not suitable can be increased protection.

If you don't pay for the time being because of the tight economy, you can continue to pay when you have money, you really want to use money, you can do part of the collection, in the Ping An Gold Butler app, you can operate yourself, and you can get it in three working days, and it is best not to surrender the insurance.

You can surrender the policy in the middle of any insurance company you buy, but there will be a loss

It is possible to surrender the policy, it is not recommended to surrender the policy, and if you really need money urgently, you can borrow from the policy.

Yes, but the surrender loss is too large and it is not recommended to surrender the policy.

It is possible to surrender the policy, but it is not recommended to return the policy because the loss is large for you.

Yes, but you will suffer a lot of losses.

Yes, but there will be losses.

It is recommended not to surrender the policy, and if funds are tight, you can use the policy loan.

It's good advice to surrender or not to surrender.

You can choose not to pay the fee for the time being.

Universal insurance can be used to return the money from the dividends and submit the premium.

It is recommended not to return, please ask how old you are to buy it from. If it is not suitable, it can be changed. The surrender loss is too great.

Universal insurance has the function of deferring payment, which can delay the payment of fees, and if you use money, you also have the function of partial withdrawal.

Under what circumstances do you think of surrendering the policy?

Hello, how did you want to surrender the policy.

Why do you want to return? If you can't transfer your funds this year, can you delay the payment, and if you can't return it, it's your own loss.

You can bring the relevant materials to the insurance company's business outlets for surrender.

The surrenderer is required to provide the following documents when handling the surrender:

1. If the insured requests to surrender the policy, the applicant shall provide the application for surrender with the written consent of the policyholder;

2. Valid insurance contract and last payment certificate;

3. Proof of identity of the policyholder;

4. If the applicant entrusts another person to handle it, the power of attorney of the policyholder and the ID card of the principal shall be provided.

Normal surrender requires that after a certain number of years have elapsed in the policy, the policyholder can apply for termination, and the life insurance company shall refund the cash value of the policy within 30 days from the date of receipt of the application.

Summary. Hello dear! Now I will answer for you Can Ping An Life Insurance be surrendered in the middle of the policy? Kiss You look good, you can surrender the insurance halfway, the insurance can be surrendered halfway; Ping An Life Insurance Surrender During the cooling-off period, the insurance company will refund the premium paid to the applicant, but if the policy is surrendered after the cooling-off period, the cash value of the policy will usually be refunded.

In the case of a one-year insurance product, the premium paid can be refunded during the cooling-off period. If refunded after the cooling-off period, the insurance company will refund the remaining premium after deducting the premium for the guaranteed days. If, in long-term insurance, the insurance is withdrawn after the cooling-off period, it will cause losses.

In practice, when choosing insurance, it is through understanding and judgment to choose the right one for you. It is not recommended to surrender the policy halfway.

Hello dear! Now I will answer for you Can Ping An Life Insurance be surrendered in the middle of the policy? Kiss You look good, you can surrender the insurance halfway, the insurance can be surrendered halfway; During the cooling-off period, the insurance company will refund the premium paid to the applicant, but if the policy is surrendered after the cooling-off period, the current rental value of the policy will usually be refunded. In the case of a one-year insurance product, the premium paid can be refunded during the cooling-off period.

If the Silent Destruction is refunded after the cooling-off period, the insurance company will refund the remaining premium after deducting the premium for the guaranteed days. If, in long-term insurance, the insurance is withdrawn after the cooling-off period, it will cause losses. In practice, when choosing insurance, it is through understanding and judgment to choose the right one for you.

It is not recommended to surrender the policy halfway. Trillion of things.

The impact of the surrender of the insurance in Ping An Life Insurance 1, the insurance cost will increase cautiously, if the premium is interrupted and not renewed within the grace period stipulated by the insurance company, the insurance will cease to take effect. If you don't want to surrender your policy and want to continue your guarantee, you can apply to your insurance company to restore your guarantee. After the insurance company agrees, the user has to pay not only the insurance premium, but also the interest, which increases the user's expenses.

2. When you re-enter the waiting period and buy insurance for the first time, in order to avoid risks, the insurance company will require a period of time as a waiting period, and the insurance will take effect after the waiting period. If the payment is interrupted during the insurance period and exceeds the grace period specified by the insurance company, the user will re-enter the insurance company's waiting period if you apply for reinstatement. During the waiting period, the insurance company also does not assume liability for claims, which increases the risk.

Ping An Insurance Universal Insurance surrenders, and the cash value of the refundable policy after the hesitation period and the account value of the universal account can be refunded during the hesitation period. Take Ping An Outsmart Life as an example of lifelong payment of 10-year insurance, 6,000-year annual insurance premium, and low settlement interest rate. If the policy is surrendered after one year, it can be refunded 2659, and after ten years, Tuanheyu can be refunded 52579.

Generally speaking, the corresponding cash value of different universal insurance, or even the same universal insurance, such as the payment period, payment amount, and surrender period, varies depending on the settlement interest rate and other factors.

Summary. Ping An's universal insurance can be surrendered, but after the hesitation period wants to surrender, Ping An Insurance Company can only return the cash value of the policy, you must know that universal insurance belongs to the nature of financial insurance, with savings and protection of the two major functions, the first few years after the insurance policy cash value is very low, if the surrender will have a certain economic loss, under normal circumstances, can not surrender the policy, if you need capital turnover can apply for a policy loan, if it is because the payment pressure is too great, You can contact Ping An Insurance to apply for a reduction, the ** of universal insurance is generally higher, if it is a consumer with average economic conditions, the pressure to pay premiums is relatively large, you should carefully consider it before applying for insurance, and do what you can. ”

Ping An's universal insurance can be surrendered, but after the hesitation period wants to surrender, Ping An Insurance Company can only return the cash value of the policy, you must know that universal insurance is a financial nature of insurance, with savings and protection of the spine brother two major functions, the first few years after the insurance policy cash value is very low, if the surrender will have a certain economic loss, under normal circumstances, can not return the insurance will not surrender, if you are hungry to answer the need for capital turnover can apply for a policy loan, if it is because the payment pressure is too great, You can contact Ping An Insurance to apply for a reduction, the ** of universal insurance is generally higher, if it is a consumer with average economic conditions, the pressure to pay premiums is relatively large, you should carefully consider it before applying for insurance, and do what you can. ”

Tips: "Ping An's universal insurance can be surrendered, but after the hesitation period want to surrender, Ping An Insurance Company can only return the cash value of the policy, you must know that universal insurance belongs to the nature of financial insurance, with savings and protection of the two major functions, after the insurance before taking Cong Cong a few years of policy cash value is very low, if surrender will have a certain economic loss, under normal circumstances, can not surrender the policy, if you need capital turnover can apply for a policy loan, if it is because of too much pressure to pay, You can contact Ping An Insurance to apply for a reduction, the ** of universal insurance is generally relatively high, if it is a consumer with a general chain of economic observation and sensitivity, the pressure to pay premiums is relatively large, and you should consider carefully before applying for insurance and do what you can. ”

The policy part received some cash, and if the policy was surrendered, what would be the calculation of that part.

According to the terms written in the contract.

Do you need to return it?

You don't have to return it, it's already yours.

That is, the part that has been received does not need to be returned.

Yes, you don't need to return the money you received.

Ok thanks. ok

Summary. Ping An insurance can be surrendered. Ping An Insurance is a professional insurance company, and insurance products can be surrendered in accordance with relevant laws and regulations and the provisions of the insurance contract.

However, the terms and conditions for surrender may vary from product to product, and you need to carefully read the surrender clause in the insurance contract you have purchased to understand the specific rules and procedures for surrender.

Ping An insurance can be surrendered. Ping An Insurance is a professional insurance company, and insurance products can be surrendered in accordance with relevant laws and regulations and the provisions of the insurance contract. However, the rules and procedures for surrender may vary from one insurance product to another, so you need to carefully read the surrender clause in the insurance contract you have purchased and the specific rules and procedures for surrender.

Generally speaking, the insurance company will calculate the amount to be refunded to you based on factors such as the premiums you have paid, the duration of the policy, and the market conditions at the time of surrender. It should be noted that there may be a certain handling fee or loss incurred by surrendering Changdong, which needs to be determined according to the insurance product you have purchased and the terms of the contract. If you have any questions, please feel free to contact Ping An Insurance's customer service.